Equity
CompAcct paid out €60,000 in dividends. That is 156% of the 2025 profit.
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 37% of them on solvency, 57% on liquidity, 82% on profitability and 14% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 26,972 companies had the same profile as CompAcct has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CompAcct itself is lower: < 0.1% within 12 months. It rests on far more data about CompAcct than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for CompAcct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.65 (2.7 in 2024), above the usual 1.5. Short-term debt is 60.2% and cash 90.8% of total assets. However, 60.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| CompAcct Sint-Truiden | €105,313 | €52,747 | 39.4% | - |
| SaS accountancy Hechtel-Eksel | €116,623 | €53,006 | 40.4% | - |
| LAMRO Herselt | €99,355 | €61,821 | 2.1% | - |
| G-Accountancy Lievegem | €111,470 | €62,791 | 19.9% | - |
| LJO CONSULT Aywaille | €97,860 | €58,609 | 34.3% | - |
| Arcofisc Ouffet | €93,874 | €47,940 | 66.9% | - |
| jebofisc Heusden-Zolder | €106,162 | €42,959 | 91.2% | - |
These companies have the same main activity as CompAcct: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €93,900 and €117,000, founded between 2017 and 2019.
CompAcct files the micro format. That format states no turnover. The gross margin rose from €806 in 2019 to €52,747 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €85,000 and €150,000.
Higher than 34% of 15,824 companies in 2025.
Higher than 39% of 15,596 companies in 2025.
Higher than 74% of 15,713 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||
20/58 |
105,313 | 100,114 | 69,619 | 48,258 | 23,817 | 12,921 | 8,501 | |
21/28 |
717 | 1,184 | 50 | 99 | 247 | 577 | 907 | |
22/27 |
717 | 1,184 | 50 | 99 | 247 | 577 | 907 | |
24 |
717 | 1,184 | 50 | 99 | 247 | 577 | 907 | |
29/58 |
104,596 | 98,930 | 69,570 | 48,159 | 23,570 | 12,344 | 7,594 | |
40/41 |
7,041 | 5,041 | 4,000 | 9,983 | 866 | 50 | 1,936 | |
40 |
7,041 | 5,041 | 4,000 | 9,983 | 866 | - | 1,936 | |
41 |
- | - | - | - | - | 50 | - | |
54/58 |
95,606 | 92,071 | 63,831 | 36,551 | 21,309 | 11,667 | 4,723 | |
490/1 |
1,950 | 1,819 | 1,738 | 1,626 | 1,395 | 627 | 935 | |
| Balance sheet: equity and liabilities | ||||||||
10/49 |
105,313 | 100,114 | 69,619 | 48,258 | 23,817 | 12,921 | 8,501 | |
10/15 |
41,492 | 63,072 | 65,702 | 41,053 | 17,560 | 7,396 | 5,882 | |
10/11 |
18,600 | 18,600 | 16,740 | 6,200 | 6,200 | - | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | |
11 |
- | - | - | - | 6,200 | 6,200 | - | |
1100/10 |
- | - | - | - | - | 6,200 | - | |
1109/19 |
- | - | - | - | 6,200 | - | - | |
14 |
22,892 | 44,472 | 48,962 | 34,853 | 11,360 | 1,196 | -318 | |
17/49 |
63,821 | 37,042 | 3,917 | 7,205 | 6,257 | 5,526 | 2,619 | |
42/48 |
63,433 | 36,658 | 3,570 | 6,775 | 5,847 | 4,276 | 2,619 | |
44 |
143 | - | - | - | 381 | 665 | - | |
440/4 |
143 | - | - | - | 381 | 665 | - | |
45 |
1,129 | 4,492 | 1,948 | 2,270 | 2,418 | 203 | 394 | |
450/3 |
1,129 | 4,492 | 1,948 | 2,270 | 2,418 | 203 | 394 | |
47/48 |
62,162 | 32,166 | 1,622 | 4,505 | 3,049 | 3,408 | 2,225 | |
492/3 |
