Como 17
ActiveThe computed 12-month bankruptcy probability of Como 17 is 1.6% (moderate). The 2025 annual accounts show equity of €158k and a net result of €142k. Equity is growing by ~42.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 13159 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency80▲+24
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.17 in 2024; short-term debt: 44.9% and cash: 73.2% of total assets), and 45.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.6%
Return on assets
49.3%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
24 d early
2023
41 d early
2022
41 d early
2021
33 d early
2020
40 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 116%
2024 · €73k
2019: €-33k
2020: €-3k
2021: €27k
2022: €74k
2023: €92k
2024: €73k
2019 → 2025
Total assets
€289k▲ 22.9%
2024 · €235k
2019: €59k
2020: €92k
2021: €89k
2022: €145k
2023: €172k
2024: €235k
2019 → 2025
Net result
€142k▲ 101%
2024 · €71k
2019: €-39k
2020: €29k
2021: €31k
2022: €47k
2023: €18k
2024: €71k
2019 → 2025
Working capital
€110k▲ 338%
2024 · €25k
2019: €-14k
2020: €15k
2021: €31k
2022: €51k
2023: €65k
2024: €25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€74k▲ 170%€92k▲ 24.5%€73k▼ 20.8%€158k▲ 116%
Operating result€37k-€72k▲ 95.2%€29k▼ 59.3%€107k▲ 266%€183k▲ 71.4%
Net result€31k-€47k▲ 52.7%€18k▼ 61.0%€71k▲ 290%€142k▲ 101%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 71% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€49k▼ 14.7%
Current assets
€240k▲ 35.0%
Equity and liabilities €289k
Equity
€158k▲ 116%
Debt
€131k▼ 19.0%
The debt ratio falls from 68.9% to 45.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€199k▲
2024 · €119k
Cash flow
€159k▲
2024 · €83k
Solvency
54.6%▲
2024 · 31.1%
Current ratio
1.85▲
2024 · 1.17
Quick ratio
1.68▲
2024 · 1.04
Debt / equity
0.83▼
2024 · 2.22
ROE
90.2%▼
2024 · 97.0%
ROA
49.3%▲
2024 · 30.1%
Interest coverage
20.98▲
2024 · 14.03
Debt
€131k▼
2024 · €162k
Debt ≤ 1 year
€130k▼
2024 · €153k
Debt > 1 year
€1k▼
2024 · €9k
Income taxes
€31k▲
2024 · €27k
Staff costs
€269k▲
2024 · €245k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€235k€289k▲
Fixed assets21/28€57k€49k▼
Tangible fixed assets22/27€48k€39k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€20k€20k▼
Furniture and vehicles24€22k€15k▼
Financial fixed assets28€9k€9k=
Current assets29/58€178k€240k▲
Stocks and contracts in progress3€19k€22k▲
Stocks30/36€19k€22k▲
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40-€2k
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€156k€212k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€235k€289k▲
Equity10/15€73k€158k▲
Contributions10/11€6k€19k▲
Outside capital11€6k-
Other1109/19€6k-
Reserves13€65k€65k=
Distributable reserves133€65k€65k=
Profit (loss) carried forward14€2k€74k▲
Amounts payable17/49€162k€131k▼
Amounts payable after more than one year17€9k€1k▼
Financial debts170/4€9k€1k▼
Amounts payable within one year42/48€153k€130k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€7k€4k▼
Other loans439€7k€4k▼
Trade debts44€9k€9k▼
Suppliers440/4€9k€9k▼
Advances received on contracts in progress46€405€0▼
Taxes, remuneration and social security45€38k€39k▲
Taxes450/3€17k€15k▼
Remuneration and social security454/9€21k€24k▲
Other amounts payable47/48€90k€70k▼
Accrued charges and deferred income492/3-€133
Income statement
Code20242025
Non-recurring operating income76A€3k€81▼
Remuneration, social security and pensions62€245k€269k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k▲
Other operating charges640/8€11k€9k▼
Non-recurring operating charges66A-€345
Gross operating margin9900€375k€477k▲
Operating profit (loss)9901€107k€183k▲
Financial income75/76B€16€432▲
Recurring financial income75€16€432▲
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€98k€174k▲
Income taxes67/77€27k€31k▲
Profit (loss) for the period9904€71k€142k▲
Profit (loss) for the period to be appropriated9905€71k€142k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€144k▲
Profit (loss) brought forward from the previous period14P€21k€2k▼
Profit to be distributed694/7€90k€70k▼
Return on contributions (dividend)694€90k€70k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €142k ▲101%
Operating result €183k, net result €142k, both a record.
30-06
Financial
Equity above €150kEq €158k ▲116%
6 profitable years in a row build equity to €158k.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijdagmarkt 339000 GentGround area
216 m²
Building footprint
86 m²
Volume, LiDAR
1,086 m³
Parcel 44802B0647/00B000, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Bar LUME
since 20182.275.764.312
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44802B0647/00B000 | Flanders | 216 m² | 1 · 86 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.275.764.312
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ZEBRA BAR
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 3,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2018
Fiscal year end30-06
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.