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Commit Management

Active Private limited company (pre-2019)founded 2018active for 8 yearsKleine Kegelstraat 2, 2220 Heist-op-den-BergKBO/BCE: BE 0698.627.751
Commit Management
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Overview

Lifetime

5 annual accounts with figures on one time axis
peak €118,847 (2024)
€86,420▼ 27.3%
peak €91,392 (2024)
€44,078▼ 51.8%
peak €208,509 (2025)
€208,509▲ 26.8%
€96,906▼ 3.4%
Board1 name since 2018
1 directorVan Hoof Stijn
Documentsfilings and deeds
30-10-202691 days late
2025micro format
Gross margin from €118,847 to €86,420Result from €91,392 to €44,078Equity from €164,432 to €208,509

Key points

from the 2025 annual accounts

Equity

€208,509 ▲ 26.8%

Commit Management has made a profit in every financial year since 2021.

Turnover

≈ €180,000 estimated

The micro format states no turnover.

Filings

5 annual accounts 91 days
AprilJune31 JulyOctober20222024

Latest accounts filed late: after the legal deadline.

Checked score

57
Fair
Financially stronger than 68% of micro companies in office administrative support (NACE 82)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.6% 01-2025: 5.0%▲ +1.4 percentage points vs 12-2024 02-2025: 5.0%● unchanged vs 01-2025 03-2025: 5.3%▲ +0.3 percentage points vs 02-2025highest value 04-2025: 4.9%▼ -0.4 percentage points vs 03-2025 05-2025: 4.9%● unchanged vs 04-2025 06-2025: 1.5%▼ -3.4 percentage points vs 05-2025 07-2025: 1.4%▼ -0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.6 percentage points vs 07-2025 09-2025: 2.5%▲ +0.5 percentage points vs 08-2025 10-2025: 3.7%▲ +1.2 percentage points vs 09-2025 11-2025: 0.3%▼ -3.4 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.7%▲ +0.2 percentage points vs 08-2026 10-2026: 0.3%▼ -0.4 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Strong

93+6equity 68.3% of total assets
79+5short-term debt 31.7% · cash 33.9%
87-13return on assets 14.4%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Last filed accounts filed 91 days late; 3 of the last 3 accounts late
Size: total assets €305,415
lowers risk
Liquidity: current ratio 3.07, cash €103,485
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 68% of them on solvency, 72% on liquidity, 61% on profitability and 70% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as Commit Management has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Commit Management itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for Commit Management. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €11,000 on 30-day terms, only on tighter conditions: historical bankruptcy publications

Liquidity is ample, with a current ratio of 3.07 (2.55 in 2024), above the usual 1.5. Short-term debt is 31.7% and cash 33.9% of total assets. 31.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Last filed accounts filed 91 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 3.07, cash €103,485
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Size: total assets €305,415
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.
Belgian Official Gazette
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 5 filings
Deviation from the deadline
2025
91 days late
2024
84 days late
2023
289 days late
2022
165 days late
2021
75 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 141 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 October (4 of the last 5 accounts filed within 74 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VH
Van Hoof Stijn
Director, since 20-06-2018
Board & ownership

Recent changes

Bankruptcy reversal Enterprise Court of Antwerp, Mechelen division · judgment of 22-01-2024 · Bankruptcy
Bankruptcy published Enterprise Court of Antwerp, Mechelen division · judgment of 18-12-2023 · Bankruptcy
Registered in the Peppol Directory Reachable for e-invoices through 0208:0698627751
Incorporation published on 22-06-2018 · Gazette deed
All 14 events

Comparable companies

same main activity, similar in size and age
Company
Commit Management Heist-op-den-Berg €305,415 €86,420 68.3% -
HARMONIE & PARTNERS Brecht €301,342 €86,440 80.0% -
MAXCONSULT Hove €351,648 €80,152 89.7% -
het Bolwerk Edegem €260,468 €89,902 47.5% -
Goodlife Tech Edegem €364,116 €78,987 32.4% -
SHARED OFFICE SERVICE Antwerp €396,020 €89,659 4.5% -
BM Projects & Consulting Mechelen €294,884 €88,520 51.9% -

These companies have the same main activity as Commit Management: other business support services (NACE 82990). They are comparable in size and age: total assets between €260,000 and €396,000, founded between 2018 and 2019.