387 | 384 | 348 | 429 | 410 | 1,249 | - | |
| Income statement | ||||||||
9900 |
52,747 | 35,533 | 30,762 | 32,566 | 13,557 | 2,704 | 806 | |
630 |
467 | 266 | 49 | 148 | 330 | 330 | 330 | |
631/4 |
- | - | 10,988 | - | - | - | - | |
640/8 |
518 | 710 | 473 | 405 | 410 | 410 | 757 | |
9901 |
51,762 | 34,557 | 19,251 | 32,014 | 12,817 | 1,965 | -281 | |
75/76B |
825 | 198 | 41 | 27 | 0 | - | - | |
75 |
825 | 198 | 41 | 27 | 0 | - | - | |
65/66B |
45 | 45 | 45 | 46 | 45 | 151 | 37 | |
65 |
45 | 45 | 45 | 46 | 45 | 151 | 37 | |
9903 |
52,542 | 34,709 | 19,247 | 31,996 | 12,772 | 1,813 | -318 | |
67/77 |
14,122 | 9,199 | 5,139 | 8,503 | 2,608 | 300 | - | |
9904 |
38,420 | 25,510 | 14,109 | 23,493 | 10,164 | 1,513 | -318 | |
9905 |
38,420 | 25,510 | 14,109 | 23,493 | 10,164 | 1,513 | -318 | |
| Appropriation of the result | ||||||||
9906 |
82,892 | 74,472 | 48,962 | 34,853 | 11,360 | 1,196 | -318 | |
14P |
44,472 | 48,962 | 34,853 | 11,360 | - | - | - | |
694/7 |
60,000 | 30,000 | - | - | - | - | - | |
694 |
60,000 | 30,000 | - | - | - | - | - | |
| Document | ||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 17-01-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 17-01-2026 | 2026-00011641 | |
| 30-06-2024 | micro format | 31-01-2025 | 2025-00019565 | |
| 30-06-2023 | micro format | 31-01-2024 | 2024-00017561 | |
| 30-06-2022 | micro format | 30-01-2023 | 2023-00009330 | |
| 30-06-2021 | micro format | 15-01-2022 | 2022-01100318 | |
| 30-06-2020 | micro format | 11-01-2021 | 2021-00600570 | |
| 30-06-2019 | micro format | 30-12-2019 | 2019-77800028 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| 52,229 | 34,823 | 19,301 | 32,162 | 13,147 | 2,295 | 49 | ||
| 38,888 | 25,776 | 14,158 | 23,641 | 10,494 | 1,843 | 12 | ||
| 0 | 1,401 | 0 | 0 | 0 | 0 | 1,237 | ||
| 3,535 | 28,239 | 27,281 | 15,242 | 9,642 | 6,944 | - | ||
| 41,163 | 62,272 | 66,000 | 41,383 | 17,722 | 8,068 | 4,975 | ||
| 39.4% | 63.0% | 94.4% | 85.1% | 73.7% | 57.2% | 69.2% | ||
| 1.65 | 2.70 | 19.49 | 7.11 | 4.03 | 2.89 | 2.90 | ||
| 1.54 | 0.59 | 0.06 | 0.18 | 0.36 | 0.75 | 0.45 | ||
| 92.6% | 40.4% | 21.5% | 57.2% | 57.9% | 20.5% | -5.4% | ||
| 36.5% | 25.5% | 20.3% | 48.7% | 42.7% | 11.7% | -3.7% | ||
| over 100 | over 100 | over 100 | over 100 | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 | 30-06-2022 |
|---|---|---|---|---|
| Tangible fixed assets | - | €1,401 | - | - |
| €467 | €266 | €49 | €148 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 50% higher than in 2024 and the highest since 2019. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total rises from 37.0% to 60.6%. Equity is lower and debt is higher.
CompAcct has no parent and no holdings in its annual accounts. LOONEN Caroline Marie Olivia is the only director. CompAcct shares no director with another company.
Deadline for the 2026 accounts: 31-01-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| CompAcct BVBA registered office Schoorbroekstraat 37, 3806 Sint-Truiden | 04-07-2018 | 2.277.378.470 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71058A0296/00M000 | 1,855 m² | 1 · 146 m² | 7.5 m · 2 |
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