COMPENSIMMO
Bankruptcy closedCOMPENSIMMO was declared bankrupt on 02-06-2025 (Tribunal de l’entreprise du Hainaut, division Charleroi); the bankruptcy was closed for insufficient assets by judgment of 22-07-2026, published in the Belgian State Gazette on 29-07-2026.
No longer registered with the KBO since 24-07-2026; last annual accounts for fiscal year 2022.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
31 d late
2021
33 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€41k▼ 30.4%
2021 · €58k
2019: €26k
2020: €158k
2021: €58k
2019 → 2022
Working capital
€79k▲ 108%
2021 · €38k
2019: €12k
2020: €37k
2021: €38k
2019 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202020212022Trend
Equity€14k-€42k▲ 196%€42k=€83k▲ 96.8%
Operating result€38k-€211k▲ 458%€81k▼ 61.8%€57k▼ 29.3%
Net result€26k-€158k▲ 509%€58k▼ 63.0%€41k▼ 30.4%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2022 is 29% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €193k
Fixed assets
€4k▼ 11.7%
Current assets
€189k▼ 34.3%
Equity and liabilities €193k
Equity
€83k▲ 96.8%
Debt
€110k▼ 55.9%
The debt ratio falls from 85.6% to 57.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▼
2021 · €82k
Cash flow
€42k▼
2021 · €60k
Solvency
42.8%▲
2021 · 14.4%
Current ratio
1.71▲
2021 · 1.15
Quick ratio
0.64▲
2021 · 0.59
Debt / equity
1.34▼
2021 · 5.97
ROE
49.2%▼
2021 · 139.0%
ROA
21.0%▲
2021 · 20.0%
Interest coverage
48.69▲
2021 · 22.41
Debt
€110k▼
2021 · €250k
Debt ≤ 1 year
€110k▼
2021 · €250k
Income taxes
€16k▼
2021 · €20k
Staff costs
€0▼
2021 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€292k€193k▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€288k€189k▼
Amounts receivable after more than one year29€7k€0▼
Other amounts receivable291€7k€0▼
Stocks and contracts in progress3€140k€118k▼
Stocks30/36€140k€118k▼
Amounts receivable within one year40/41€80k€11k▼
Trade receivables40€12k€0▼
Other amounts receivable41€68k€11k▼
Current investments50/53€60k€60k=
Cash at bank and in hand54/58€334€40▼
Equity and liabilities
Total equity and liabilities10/49€292k€193k▼
Equity10/15€42k€83k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€36k€76k▲
Amounts payable17/49€250k€110k▼
Amounts payable within one year42/48€250k€110k▼
Financial debts43€175k€0▼
Credit institutions430/8-€0
Other loans439€175k-
Trade debts44€1k€15k▲
Suppliers440/4€1k€15k▲
Taxes, remuneration and social security45€73k€35k▼
Taxes450/3€73k€35k▼
Other amounts payable47/48€700€60k▲
Accrued charges and deferred income492/3€275€0▼
Income statement
Code20212022
Remuneration, social security and pensions62€5k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€958▼
Other operating charges640/8€9k€746▼
Non-recurring operating charges66A€496€6k▲
Gross operating margin9900€96k€64k▼
Operating profit (loss)9901€81k€57k▼
Financial income75/76B€1k€333▼
Recurring financial income75€1k€333▼
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Non-recurring financial charges66B-€0
Profit (loss) for the period before taxes9903€78k€56k▼
Income taxes67/77€20k€16k▼
Profit (loss) for the period9904€58k€41k▼
Profit (loss) for the period to be appropriated9905€58k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€76k▼
Profit (loss) brought forward from the previous period14P€36k€36k=
Profit to be distributed694/7€58k€0▼
Return on contributions (dividend)694€58k€0▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
Bankruptcy
Bankruptcy closure (insufficient assets)
Tribunal de l’entreprise du Hainaut, division Charleroi · COMPENSIMMO (SPRL) RUE PETIT PIERSOULX 1, 6041 GOSSELIES. déclarée le 2 juin 2025 · event 22-07-2026
2025
17-06
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · COMPENSIMMO (SPRL) RUE PETIT PIERSOULX 1, 6041 GOSSELIES · event 02-06-2025
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
02-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 33 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2019net €158k ▲509%
Operating result €211k, net result €158k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Petit Piersoulx 16041 CharleroiGround area
8,532 m²
Building footprint
177 m²
Volume, LiDAR
1,521 m³
Parcel 52028B0291/00G000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028B0291/00G000 | Wallonia | 8,532 m² | 1 · 177 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GAEL D’HOTEL CHAUSSEE IMPERIALE 150,
6060 GILLY (CHARLEROI)- .
Date provisoire de cessation de paiement : 02/06/2025 |
02-06-2025 → present |
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-07-2018
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.