Official details

Source: KBO
Status
Active since 20-06-2018Normal situation
Activity
Other business support servicesNACE 82990
Establishment unit
2.277.660.1662220 Heist-op-den-Berg, since 20-06-2018
Financial year end
31 December
Peppol
Reachable since 24-11-2023
Company details

Annual accounts 2025

€86,420▼ 27.3%
€44,078▼ 51.8%
€208,509▲ 26.8%
€305,415▲ 15.4%
Filing
Filed on 30-10-2026
Financials

Insights on Commit Management

Commit Management files the micro format. That format states no turnover. The gross margin rose from €75,789 in 2021 to €86,420 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-10-2026, 91 days late
€86,420
▼ 27.3%
€78,907
▼ 31.9%
€44,078
▼ 51.8%
€200,836
▲ 29.1%
68.3%
▲ 6.2 percentage points
3.07
▲ 0.52

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €180,000. Estimated: probably between €140,000 and €240,000.

Balance sheet

balance sheet total €305,415 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

68.3%

Higher than 67% of 9,695 companies in 2025.

3.07

Higher than 67% of 9,313 companies in 2025.

14.4%

Higher than 55% of 9,437 companies in 2025.

Commit Management Middle half of the sector 80% of the sector Micro accounts in office administrative support (NACE 82)

Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
20/58 305,415264,716159,863133,819100,327
21/28 7,6738,8345,4402,793-
22/27 7,6738,8345,4402,793-
23 1,1741,1961,555--
24 6,4997,6383,8852,793-
29/58 297,742255,882154,423131,026100,327
40/41 194,257166,901126,08181,28544,124
40 3,80321,44220,7268,73616,940
41 190,454145,459105,35572,54827,184
54/58 103,48588,74328,10449,37156,202
490/1 -238238371-
Balance sheet: equity and liabilities
10/49 305,415264,716159,863133,819100,327
10/15 208,509164,43273,04056,04745,176
10/11 18,60018,60018,60018,60018,600
13 26,57626,57626,57626,57626,576
130/1 1,8601,8601,8601,8601,860
1311 1,8601,8601,8601,8601,860
133 24,71624,71624,71624,71624,716
14 163,334119,25627,86410,872-
17/49 96,906100,28486,82377,77255,151
42/48 96,906100,28486,82377,77255,151
44 2,4362,3773,62013,438-
440/4 2,4362,3773,62013,438-
45 94,47056,73142,02664,33455,151
450/3 94,47056,73142,02664,33455,151
47/48 -41,17641,176--
Income statement
9900 86,420118,84786,62878,49575,789
630 2,5881,588315429-
640/8 4,9251,4137,14830,4713,638
9901 78,907115,84779,16447,59572,151
75/76B 9,1067,3044,7104,8351,654
75 9,1067,3044,7104,8351,654
65/66B 4,5282,8886,9946,3113,318
65 4,5282,8886,9946,3113,318
9903 83,484120,26376,88046,11970,488
67/77 39,40728,87118,71235,24743,912
9904 44,07891,39258,16910,87226,576
9905 44,07891,39258,16910,87226,576
Appropriation of the result
9906 163,334119,25669,04110,87226,576
14P 119,25627,86410,872--
691/2 ----26,576
6920 ----1,860
6921 ----24,716
694/7 --41,176--
694 --41,176--
Document PDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-10-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 91 days after the deadline. Filed on 30 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00595970.

