Equity
€6.2m ▲ 2.0%
Immo-Gybels has made a profit without a break since 2020.
Immo-Gybels
Lifetime
20 annual accounts with figures on one time axis, 44 filings since 1982peak €1.4m (2024)
€1.2m▼ 11.2%
lowest -€337,556 (2019)
€120,786▼ 46.4%
peak €6.2m (2025)
€6.2m▲ 2.0%
€17.3m▲ 3.6%
Board3 names since 2021
3 directorsKRIS GYBELS MANAGEMENT and 2 others
Owners2 names in the annual accounts
99.99%Gijbels Fruit and 1 other
Documentsfilings and deeds
16-07-202615 days before the deadline
2025financial year
Result from €225,351 to €120,786Registered office moved from Geel to Laakdal 26-09Investments €3.3mCash from €246,276 to €905,165
Key points
from the 2025 annual accountsResult
€120,786 ▼ 46.4%
The result fell in 2025 from €225,351 to €120,786.
Debts
€17.3m 73% of the balance sheet
Financial debts 25%Suppliers 0%Taxes and wages 0%Other 74%
Of this, €13.2m falls due within a year.
Investments
€3.9m 6.9 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 14.5% higher than in 2024.
Filings
44 annual accounts since 1982
Five of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.
Restructuring
4
4 restructurings since 2023. Latest: merger with BV Euro Gijbels Retail Solutions.
Checked score
93
Excellent
Financially stronger than 43% of medium-sized companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,720 companies (NACE 68, medium-sized).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: 0.1%▲ +0.1 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Liquidity: current ratio 0.10, cash €905,165
lowers risk
Size: total assets €23.5m
Figures for financial year 2025 (filed on 16-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized). It does better than 48% of them on solvency, 20% on liquidity, 51% on profitability and 53% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 733 companies had the same profile as Immo-Gybels has now. Each dot stands for 2 companies, two years later.
97.4%
were still trading
1.4%
stopped another way
1.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Immo-Gybels itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 733 companies, not a prediction for Immo-Gybels. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €550,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.1 (0.28 in 2024), below 1. Short-term debt is 55.9% and cash 3.8% of total assets. 73.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 days early
2024
15 days early
2023
2 days early
2022
18 days late
2021
30 days late
2020
30 days early
2019
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Gijbels Fruit 99.99%score 91equity €35.7m (2025) · 30-09-2025 annual accounts of Gijbels Fruit
- KRIS GYBELS MANAGEMENT 0.01%score 93equity €988,755 (2025) · 2025 annual accounts of KRIS GYBELS MANAGEMENT
Recent changes
Registered office moved from Geel to Laakdal
New registered office: Kerkhofweg 9, 2430 Laakdal · Previous registered office: Acaciastraat 21, 2440 Geel · Permanent representatives: Jolene GYBELS and Kris GYBELS · Board meeting of 30-06-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0421865767
Merger: Immo-Gybels takes over Gybels Import en Export
Capital increase of €61,500 to €2,292,541.72 · Capital from €2,231,041.72 to €2,292,541.72, 1,278 new shares · Change of role: Kris Gybels Management, from statutory manager to director · Gazette deed
Demerger: Immo-Gybels splits off to Immo-Gybels
Capital increase of €3,469.96 · 775 new shares · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Immo-Gybels Laakdal | €23.5m | €1.2m | 26.3% | - |
| Immo - Haacht Heist-op-den-Berg | €20.5m | €1.0m | 48.8% | - |
| ETABLISSEMENTS JACO Grâce-Hollogne | €22.5m | €1.3m | 24.2% | 3.5 |
| NETEBEEMDEN Mol | €21.6m | €1.5m | 40.3% | 1.5 |
| EuroParcs Resort Zilverstrand Mol | €17.8m | €1.4m | -34.1% | 13.9 |
| I - PROJECTS Antwerp | €21.5m | €1.0m | 26.9% | 0.8 |
| AERTSEN BEHEER Wuustwezel | €15.5m | €1.5m | 39.0% | 2.9 |
These companies have the same main activity as Immo-Gybels: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €16m and €22m, founded between 1980 and 1990.
Official details
Source: KBO- Status
- Active since 31-07-1981Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 1 other
- Establishment unit
- 2.019.199.0152430 Laakdal, since 01-08-1981
- Financial year end
- 31 December
- Peppol
- Reachable since 18-09-2025
Annual accounts 2025
- ≈ €1.6mestimated
- €23.5m▲ 3.2%
- Filing
- Filed on 16-07-2026, 15 days before the end of the filing period
Insights on Immo-Gybels
Immo-Gybels has existed since 1981. The gross margin grew from €187,681 in 2006 to €1.2m in 2025.
Gijbels Fruit holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Immo-Gybels
- What is the company number of Immo-Gybels?
- The company number of Immo-Gybels is 0421.865.767. The VAT number is the same number with BE in front: BE 0421.865.767.
- Where is Immo-Gybels based?
- The registered office is at Kerkhofweg 9, 2430 Laakdal.Company details
- What does Immo-Gybels do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of Immo-Gybels?
- Immo-Gybels is a public limited company (NV).
- When was Immo-Gybels founded?
- Immo-Gybels was founded on 31-07-1981.
- Is Immo-Gybels still active?
- Yes, Immo-Gybels is an active enterprise in the KBO register.
- What is the turnover of Immo-Gybels?
- The turnover in financial year 2025 is ≈ €1.6m. This figure is estimated from the gross margin of €1.2m and 40 comparable companies (NACE 681). It probably lies between €1.3m and €3.4m.Financials
- Is Immo-Gybels profitable?
- In financial year 2025, Immo-Gybels made a profit of €120,786.
- Where can I find the annual accounts of Immo-Gybels?
- Immo-Gybels filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Immo-Gybels due?
- Immo-Gybels must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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