COMPANY CONSULT
ActiveCOMPANY CONSULT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €267k and a net result of €-37k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability21▼-59
Solvency83=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.58 against 0.89 in 2023; short-term debt: 30.8% and cash: 14.6% of total assets), and 42.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57.8%
Return on assets
-8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d early
2023
42 d early
2022
32 d early
2021
51 d early
2020
40 d early
2019
4 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€267k▼ 12.1%
2023 · €303k
2018: €107k
2019: €141k
2020: €175k
2021: €215k
2022: €256k
2023: €303k
2018 → 2024
Total assets
€462k▼ 11.7%
2023 · €523k
2018: €392k
2019: €363k
2020: €386k
2021: €343k
2022: €370k
2023: €523k
2018 → 2024
Net result
€-37k
2023 · €47k
2018: €9k
2019: €34k
2020: €33k
2021: €40k
2022: €41k
2023: €47k
2018 → 2024
Working capital
€-59k▼ 272%
2023 · €-16k
2018: €-144k
2019: €-121k
2020: €-93k
2021: €-56k
2022: €-19k
2023: €-16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€175k-€215k▲ 23.1%€256k▲ 19.3%€303k▲ 18.4%€267k▼ 12.1%
Operating result€55k-€66k▲ 19.2%€66k▼ 0.3%€78k▲ 18.6%€-25k
Net result€33k-€40k▲ 20.4%€41k▲ 2.7%€47k▲ 13.8%€-37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €25k after €78k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €462k
Fixed assets
€378k▼ 3.9%
Current assets
€83k▼ 35.5%
Equity and liabilities €462k
Equity
€267k▼ 12.1%
Debt
€195k▼ 11.1%
The debt ratio rises from 41.9% to 42.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▼
2023 · €114k
Cash flow
€3k▼
2023 · €83k
Solvency
57.8%▼
2023 · 58.1%
Current ratio
0.58▼
2023 · 0.89
Quick ratio
0.58▼
2023 · 0.89
Debt / equity
0.73▲
2023 · 0.72
ROE
-13.8%▼
2023 · 15.5%
ROA
-8.0%▼
2023 · 9.0%
Interest coverage
1.52▼
2023 · 15.07
Debt
€195k▼
2023 · €219k
Debt ≤ 1 year
€142k▼
2023 · €145k
Debt > 1 year
€52k▼
2023 · €74k
Income taxes
€2k▼
2023 · €23k
Staff costs
€83k▼
2023 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€523k€462k▼
Fixed assets21/28€394k€378k▼
Tangible fixed assets22/27€392k€377k▼
Land and buildings22€262k€266k▲
Plant, machinery and equipment23€7k€8k▲
Furniture and vehicles24€121k€101k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€1k€1k=
Current assets29/58€129k€83k▼
Amounts receivable within one year40/41€887€10k▲
Trade receivables40€887€0▼
Other amounts receivable41€0€10k▲
Cash at bank and in hand54/58€125k€67k▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€523k€462k▼
Equity10/15€303k€267k▼
Contributions10/11€120k€120k=
Reserves13€163k€163k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€163k€163k=
Profit (loss) carried forward14€20k€-17k▼
Amounts payable17/49€219k€195k▼
Amounts payable after more than one year17€74k€52k▼
Financial debts170/4€74k€52k▼
Amounts payable within one year42/48€145k€142k▼
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€24k€9k▼
Suppliers440/4€24k€9k▼
Taxes, remuneration and social security45€39k€43k▲
Taxes450/3€28k€28k▼
Remuneration and social security454/9€10k€15k▲
Other amounts payable47/48€61k€68k▲
Income statement
Code20232024
Non-recurring operating income76A€16k€0▼
Remuneration, social security and pensions62€104k€83k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€40k▲
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A€653€0▼
Gross operating margin9900€223k€103k▼
Operating profit (loss)9901€78k€-25k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€70k€-35k▼
Income taxes67/77€23k€2k▼
Profit (loss) for the period9904€47k€-37k▼
Profit (loss) for the period to be appropriated9905€47k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€-17k▼
Profit (loss) brought forward from the previous period14P€20k€20k=
Transfer to equity691/2€47k€0▼
To other reserves6921€47k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-37k ▼178%
Net result drops to €-37k, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €47k ▲13.8%
Operating result €78k, net result €47k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €215k ▲23.1%
4 profitable years in a row build equity to €215k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €175k ▲23.7%
3 profitable years in a row build equity to €175k.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putsesteenweg(MeSK) 762800 MechelenGround area
1,025 m²
Building footprint
504 m²
Volume, LiDAR
3,331 m³
Parcel 12402H0027/00K003, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COMPANY CONSULT NV
since 19992.052.020.647
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402H0027/00K003 | Flanders | 1,025 m² | 1 · 504 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRANSIND
BE 0402.250.288
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HURRAY RETAIL
BE 0599.985.382
Sint-Niklaas · Eq €267k
LEGEIN MODELISME
BE 0441.796.792
Waterloo · Eq €269k
VERLACO
BE 0450.692.583
Kortrijk · Eq €260k
POINT ROUGE International
BE 0878.166.536
Charleroi · Eq €275k
Of 584 companies in sector 46496 we hold annual accounts for 384. 275 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-1991
Fiscal year end31-12
Activities, NACEBEL
46496Wholesale trade
51476
68310Real estate agency activities
68311Real estate activities
70311
85510Sports and recreation education
92622
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.