Financial year Type Filed Reference Document
31-12-2025 micro format 30-10-2026 2026-00595970 PDF
31-12-2024 micro format 23-10-2025 2025-00553697 PDF
31-12-2023 micro format 16-05-2025 2025-00095807 PDF
31-12-2022 micro format 12-01-2024 2024-00003918 PDF
31-12-2021 micro format 14-10-2022 2022-20467632 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
81,495117,43579,47948,024-
46,66592,98058,48411,301-
1,4274,9822,9623,222-
14,74260,640-21,267-6,831-
200,836155,59867,60053,25445,176
68.3%62.1%45.7%41.9%45.0%
3.072.551.781.681.82
0.460.611.191.391.22
21.1%55.6%79.6%19.4%58.8%
14.4%34.5%36.4%8.1%26.5%
18.0040.6611.367.61-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€1,427€4,982€2,962€3,222-
€2,588€1,588€315€429-

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Commit Management

The operating result for 2025 is 32% lower than in 2024 and the lowest since 2022.

Debt's share of the balance-sheet total falls from 37.9% to 31.7%. Equity is higher and debt is lower.

Board & ownership

Curator

1 mandate
Annelies Hellemans
Curator, Neetweg 24, 2220 Heist-Op- Den-Berg
from 18-12-2023 to 22-01-2024
Also on 70 other cases

Board

1 director
Van Hoof Stijn
Director
since 20-06-2018
listed in the 2025 annual accounts, filed on 30-10-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Van Hoof Stijn
Director
Board
Mandates as a list
  • Van Hoof Stijn
    • Director, from 20-06-2018 to date

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,600
Source
2025 annual accounts

Network & group

No group

Commit Management has no parent and no holdings in its annual accounts. Van Hoof Stijn is the only director. Commit Management shares no director with another company.

Timeline

Timeline

14 events since 2018

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 91 days late
2025
Equity above €200,000 equity €208,509 ▲26.8% With a profit in every financial year since 2021, equity grows to €208,509.
Annual accounts 2024 filed PDFmicro format · 84 days late
Annual accounts 2023 filed PDFmicro format · 289 days late
2024
Highest result from 2021 to 2025 net €91,392 ▲57.1% The operating result of €115,847 and the net result of €91,392 are both a record.
Equity above €150,000 equity €164,432 ▲125% With a profit in every financial year since 2021, equity grows to €164,432.
Bankruptcy reversal Enterprise Court of Antwerp, Mechelen division · judgment of 22-01-2024
Annual accounts 2022 filed PDFmicro format · 165 days late
2023
Bankruptcy published Enterprise Court of Antwerp, Mechelen division · judgment of 18-12-2023
Registered in the Peppol Directory Reachable for e-invoices through 0208:0698627751
2022
Weakest financial year net €10,872 ▼59.1% The net result drops to €10,872, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 75 days late
2018
Incorporation PDFpublished on 22-06-2018
First establishment Kleine Kegelstraat 2, Heist-op-den-Berg

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Commit Management was incorporated on 20 June 2018.1 Total assets rose from €100,327 in 2021 to €305,415 in 2025.2 On 18 December 2023 the company was declared bankrupt.3

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025
  3. 3Belgian Official Gazette, 22-12-2023

Company details

Identity

Enterprise number
0698.627.751
VAT number
BE 0698.627.751
Peppol ID
0208:0698627751
Other Peppol ID
9925:BE0698627751
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
20-06-2018
Financial year
ends on 31 December
Peppol
Reachable since 24-11-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Commit Management in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
82990 Other business support services main activity
Codes under NACEBEL 2008
82990 Other business support services main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Kleine Kegelstraat 2 registered office 2220 Heist-op-den-Berg 20-06-2018 2.277.660.166

Buildings and parcels at the address

Ground area
1,325 m²
Buildings
282 m²
Volume, LiDAR
1,258 m³
Tallest building
6.6 m
Buildings to scale, each on its own parcel
282 m², 6.5 m 282 m², 6.5 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
12322I0175/00F0001,325 m² 1 · 282 m² 6.5 m · 2

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