COMMUNICATION VISUELLE ASSOCIATES
ActiveThe annual accounts of COMMUNICATION VISUELLE ASSOCIATES for fiscal year 2025 show a net loss of 82% of total assets and of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-20k. Its solvency ranks better than 32% of 31662 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency58▼-24
Growth32
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.52 against 2.38 in 2024; short-term debt: 65.7% and cash: 84.3% of total assets), but 66.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
-81.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
34 d early
2024
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 71.1%
2024 · €28k
2024: €28k
2024 → 2025
Total assets
€25k▼ 49.9%
2024 · €50k
2024: €50k
2024 → 2025
Net result
€-20k
2024 · €26k
2024: €26k
2024 → 2025
Working capital
€8k▼ 70.4%
2024 · €29k
2024: €29k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€28k-€8k▼ 71.1%
Operating result€35k-€-20k
Net result€26k-€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €35k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €25k
Equity
€8k▼ 71.1%
Debt
€17k▼ 21.4%
The debt ratio rises from 42.6% to 66.9%. Equity and debt are lower.
Key figures and ratios
Solvency
33.1%▼
2024 · 57.4%
Current ratio
1.52▼
2024 · 2.38
Quick ratio
1.52▼
2024 · 2.38
Debt / equity
2.02▲
2024 · 0.74
ROE
-246.2%▼
2024 · 93.0%
ROA
-81.5%▼
2024 · 53.4%
Debt
€17k▼
2024 · €21k
Debt ≤ 1 year
€16k▼
2024 · €21k
Income taxes
€39▼
2024 · €9k
Staff costs
€35k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€25k▼
Current assets29/58€50k€25k▼
Amounts receivable within one year40/41€25k€4k▼
Trade receivables40€19k€4k▼
Other amounts receivable41€5k-
Cash at bank and in hand54/58€24k€21k▼
Deferred charges and accrued income490/1€112€113▲
Equity and liabilities
Total equity and liabilities10/49€50k€25k▼
Equity10/15€28k€8k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€26k€6k▼
Amounts payable17/49€21k€17k▼
Amounts payable within one year42/48€21k€16k▼
Trade debts44€2k€95▼
Suppliers440/4€2k€95▼
Taxes, remuneration and social security45€19k€12k▼
Taxes450/3€12k€3k▼
Remuneration and social security454/9€7k€9k▲
Other amounts payable47/48-€5k
Accrued charges and deferred income492/3€291€291=
Income statement
Code20242025
Remuneration, social security and pensions62€22k€35k▲
Other operating charges640/8€725€387▼
Gross operating margin9900€58k€15k▼
Operating profit (loss)9901€35k€-20k▼
Financial income75/76B€383-
Recurring financial income75€383-
Financial charges65/66B€288€128▼
Recurring financial charges65€288€128▼
Profit (loss) for the period before taxes9903€35k€-20k▼
Income taxes67/77€9k€39▼
Profit (loss) for the period9904€26k€-20k▼
Profit (loss) for the period to be appropriated9905€26k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€6k▼
Profit (loss) brought forward from the previous period14P-€26k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Combattants 491490 Court-Saint-EtienneGround area
304 m²
Building footprint
57 m²
Parcel 25023H0292/00P004, Wallonia. Linked by address, not a title deed.
1 establishment unit
COMMUNICATION VISUELLE ASSOCIATES
since 20232.344.999.546
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023H0292/00P004 | Wallonia | 304 m² | 1 · 57 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 20,764 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2023
Fiscal year end30-09
Abbreviation FR
COMVISU
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.