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CompAcct

Active Private limited companyfounded 2018active for 8 yearsSchoorbroekstraat 37, 3806 Sint-TruidenKBO/BCE: BE 0699.620.715

Overview

Lifetime

7 annual accounts with figures on one time axis
peak €52,747 (2025)
€52,747▲ 48.4%
lowest -€318 (2019)
€38,420▲ 50.6%
peak €65,702 (2023)
€41,492▼ 34.2%
€63,821▲ 72.3%
Board1 name since 2024
Documentsfilings and deeds
17-01-202614 days before the deadline
2025micro format
Gross margin from €35,533 to €52,747Result from €25,510 to €38,420Dividend €60,000Equity from €63,072 to €41,492Debts from €37,042 to €63,821

Key points

from the 2025 annual accounts

Equity

€41,492 ▼ 34.2%
63,0722024+38,420Profit-60,000Dividend41,4922025

CompAcct paid out €60,000 in dividends. That is 156% of the 2025 profit.

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Filings

7 annual accounts since 2019
deadline202020222024

The last five annual accounts were filed 0 to 16 days before the end of the period.

Checked score

93
Excellent
Financially stronger than 48% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026highest value 03-2026: < 0.1%● unchanged vs 02-2026highest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

64-24equity 39.4% of total assets
69-14short-term debt 60.2% · cash 90.8%
100=return on assets 36.5%

Score breakdown

lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 1.65, cash €95,606
Size: total assets €105,313
Figures for financial year 2025 (filed on 22-01-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 37% of them on solvency, 57% on liquidity, 82% on profitability and 14% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as CompAcct has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of CompAcct itself is lower: < 0.1% within 12 months. It rests on far more data about CompAcct than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for CompAcct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.65 (2.7 in 2024), above the usual 1.5. Short-term debt is 60.2% and cash 90.8% of total assets. However, 60.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 1.65, cash €95,606
NBB · annual accounts
lowers risk · Size: total assets €105,313
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-01-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-01-2026, 14 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
14 days early
2024
on the day
2023
on the day
2022
1 day early
2021
16 days early
2020
20 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0699620715
Resignation: LOONEN Caroline Marie Olivia (manager) Reappointment: LOONEN Caroline Marie Olivia (director) · Director discharge: LOONEN Caroline Marie Olivia · General meeting of 27-12-2023 · Gazette deed
Incorporation published on 06-07-2018 · Gazette deed
First establishment CompAcct BVBA, Schoorbroekstraat 37, Sint-Truiden
All 14 events

Comparable companies

same main activity, similar in size and age
Company
CompAcct Sint-Truiden €105,313 €52,747 39.4% -
SaS accountancy Hechtel-Eksel €116,623 €53,006 40.4% -
LAMRO Herselt €99,355 €61,821 2.1% -
G-Accountancy Lievegem €111,470 €62,791 19.9% -
LJO CONSULT Aywaille €97,860 €58,609 34.3% -
Arcofisc Ouffet €93,874 €47,940 66.9% -
jebofisc Heusden-Zolder €106,162 €42,959 91.2% -

These companies have the same main activity as CompAcct: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €93,900 and €117,000, founded between 2017 and 2019.

Official details

Source: KBO
Status
Active since 04-07-2018Normal situation
Activity
Certified accountants and tax accountantsNACE 69201
Establishment unit
2.277.378.4703806 Sint-Truiden, since 04-07-2018
Financial year end
30 June
Peppol
Reachable since 10-10-2025
Company details

Annual accounts to 30-06-2025

€52,747▲ 48.4%
€38,420▲ 50.6%
€41,492▼ 34.2%
€105,313▲ 5.2%
Filing
Filed on 17-01-2026, 14 days before the end of the filing period
Financials

Insights on CompAcct

CompAcct files the micro format. That format states no turnover. The gross margin rose from €806 in 2019 to €52,747 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 17-01-2026, 14 days before the deadline
€52,747
▲ 48.4%
€51,762
▲ 49.8%
€38,420
▲ 50.6%
€41,163
▼ 33.9%
39.4%
▼ 23.6 percentage points
1.65
▼ 1.05

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €110,000. Estimated: probably between €85,000 and €150,000.

Balance sheet

balance sheet total €105,313 on 30-06-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

39.4%

Higher than 34% of 15,824 companies in 2025.

1.65

Higher than 39% of 15,596 companies in 2025.

36.5%

Higher than 74% of 15,713 companies in 2025.

