COMPLEX CONSULTANCY SERVICES
ActiveSummary
COMPLEX CONSULTANCY SERVICES has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €17,556 and a net result of -€10,722. Equity has been shrinking by about 13% per year since 2022. Its solvency ranks better than 77% of 15,188 sector peers (NACE 69, financial year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 19-05-2022 Normal situation
- Activity
- Other legal services NACE 69109and 1 other
- Establishment unit
- 2.331.491.307 3020 Herent, since 19-05-2022
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.5%
- Gross margin
- -€9,282
- Loss
- €10,722
- Equity
- €17,556
- ▼ 37.9%
- Total assets
- €21,767
- ▼ 34.6%
- 2025 accounts not filed, 96 days past the deadline
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 23-07-2025)Liquidity: current ratio 3.96, cash €29, halvedlowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €21,767Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 19% on liquidity, 1% on profitability and 13% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 29 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 4 November 2026.
Annual accounts 2024 filed on 23-07-2025 PDF all 3 filings
Every figure per financial year
The operating result for 2024 is a loss of €13,020, after a profit of €7,821 in 2023. It is the lowest result since 2022.
Turnover and EBIT margin are not published. The micro format does not require them.
Investments
| Item | 2022 | 2023 | 2024 |
|---|---|---|---|
| Tangible fixed assets | €9,165 | €2,996 | - |
| Depreciation and write-downs of the year | €474 | €3,173 | €3,436 |
Source: notes to the 2022 to 2024 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1,053 | €1,364 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €474 | €3,173 | €3,436 | ▲ 8.3% |
| Other operating charges640/8 | €348 | €327 | €302 | ▼ 7.6% |
| Gross operating margin9900 | €29,834 | €12,685 | -€9,282 | - |
| Operating profit (loss)9901 | €27,960 | €7,821 | -€13,020 | - |
| Financial income75/76B | - | €536 | €2,699 | ▲ 403% |
| Recurring financial income75 | - | €536 | €905 | ▲ 68.8% |
| Non-recurring financial income76B | - | - | €1,794 | - |
| Financial charges65/66B | €492 | €878 | €235 | ▼ 73.3% |
| Recurring financial charges65 | €492 | €878 | €235 | ▼ 73.3% |
| Profit (loss) for the period before taxes9903 | €27,468 | €7,480 | -€10,556 | - |
| Income taxes67/77 | €5,783 | €2,888 | €166 | ▼ 94.3% |
| Profit (loss) for the period9904 | €21,686 | €4,592 | -€10,722 | - |
| Profit (loss) for the period to be appropriated9905 | €21,686 | €4,592 | -€10,722 | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €41,340 | €33,279 | €21,767 | ▼ 34.6% |
| Fixed assets21/28 | €8,691 | €8,515 | €5,079 | ▼ 40.4% |
| Tangible fixed assets22/27 | €8,691 | €8,515 | €5,079 | ▼ 40.4% |
| Plant, machinery and equipment23 | - | €1,102 | €717 | ▼ 35.0% |
| Furniture and vehicles24 | €8,691 | €7,413 | €4,362 | ▼ 41.2% |
| Current assets29/58 | €32,649 | €24,764 | €16,688 | ▼ 32.6% |
| Amounts receivable within one year40/41 | €13,035 | €23,731 | €16,454 | ▼ 30.7% |
| Trade receivables40 | €11,435 | €182 | - | - |
| Other amounts receivable41 | €1,600 | €23,549 | €16,454 | ▼ 30.1% |
| Cash at bank and in hand54/58 | €19,408 | €1,034 | €29 | ▼ 97.1% |
| Deferred charges and accrued income490/1 | €207 | - | €205 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €41,340 | €33,279 | €21,767 | ▼ 34.6% |
| Equity10/15 | €23,686 | €28,278 | €17,556 | ▼ 37.9% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | - | €4,592 | €4,592 | = |
| Distributable reserves133 | - | €4,592 | €4,592 | = |
| Profit (loss) carried forward14 | €21,686 | €21,686 | €10,964 | ▼ 49.4% |
| Amounts payable17/49 | €17,654 | €5,001 | €4,211 | ▼ 15.8% |
| Amounts payable within one year42/48 | €17,654 | €5,001 | €4,211 | ▼ 15.8% |
| Trade debts44 | €802 | €330 | €1,157 | ▲ 250% |
| Suppliers440/4 | €802 | €330 | €1,157 | ▲ 250% |
| Taxes, remuneration and social security45 | €16,692 | €4,671 | €3,054 | ▼ 34.6% |
| Taxes450/3 | €16,692 | €4,671 | €3,054 | ▼ 34.6% |
| Other amounts payable47/48 | €161 | - | - | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,686 | €4,592 | -€10,722 | - |
| + Depreciation and write-downs630 | €474 | €3,173 | €3,436 | ▲ 8.3% |
| Operating cash flow (approximation) | €22,160 | €7,765 | -€7,286 | - |
| Investment in fixed assets (approximation) | - | -€2,996 | €0 | - |
| Change in cash | - | -€18,374 | -€1,004 | ▲ 94.5% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,223 companies had the same profile as COMPLEX CONSULTANCY SERVICES has now. Two years later, 87.8% were still going and 3.4% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COMPLEX CONSULTANCY SERVICES itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for COMPLEX CONSULTANCY SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- SAEYVOET Carla Sa-ing sole founder · 100% at incorporation
Capital transactions
- 23-05-2022 Incorporation · €2,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, 1”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Articles of association, deed of 23-05-2022 (in Dutch)
Network & group
COMPLEX CONSULTANCY SERVICES shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of COMPLEX CONSULTANCY SERVICES. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
23-05
Gazette deed
IncorporationStarting capital €2,000 · Appointment: SAEYVOET Carla Sa-ing (director) · Founder4 points ▸
- Incorporation, “COMPLEX CONSULTANCY SERVICES” (deed in Dutch)
- Founder, SAEYVOET Carla Sa-ing
- Founding capital, €2,000
- Director appointment, SAEYVOET Carla Sa-ing (director)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
7 activities
- Het verlenen van diensten in de meest ruime zin van het woord aan bedrijven en ondernemingen van alle aard,onder meer op het vlak van administratie,management,bedrijfsorganisatie,legal en compliance topics en project management.
- Handelsbemiddeling
- Het geven van lezingen en voordrachten in binnen- en buitenland voor professionelen,alsook voor een breder publiek,over voormelde topics
- Online verkoop,presentaties en trainingen.
- Het aanleggen,het beheren en het oordeelkundig uitbouwen,voor eigen rekening,van een onroerend en roerend vermogen,alle verrichtingen doen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer,het productief maken of de valorisatie van onroerende of roerende goederen en rechten,van welke aard ook;haar beschikbare middelen beleggen,wederbeleggen of investeren in roerende of onroerende activa.
- Het produceren en geven van audiovisuele presentaties
- Productie van geluidsopnames voor film,video en tv.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24111E0274/00K000 | Flanders | 1,008 m² | 1 · 185 m² | 9.2 m · 2 |