Equity
€245,684 ▲ 166%
Equity rose in 2025 from €92,292 to €245,684.
Commeximo
Overview
Lifetime
2 annual accounts with figures on one time axispeak €208,179 (2025)
€208,179▲ 78.1%
peak €153,392 (2025)
€153,392▲ 70.8%
peak €245,684 (2025)
€245,684▲ 166%
€52,188▼ 4.6%
Board2 names since 2024
1 directorMEIRE Stefan Karl
Documentsfilings and deeds
08-06-202653 days before the deadline
2025micro format
Gross margin from €116,860 to €208,179Result from €89,792 to €153,392Equity from €92,292 to €245,684Cash from €41,990 to €213,213
Key points
from the 2025 annual accountsLiquidity
5.69 was 2.66 in 2024
Short-term debts fell from €54,696 to €52,188.
Position in the sector
€153,392
Higher net result than 92% of companies in head offices and management consultancy. Sector median €27,138 · 39,392 companies.
Checked score
99
Excellent
Financially stronger than 88% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.4%highest value
08-2025: < 0.1%▼ -0.4 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 5.69, cash €213,213
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €245,684 (82.5% of total assets)
Size: total assets €297,871
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 89% on liquidity, 84% on profitability and 94% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Commeximo has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Commeximo itself is lower: < 0.1% within 12 months. It rests on far more data about Commeximo than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Commeximo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €24,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 5.69 (2.66 in 2024), above the usual 1.5. Short-term debt is 17.5% and cash 71.6% of total assets. 17.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
53 days early
2024
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 31 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010313792
First establishment
Dekenijstraat 2, Ostend
Incorporation
Founding capital of €2,500, 100 shares · Founder: MEIRE Stefan Karl · Appointments: MEIRE Stefan Karl (statutory director) and Nathalie Germaine Julienne Bondroit (statutory director) · published on 17-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Commeximo Ostend | €297,871 | €208,179 | 82.5% | - |
| AMC GROUP Kortrijk | €281,129 | €206,483 | 69.8% | - |
| Alcevan Kortrijk | €300,382 | €221,718 | 77.0% | - |
| TRUSTKO Oostrozebeke | €327,534 | €241,843 | 66.3% | - |
| Bodon Wevelgem | €258,151 | €250,354 | 65.9% | - |
| BEREKRAFT Zedelgem | €304,241 | €172,145 | 80.6% | - |
| LOHAN Menen | €352,709 | €242,851 | 50.3% | - |
These companies have the same main activity as Commeximo: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €258,000 and €353,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 13-06-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.360.653.3668400 Ostend, since 01-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2026
Annual accounts 2025
- €208,179▲ 78.1%
- ≈ €350,000estimated
- €153,392▲ 70.8%
- €245,684▲ 166%
- €297,871▲ 103%
- Filing
- Filed on 08-06-2026, 53 days before the end of the filing period
Insights on Commeximo
Commeximo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245,684 and a net result of €153,392.
Its solvency ranks better than 80% of 39,376 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 08-06-2026, 53 days before the deadline€208,179
▲ 78.1%
€203,552
▲ 75.6%
€153,392
▲ 70.8%
€244,874
▲ 169%
82.5%
▲ 19.7 percentage points
5.69
▲ 3.03
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €350,000. Estimated: probably between €300,000 and €420,000.
Balance sheet
balance sheet total €297,871 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
82.5%
Higher than 80% of 39,376 companies in 2025.
5.69
Higher than 81% of 38,058 companies in 2025.
51.5%
Higher than 87% of 38,530 companies in 2025.