CompAcct Middle half of the sector 80% of the sector Micro accounts in legal and accounting (NACE 69)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019
Balance sheet: assets
20/58 105,313100,11469,61948,25823,81712,9218,501
21/28 7171,1845099247577907
22/27 7171,1845099247577907
24 7171,1845099247577907
29/58 104,59698,93069,57048,15923,57012,3447,594
40/41 7,0415,0414,0009,983866501,936
40 7,0415,0414,0009,983866-1,936
41 -----50-
54/58 95,60692,07163,83136,55121,30911,6674,723
490/1 1,9501,8191,7381,6261,395627935
Balance sheet: equity and liabilities
10/49 105,313100,11469,61948,25823,81712,9218,501
10/15 41,49263,07265,70241,05317,5607,3965,882
10/11 18,60018,60016,7406,2006,200-6,200
100 ------18,600
101 ------12,400
11 ----6,2006,200-
1100/10 -----6,200-
1109/19 ----6,200--
14 22,89244,47248,96234,85311,3601,196-318
17/49 63,82137,0423,9177,2056,2575,5262,619
42/48 63,43336,6583,5706,7755,8474,2762,619
44 143---381665-
440/4 143---381665-
45 1,1294,4921,9482,2702,418203394
450/3 1,1294,4921,9482,2702,418203394
47/48 62,16232,1661,6224,5053,0493,4082,225
492/3 3873843484294101,249-
Income statement
9900 52,74735,53330,76232,56613,5572,704806
630 46726649148330330330
631/4 --10,988----
640/8 518710473405410410757
9901 51,76234,55719,25132,01412,8171,965-281
75/76B 82519841270--
75 82519841270--
65/66B 454545464515137
65 454545464515137
9903 52,54234,70919,24731,99612,7721,813-318
67/77 14,1229,1995,1398,5032,608300-
9904 38,42025,51014,10923,49310,1641,513-318
9905 38,42025,51014,10923,49310,1641,513-318
Appropriation of the result
9906 82,89274,47248,96234,85311,3601,196-318
14P 44,47248,96234,85311,360---
694/7 60,00030,000-----
694 60,00030,000-----
Document PDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 17-01-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-06-2025 micro format 17-01-2026 2026-00011641 PDF
30-06-2024 micro format 31-01-2025 2025-00019565 PDF
30-06-2023 micro format 31-01-2024 2024-00017561 PDF
30-06-2022 micro format 30-01-2023 2023-00009330 PDF
30-06-2021 micro format 15-01-2022 2022-01100318 PDF
30-06-2020 micro format 11-01-2021 2021-00600570 PDF
30-06-2019 micro format 30-12-2019 2019-77800028 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019
52,22934,82319,30132,16213,1472,29549
38,88825,77614,15823,64110,4941,84312
01,40100001,237
3,53528,23927,28115,2429,6426,944-
41,16362,27266,00041,38317,7228,0684,975
39.4%63.0%94.4%85.1%73.7%57.2%69.2%
1.652.7019.497.114.032.892.90
1.540.590.060.180.360.750.45
92.6%40.4%21.5%57.2%57.9%20.5%-5.4%
36.5%25.5%20.3%48.7%42.7%11.7%-3.7%
over 100over 100over 100over 100---

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-06-202530-06-202430-06-202330-06-2022
Tangible fixed assets-€1,401--
€467€266€49€148

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on CompAcct

The operating result for 2025 is 50% higher than in 2024 and the highest since 2019. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total rises from 37.0% to 60.6%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, last change in 2024
Director (not named in the articles)
in office according to the deed of 17-01-2024 term without a fixed end
earlier manager, until 17-01-2024
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 17-01-2024

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
LOONEN Caroline Marie Olivia
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
  • LOONEN Caroline Marie Olivia
    • Director (not named in the articles), since before 17-01-2024
    • Manager, until 17-01-2024

See the board, name and registered office on a given date →

Control

Capital

Contribution
€18,600
Source
2025 annual accounts

Articles of association

deed of 17-01-2024 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of December at 20:00
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Algemene vergadering mag één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen en vergoeding bepalen, bestuurder(s) in functie als…”

Network & group

No group

CompAcct has no parent and no holdings in its annual accounts. LOONEN Caroline Marie Olivia is the only director. CompAcct shares no director with another company.

