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Comme Chez Moi by Steve

Active
Private limited companyfounded 2022active for 4 yearsRue de Mons 12, 7060 Soignies, BelgiumKBO/BCE: BE 0790.997.980
Summary

The computed 12-month bankruptcy probability of Comme Chez Moi by Steve is 6.4% (elevated). The 2025 annual accounts show negative equity (-€7,263) and a net result of €4,893. Equity has been growing by about 21% per year since 2023. Its solvency ranks better than 19% of 16,996 sector peers (NACE 56, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 20-09-2022 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 2025
Establishment unit
2.335.975.279 7060 Soignies, since 01-11-2022
Financial year end
31 December
Peppol
Reachable since 01-07-2025

Board and ownership

Board

Financial position

36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
6.4%
Annual accounts 2025
Gross margin
€77,279
▲ 79.0%
Turnover
≈ €280,000
estimated
Profit
€4,893
▲ 31×
Equity
-€7,263
▲ 40.2%
Total assets
€38,229
▼ 13.9%
Employees on 31-12-2025
1
▼ 50.0%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 61 days after the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2022Last filed accounts filed 61 days late; 3 of the last 3 accounts lateSize: total assets €38,229Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 40% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 6+6
equity -19.0% of total assets
Liquidity 23-3
short-term debt 59.1% · cash 2.8%
Profitability 68+25
return on assets 12.8%
Bankruptcy probability within 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 8.7% 01-2025: 8.6%▼ -0.1 percentage points vs 12-2024 02-2025: 8.6%● unchanged vs 01-2025 03-2025: 8.6%● unchanged vs 02-2025 04-2025: 8.6%● unchanged vs 03-2025 05-2025: 8.6%● unchanged vs 04-2025 06-2025: 8.5%▼ -0.1 percentage points vs 05-2025 07-2025: 8.6%▲ +0.1 percentage points vs 06-2025 08-2025: 9.2%▲ +0.6 percentage points vs 07-2025 09-2025: 9.3%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 7.6%▼ -1.7 percentage points vs 09-2025 11-2025: 7.6%● unchanged vs 10-2025 12-2025: 7.6%● unchanged vs 11-2025 01-2026: 7.5%▼ -0.1 percentage points vs 12-2025 02-2026: 7.5%● unchanged vs 01-2026 03-2026: 7.4%▼ -0.1 percentage points vs 02-2026 04-2026: 7.4%● unchanged vs 03-2026 05-2026: 7.4%● unchanged vs 04-2026 06-2026: 6.9%▼ -0.5 percentage points vs 05-2026 07-2026: 6.9%● unchanged vs 06-2026 08-2026: 7.5%▲ +0.6 percentage points vs 07-2026 09-2026: 7.7%▲ +0.2 percentage points vs 08-2026 10-2026: 6.4%▼ -1.3 percentage points vs 09-2026lowest value 11-2026: 6.4%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.12 (0.16 in 2024), below 1. Short-term debt is 59.1% and cash 2.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 19% of them on solvency, 19% on liquidity, 46% on profitability and 77% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €38,229
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 16996 sector peers (2025).
NBB · sector comparison
Position among 16996 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
61 days late
2024
60 days late
2023
57 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 59 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€7,263 View
  • Caution: Lower solvency than 80% of companies in food and beverage servicesector median 29.6% · 16,996 companies -19.0% View

Recent changes

  1. · Gazette deed Resignation: Sylvain CORNET (director)Appointment: Magalie EULAERTS (director)
  2. · Gazette deed IncorporationStarting capital €10,000 · Appointments: ZERROUKI Steve (director) and CORNET Sylvain (director)
All 7 events

Comparable companies

These companies have the same main activity as Comme Chez Moi by Steve: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €32,100 and €42,500, founded in 2022.

CompanyTotal assetsGross margin
Comme Chez Moi by Steve Soignies€38,229€77,279
Friterie de l’Iguane Bernissart€32,149€88,848
LADNOM Elsene€41,109€72,955
LAUREA Fléron€39,672€78,471
YUSER Dilbeek€39,266€75,533
S.M.H.s Westerlo€42,357€87,278
L’ENTRACTE Verviers€42,463€68,534
Full comparison

Key facts about Comme Chez Moi by Steve

What is the company number of Comme Chez Moi by Steve?
The company number of Comme Chez Moi by Steve is 0790.997.980. The VAT number is the same number with BE in front: BE 0790.997.980.
Where is Comme Chez Moi by Steve based?
The registered office is at Rue de Mons 12, 7060 Soignies.Company details
What does Comme Chez Moi by Steve do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of Comme Chez Moi by Steve?
The legal form of Comme Chez Moi by Steve is Private limited company (BV).
When was Comme Chez Moi by Steve founded?
Comme Chez Moi by Steve was founded on 20-09-2022.
Is Comme Chez Moi by Steve still active?
Yes, Comme Chez Moi by Steve is an active enterprise in the KBO register.
How many employees does Comme Chez Moi by Steve have?
Comme Chez Moi by Steve had an average of 1.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Comme Chez Moi by Steve fall under?
In its 2025 annual accounts, Comme Chez Moi by Steve states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of Comme Chez Moi by Steve?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €77,279 and 91 comparable companies (NACE 56112). It probably lies between €210,000 and €340,000.
Is Comme Chez Moi by Steve profitable?
In financial year 2025, Comme Chez Moi by Steve made a profit of €4,893.
Where can I find the annual accounts of Comme Chez Moi by Steve?
Comme Chez Moi by Steve filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Comme Chez Moi by Steve due?
Comme Chez Moi by Steve must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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