Compass Immo
ActiveCompass Immo has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €7k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 5% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency0=
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.45 against 0.17 in 2024), and 99.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.7%
Return on assets
0.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 12637 sector peers (2025).
NBB · sector comparisonPosition among 12637 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
25 d early
2024
69 d late
2023
29 d late
2022
59 d late
2021
424 d late
2019
87 d late
2018
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 128%
2024 · €6k
2018: €7k
2019: €5k
2021: €6k
2022: €-1k
2023: €-3k
2024: €6k
2018 → 2025
Total assets
€1.81M▲ 27.6%
2024 · €1.42M
2018: €8k
2019: €7k
2021: €16k
2022: €7k
2023: €98k
2024: €1.42M
2018 → 2025
Net result
€7k▼ 17.9%
2024 · €9k
2018: €-250
2019: €-1k
2021: €-50
2022: €-8k
2023: €-2k
2024: €9k
2018 → 2025
Working capital
€-244k▲ 10.4%
2024 · €-273k
2018: €7k
2019: €5k
2021: €6k
2022: €-1k
2023: €-3k
2024: €-273k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€-1k€-3k▼ 140%€6k€13k▲ 128%
Operating result€7-€-8k€-2k▲ 77.3%€34k€53k▲ 54.4%
Net result€-50-€-8k▼ 15,522%€-2k▲ 76.7%€9k€7k▼ 17.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 54% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.81M
Fixed assets
€1.61M▲ 18.0%
Current assets
€203k▲ 256%
Equity and liabilities €1.81M
Equity
€13k▲ 128%
Debt
€1.80M▲ 27.2%
The debt ratio falls from 99.6% to 99.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€108k
Cash flow
€62k
Solvency
0.7%▲
2024 · 0.4%
Current ratio
0.45▲
2024 · 0.17
Quick ratio
0.45▲
2024 · 0.17
ROE
56.2%▼
2024 · 156.5%
ROA
0.4%▼
2024 · 0.6%
Interest coverage
2.35
Debt
€1.80M▲
2024 · €1.42M
Debt ≤ 1 year
€447k▲
2024 · €330k
Debt > 1 year
€1.35M▲
2024 · €1.09M
A ratio outside any meaningful range has been withheld (balance sheet total €1.81M, equity €13k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.42M€1.81M▲
Fixed assets21/28€1.36M€1.61M▲
Tangible fixed assets22/27€1.36M€1.61M▲
Land and buildings22€296k€1.61M▲
Assets under construction and advance payments27€1.07M-
Current assets29/58€57k€203k▲
Amounts receivable within one year40/41€56k€203k▲
Trade receivables40€54k€203k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€771€232▼
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.81M▲
Equity10/15€6k€13k▲
Contributions10/11€6k€6k=
Reserves13€663€663=
Non-distributable reserves130/1€663€663=
Reserves not available under the articles1311€663€663=
Profit (loss) carried forward14€-1k€6k▲
Amounts payable17/49€1.42M€1.80M▲
Amounts payable after more than one year17€1.09M€1.35M▲
Financial debts170/4€1.09M€1.35M▲
Amounts payable within one year42/48€330k€447k▲
Current portion of amounts payable after more than one year42€72k€56k▼
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45-€33k
Taxes450/3-€33k
Other amounts payable47/48€249k€356k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€55k
Other operating charges640/8€446€520▲
Gross operating margin9900€35k€109k▲
Operating profit (loss)9901€34k€53k▲
Financial charges65/66B€26k€46k▲
Recurring financial charges65€26k€46k▲
Profit (loss) for the period before taxes9903€9k€7k▼
Profit (loss) for the period9904€9k€7k▼
Profit (loss) for the period to be appropriated9905€9k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€6k▲
Profit (loss) brought forward from the previous period14P€-10k€-1k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after 5 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 424 days late
2022
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hasseltsesteenweg 3313800 Sint-TruidenGround area
662 m²
Parcel 71352B0347/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Compass Immo
since 20162.259.527.403
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352B0347/00H000 | Flanders | 662 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B-GROOVE
BE 0862.310.303
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ROJACO
BE 0440.976.252
Hasselt · Eq €13k
JUPERI
BE 0749.866.121
Wommelgem · Eq €13k
VQTM
BE 0864.151.818
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GOMACO
BE 0437.648.162
Wommelgem · Eq €13k
Of 2,256 companies in sector 69209 we hold annual accounts for 1,089. 501 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2016
Fiscal year end31-12
Activities, NACEBEL
69201Accountants
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.