Commeximo
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: top quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
297,871 | 146,988 | |
21/28 |
810 | 1,225 | |
22/27 |
810 | 1,225 | |
24 |
810 | 1,225 | |
29/58 |
297,061 | 145,763 | |
40/41 |
76,503 | 98,887 | |
40 |
74,832 | 97,060 | |
41 |
1,671 | 1,826 | |
54/58 |
213,213 | 41,990 | |
490/1 |
7,346 | 4,886 | |
| Balance sheet: equity and liabilities | |||
10/49 |
297,871 | 146,988 | |
10/15 |
245,684 | 92,292 | |
10/11 |
2,500 | 2,500 | |
13 |
243,000 | 89,000 | |
133 |
243,000 | 89,000 | |
14 |
184 | 792 | |
17/49 |
52,188 | 54,696 | |
42/48 |
52,188 | 54,696 | |
44 |
4,411 | 7,142 | |
440/4 |
4,411 | 7,142 | |
45 |
45,089 | 27,357 | |
450/3 |
45,089 | 24,174 | |
454/9 |
0 | 3,183 | |
47/48 |
2,688 | 20,197 | |
| Income statement | |||
9900 |
208,179 | 116,860 | |
630 |
415 | 20 | |
640/8 |
4,211 | 890 | |
9901 |
203,552 | 115,950 | |
65/66B |
4,245 | 1,985 | |
65 |
4,245 | 1,985 | |
9903 |
199,307 | 113,965 | |
67/77 |
45,915 | 24,174 | |
9904 |
153,392 | 89,792 | |
9905 |
153,392 | 89,792 | |
| Appropriation of the result | |||
9906 |
154,184 | 89,792 | |
14P |
792 | - | |
691/2 |
154,000 | 89,000 | |
6921 |
154,000 | 89,000 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 08-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 203,967 | 115,971 | ||
| 153,807 | 89,812 | ||
| 0 | 1,245 | ||
| 171,223 | - | ||
| 244,874 | 91,067 | ||
| 82.5% | 62.8% | ||
| 5.69 | 2.66 | ||
| 0.21 | 0.59 | ||
| 62.4% | 97.3% | ||
| 51.5% | 61.1% | ||
| 48.05 | 58.43 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €1,245 |
| €415 | €20 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Commeximo
The operating result for 2025 is 76% higher than in 2024.
Debt's share of the balance-sheet total falls from 37.2% to 17.5%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationStatutory director
appointed by deed of 17-06-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 08-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alone“Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Het bestuursorgaan kan…”deed of 17-06-2024
Full text
Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Het bestuursorgaan kan gevolmachtigden van de vennootschap, al of niet aandeelhouders, aanstellen. Alleen bijzondere en beperkte volmachten voor bepaalde of voor een reeks bepaalde rechtshandelingen zijn geoorloofd. De gevolmachtigden verbinden de vennootschap binnen de perken van de hun verleende volmachten, onverminderd de verantwoordelijkheid van het bestuursorgaan, ingeval van overdreven volmacht.
Mandates through the years
2 names, the dashed line is todayMEIRE Stefan Karl
Statutory director
Statutory director
Nathalie Germaine Julienne Bondroit
Statutory director
Statutory director
BoardEarlierend not dated
Mandates as a list
- MEIRE Stefan Karl
- Statutory director, appointed by deed of 17-06-2024, still in office
- Nathalie Germaine Julienne Bondroit
- Statutory director, appointed by deed of 17-06-2024, no longer listed in the 2025 annual accounts
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €2,457 in 2025
- Source
- deed of 17-06-2024
Articles of association
deed of 17-06-2024 (in Dutch)- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Bestuursorgaan kan gevolmachtigden al of niet aandeelhouders aanstellen;alleen bijzondere en beperkte volmachten voor bepaalde of reeks…”
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 16:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 17-06-2024 ↗
- MEIRE Stefan Karl 100 shares (100%) · €2,500 in cash
Network & group
No group
Commeximo has no parent and no holdings in its annual accounts. MEIRE Stefan Karl is the only director. Commeximo shares no director with another company.
At the same address
Dekenijstraat 2, 8400 Ostend · 2 other companies| DEPUYDT K.
registered office since 04-06-2007 · founded in 2007 |
total assets €6.2m (2026) 0889.086.162 |
| Vereniging van Mede-eigenaars Residentie Chateau Amandine te Oostende, Dekenijstraat 2
registered office since 08-08-2024 |
founded in 2024 0685.715.467 |
Timeline
Timeline
7 events since 2024Filings
Financial
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010313792
Annual accounts 2025 filed NBBmicro format · 53 days before the deadline
2025
Liquidity more than doubled current ratio 5.69 The current ratio rises from 2.66 to 5.69. Short-term debt falls from €54,696 to €52,188.
Equity above €200,000 equity €245,684 ▲166% With a profit in every financial year since 2024, equity grows to €245,684.
