Compass Solutions
ActiveCompass Solutions has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €2k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-18
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 9.89 against 5.94 in 2024; short-term debt: 10% and cash: 9.9% of total assets), and 10% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
22 d late
2024
57 d early
2023
35 d late
2022
49 d late
2021
11 d late
2020
61 d late
2019
116 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▲ 1.9%
2024 · €122k
2019: €32k
2020: €49k
2021: €69k
2022: €117k
2023: €118k
2024: €122k
2019 → 2025
Total assets
€138k▼ 5.5%
2024 · €147k
2019: €78k
2020: €109k
2021: €159k
2022: €187k
2023: €192k
2024: €147k
2019 → 2025
Net result
€2k▼ 50.1%
2024 · €5k
2019: €14k
2020: €17k
2021: €20k
2022: €49k
2023: €112
2024: €5k
2019 → 2025
Working capital
€123k▲ 2.7%
2024 · €120k
2019: €32k
2020: €48k
2021: €67k
2022: €113k
2023: €114k
2024: €120k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€117k▲ 70.5%€118k▲ 0.1%€122k▲ 4.0%€125k▲ 1.9%
Operating result€28k-€71k▲ 150%€2k▼ 96.7%€10k▲ 305%€6k▼ 39.0%
Net result€20k-€49k▲ 142%€112▼ 99.8%€5k▲ 4,126%€2k▼ 50.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€1k▼ 44.1%
Current assets
€137k▼ 5.0%
Equity and liabilities €138k
Equity
€125k▲ 1.9%
Debt
€14k▼ 42.9%
The debt ratio falls from 16.6% to 10.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €11k
Cash flow
€3k▼
2024 · €6k
Solvency
90.0%▲
2024 · 83.4%
Current ratio
9.89▲
2024 · 5.94
Quick ratio
3.84▼
2024 · 5.94
Debt / equity
0.11▼
2024 · 0.20
ROE
1.9%▼
2024 · 3.9%
ROA
1.7%▼
2024 · 3.2%
Interest coverage
2.80▼
2024 · 4.66
Debt
€14k▼
2024 · €24k
Debt ≤ 1 year
€14k▼
2024 · €24k
Income taxes
€1k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€147k€138k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€82-
Current assets29/58€145k€137k▼
Stocks and contracts in progress3-€84k
Stocks30/36-€84k
Amounts receivable within one year40/41€59k€37k▼
Trade receivables40€39k€5k▼
Other amounts receivable41€20k€32k▲
Cash at bank and in hand54/58€85k€14k▼
Deferred charges and accrued income490/1€917€3k▲
Equity and liabilities
Total equity and liabilities10/49€147k€138k▼
Equity10/15€122k€125k▲
Contributions10/11€19k€19k=
Reserves13€74k€74k=
Non-distributable reserves130/1€676€676=
Reserves not available under the articles1311€676€676=
Distributable reserves133€73k€73k=
Profit (loss) carried forward14€30k€32k▲
Amounts payable17/49€24k€14k▼
Amounts payable within one year42/48€24k€14k▼
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€13k€4k▼
Taxes450/3€8k€4k▼
Remuneration and social security454/9€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€901▼
Other operating charges640/8€2k€652▼
Gross operating margin9900€12k€7k▼
Operating profit (loss)9901€10k€6k▼
Financial income75/76B€100€15▼
Recurring financial income75€100€15▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€7k€3k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€32k▼
Profit (loss) brought forward from the previous period14P€30k€30k=
Transfer to equity691/2€5k-
To other reserves6921€5k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 5.94
Current ratio from 2.54 to 5.94; short-term debt falls from €74k to €24k.
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
2023
31-12
Financial
Weakest financial yearnet €112 ▼99.8%
Net result drops to €112, the lowest in the series; recovery starts the following year.
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 49 days late
2022
31-12
Financial
Highest result since 2019net €49k ▲142%
Operating result €71k, net result €49k, both a record.
31-12
Financial
Equity above €100kEq €117k ▲70.5%
4 profitable years in a row build equity to €117k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Carnotstraat 1372060 AntwerpenGround area
287 m²
Building footprint
287 m²
Volume, LiDAR
5,196 m³
Parcel 11808H0835/00E000, Flanders · tallest building 27.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Compass Digital Solutions
since 20192.285.304.756
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H0835/00E000 | Flanders | 287 m² | 1 · 287 m² | 27.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HANDSAEME AUTOMATION
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Smartware
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DevMo
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.