Timeline

Timeline

14 events since 2018

Deadline for the 2026 accounts: 31-01-2027

2026
Annual accounts 2025 filed PDFmicro format · 14 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0699620715
Highest result from 2019 to 2025 net €38,420 ▲50.6% The operating result of €51,762 and the net result of €38,420 are both a record.
Annual accounts 2024 filed PDFmicro format · on the deadline day
2024
Annual accounts 2023 filed PDFmicro format · on the deadline day
Resignation: LOONEN Caroline Marie Olivia (manager)Reappointment: LOONEN Caroline Marie Olivia (director) · Director discharge: LOONEN Caroline Marie Olivia · General meeting of 27-12-20235 points ▸

Open the deed in the Belgian Official Gazette

2023
Liquidity more than doubled current ratio 19.49 The current ratio rises from 7.11 to 19.49. Short-term debt falls from €6,775 to €3,570.
Annual accounts 2022 filed PDFmicro format · 1 day before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 16 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 20 days before the deadline
2020
Back to profit net €1,513 The net result is €1,513, after one loss-making year.
2019
Annual accounts 2019 filed PDFmicro format · 32 days before the deadline
2018
Incorporation PDFpublished on 06-07-2018
First establishment CompAcct BVBA, Schoorbroekstraat 37, Sint-Truiden

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

CompAcct was incorporated on 4 July 2018.1 Total assets rose from €8,501 in 2019 to €105,313 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0699.620.715
VAT number
BE 0699.620.715
Peppol ID
0208:0699620715
Other Peppol ID
9925:BE0699620715
Legal form
Private limited company
Status
Active, normal situation
Founded
04-07-2018
Financial year
ends on 30 June
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of December at 20:00
deed of 17-01-2024 (in Dutch)
Peppol
Reachable since 10-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CompAcct in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 17-01-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 17-01-2024 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
69201 Accountants main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het nazien en corrigeren van alle boekhoudstukken; Zowel privé- als gerechtelijke expertise,met betrekking tot de boekhoudkundige…”
12 activities
  1. Het nazien en corrigeren van alle boekhoudstukken;
  2. Zowel privé- als gerechtelijke expertise,met betrekking tot de boekhoudkundige organisatie van ondernemingen alsook de analyse met boekhoudtechnische procedés,van de positie en werking van ondernemingen vanuit het oogpunt van hun kredietwaardigheid,rentabiliteit en risico’s;
  3. Het organiseren van boekhoudkundige en administratieve diensten bij ondernemingen en het verstrekken van advies inzake boekhoudkundige en administratieve organisatie bij ondernemingen;
  4. Het organiseren en voeren van de boekhouding van derden;
  5. Het verstrekken van advies in alle belastingaangelegenheden,het bijstaan van belastingplichtigen bij de nakoming van hun fiscale verplichtingen en het vertegenwoordigen van belastingplichtigen,uitgezonderd het vertegenwoordigen van ondernemingen waarin hij de opdrachten zoals bedoeld in nr. 6° of waarin hij de opdrachten zoals bedoeld in artikel 3:101. van het Wetboek van vennootschappen,verricht;
  6. Het uitvoeren van andere opdrachten dan deze bedoeld in de nummers 1° tot 5° en waarvan de uitvoering hem bij of krachtens de wet is voorbehouden.
  7. De juridische dienstverlening in verband met de werkzaamheden van accountant of belastingconsulent,voor zover dit niet geschiedt als hoofdwerkzaamheid of voor zover dit door zijn aard een onderdeel uitmaakt van de uitoefening van de werkzaamheden van accountant of belastingconsulent;
  8. Het verstrekken van adviezen,raadplegingen in statistische,economische,financiële en administratieve aangelegenheden,en het uitvoeren van allerlei studies en werkzaamheden dienaangaande,met uitzondering van beleggingsadvies en de activiteiten waarvoor een bijkomende erkenning vereist is en/of die door de wet voorbehouden zijn aan andere beroepen;
  9. Het verstrekken van advies over de sociale wetgeving,loonberekeningen of het verlenen van bijstand bij het vervullen van bepaalde sociaalrechtelijke formaliteiten,voor zover deze een aanvullende en bijkomstige activiteit is die niet het voorwerp uitmaakt van een afzonderlijke facturatie.
  10. Het verstrekken van advies in alle belastingaangelegenheden;
  11. Het bijstaan van belastingplichtigen bij de nakoming van hun fiscale verplichtingen;
  12. Het vertegenwoordigen van belastingplichtigen.
deed of 17-01-2024 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
CompAcct BVBA registered office Schoorbroekstraat 37, 3806 Sint-Truiden 04-07-2018 2.277.378.470

Buildings and parcels at the address

Ground area
1,855 m²
Buildings
146 m²
Volume, LiDAR
730 m³
Tallest building
7.5 m
Buildings to scale, each on its own parcel
146 m², 7.5 m 146 m², 7.5 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
71058A0296/00M0001,855 m² 1 · 146 m² 7.5 m · 2