Annual accounts 2024 filed NBBmicro format · 8 days before the deadline
2024
First establishment Dekenijstraat 2, Ostend
IncorporationFounding capital of €2,500, 100 shares · Founder: MEIRE Stefan Karl · Appointments: MEIRE Stefan Karl (statutory director) and Nathalie Germaine Julienne Bondroit (statutory director) · published on 17-06-20245 points ▸
- Founder, MEIRE Stefan Karl
- Founding capital, €2,500, 100 shares
- Director appointment, MEIRE Stefan Karl (statutory director), mentioned twice in the deed
- Director appointment, Nathalie Germaine Julienne Bondroit (statutory director)
- Registered office clause, Dekenijstraat 2 bus 0202, 8400 Oostende
- The deed holds 3 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Commeximo was incorporated on 13 June 2024 as a private limited company by one natural person, with a starting capital of €2,500.12 MEIRE Stefan Karl is statutory director of the company, appointed by deed of 17-06-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1010.313.792
- VAT number
- BE 1010.313.792
- Peppol ID
- 0208:1010313792
- Other Peppol ID
- 9925:BE1010313792
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-06-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 16:00deed of 17-06-2024 (in Dutch)
- Peppol
- Reachable since 30-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Commeximo in Dutch
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 17-06-2024 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van diensten en adviezen aan personen en bedrijven,in het algemeen met betrekking tot het…”deed of 17-06-2024 (in Dutch)
11 activities
- Het verlenen van diensten en adviezen aan personen en bedrijven,in het algemeen met betrekking tot het bedrijfsbeheer,managementadvies,consulting en consultancy,het voeren van marketingcampagnes en al wat daarmede rechtstreeks of onrechtstreeks verband houdt.
- De aankoop en de verkoop van alle onbebouwde en bebouwde onroerende goederen van alle aard en voor alle bestemmingen,het verkavelen,uitrusten,inrichten en tot waarde brengen op alle mogelijke wijzen van alle onbebouwde onroerende goederen,het bouwen,verbouwen,aanpassen,herstellen van alle gebouwen en constructies bij middel van alle technieken en in alle stadia van afwerking.
- Het huren,verhuren,leasen en uitbaten op alle mogelijke wijzen van alle mogelijke onbebouwde en bebouwde onroerende goederen.
- Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het oordeelkundig beheer van een onroerend patrimonium,alsook van een roerend patrimonium doch dit slechts voor eigen rekening.
- De vennootschap mag alle verbintenissen aangaan,kredieten en leningen toestaan aan haar aandeelhouders en/of bestuurders,zich voor derden borg stellen door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak.
- Het waarnemen van bestuurdersmandaten in andere vennootschappen.
- De vennootschap mag samenwerken met of deelnemen in,of op gelijk welke wijze,rechtstreeks of onrechtstreeks,belangen nemen in ondernemingen van allerlei aard,alle verbintenissen aangaan,onroerende goederen kopen en verkopen,kredieten en leningen aangaan en toestaan,zich voor derden borg stellen door haar goederen in hypotheek of in pand te geven.
- De vennootschap mag alle industriële en handelsverrichtingen en verhandelingen van onroerende,roerende of financiële aard uitvoeren die rechtstreeks of onrechtstreeks bij haar voorwerp aansluiten.
- Zij mag verrichtingen van roerende en onroerende huur aangaan.De vennootschap mag haar voorwerp verwezenlijken op alle wijzen die zij best geschikt acht,voor eigen rekening of voor rekening van derden,zo in België als in het buitenland.Zij mag deelnemen aan de bedrijvigheid van andere vennootschappen met hetzelfde of verwant voorwerp,door inbreng,fusie of hoe dan ook.Zij mag haar goederen verpanden tot waarborg van verbintenissen van derden voor wie zij borgstelling willen verlenen.
- De vennootschap zal alle burgerlijke,industriële,commerciële,financiële,roerende en onroerende handelingen mogen verrichten in rechtstreeks of onrechtstreeks verband met haar voorwerp,die van aard zijn de verwezenlijking ervan te vergemakkelijken of uit te breiden,en die daartoe noodzakelijk zijn,nuttig of zelfs alleen maar bevorderend.
- De vennootschap kan optreden als bestuurder of vereffenaar in andere vennootschappen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Dekenijstraat 2 registered office 8400 Ostend | 01-07-2024 | 2.360.653.366 |
Buildings and parcels at the address
- Ground area
- 211 m²
- Buildings
- 146 m²
- Volume, LiDAR
- 2,173 m³
- Tallest building
- 19.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 35013A1404/00V000 | 211 m² | 1 · 146 m² | 19.8 m · 5 |