Comma&more
ActiveSummary
For Comma&more, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €193,963 and a net result of €2,730. Equity is growing by ~7% per year across the filed fiscal years. The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability70▼-14
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filingsPosition against the passed deadline
30-06-2024 close31-01-2025 deadline27-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 20-06-2024, 141 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
141 d late
2022
506 d late
2021
22 d late
2020
388 d late
2019
761 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 364 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€193,963▲ 1.4%
2022 · €191,234
Total assets
€198,089▼ 0.6%
2022 · €199,304
Net result
€2,730▼ 88.6%
2022 · €23,895
Working capital
€161,047▲ 4.5%
2022 · €154,109
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202120222023
Operating result€25,517-€27,235▲ 6.7%€7,878▼ 71.1%
Net result€9,864-€23,895▲ 142%€2,730▼ 88.6%
Equity€167,337-€191,234▲ 14.3%€193,963▲ 1.4%
Total assets€178,228-€199,304▲ 11.8%€198,089▼ 0.6%
Debt€10,891-€8,070▼ 25.9%€4,126▼ 48.9%
Working capital€138,206-€154,109▲ 11.5%€161,047▲ 4.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 71% below 2022 and is the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €198,089
Fixed assets
€32,916 ▼ 11.3%
Current assets
€165,173 ▲ 1.8%
Equity and liabilities €198,089
Equity
€193,963 ▲ 1.4%
Debt
€4,126 ▼ 48.9%
Debt's share of the balance-sheet total falls from 4.0% to 2.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12,087▼
2022 · €29,717
Cash flow
€6,939▼
2022 · €26,377
Current ratio
40.03▲
2022 · 20.10
Debt to equity
0.02▼
2022 · 0.04
ROE
1.4%▼
2022 · 12.5%
ROA
1.4%▼
2022 · 12.0%
Interest coverage
81.67▼
2022 · 196.80
Debt ≤ 1 year
€4,126▼
2022 · €8,070
Income taxes
€7,000▲
2022 · €3,201
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €106 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,530 | €2,482 | €4,209 | ▲ 69.6% |
| Other operating charges640/8 | €7,838 | €778 | €1,163 | ▲ 49.5% |
| Gross operating margin9900 | €41,991 | €30,495 | €13,250 | ▼ 56.6% |
| Operating profit (loss)9901 | €25,517 | €27,235 | €7,878 | ▼ 71.1% |
| Financial income75/76B | €1,652 | €12 | €2,000 | ▲ 16,567% |
| Recurring financial income75 | €1,652 | €12 | €2,000 | ▲ 16,567% |
| Financial charges65/66B | €56 | €151 | €148 | ▼ 2.0% |
| Recurring financial charges65 | €56 | €151 | €148 | ▼ 2.0% |
| Profit (loss) for the period before taxes9903 | €27,113 | €27,096 | €9,730 | ▼ 64.1% |
| Income taxes67/77 | €17,249 | €3,201 | €7,000 | ▲ 119% |
| Profit (loss) for the period9904 | €9,864 | €23,895 | €2,730 | ▼ 88.6% |
| Profit (loss) for the period to be appropriated9905 | €9,864 | €23,895 | €2,730 | ▼ 88.6% |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €178,228 | €199,304 | €198,089 | ▼ 0.6% |
| Fixed assets21/28 | €29,132 | €37,125 | €32,916 | ▼ 11.3% |
| Tangible fixed assets22/27 | €3,132 | €11,125 | €6,916 | ▼ 37.8% |
| Furniture and vehicles24 | - | €9,678 | €6,916 | ▼ 28.5% |
| Other tangible fixed assets26 | €3,132 | €1,447 | - | - |
| Financial fixed assets28 | €26,000 | €26,000 | €26,000 | = |
| Current assets29/58 | €149,096 | €162,179 | €165,173 | ▲ 1.8% |
| Amounts receivable within one year40/41 | €104,169 | €105,137 | €76,427 | ▼ 27.3% |
| Trade receivables40 | €38,024 | €38,992 | €375 | ▼ 99.0% |
| Other amounts receivable41 | €66,145 | €66,145 | €76,052 | ▲ 15.0% |
| Cash at bank and in hand54/58 | €44,927 | €57,042 | €88,746 | ▲ 55.6% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €178,228 | €199,304 | €198,089 | ▼ 0.6% |
| Equity10/15 | €167,337 | €191,234 | €193,963 | ▲ 1.4% |
| Contributions10/11 | €7,865 | €7,865 | €7,865 | = |
| Capital10 | €7,865 | €7,865 | €7,865 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | €10,735 | €10,735 | €10,735 | = |
| Reserves13 | €20,557 | €25,756 | €25,755 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €18,697 | €23,896 | €23,895 | = |
| Profit (loss) carried forward14 | €138,915 | €157,613 | €160,343 | ▲ 1.7% |
| Amounts payable17/49 | €10,891 | €8,070 | €4,126 | ▼ 48.9% |
| Amounts payable within one year42/48 | €10,890 | €8,070 | €4,126 | ▼ 48.9% |
| Current portion of amounts payable after more than one year42 | €2,515 | €2,515 | - | - |
| Trade debts44 | €2,463 | €2,956 | €4,126 | ▲ 39.6% |
| Suppliers440/4 | €2,463 | €2,956 | €4,126 | ▲ 39.6% |
| Taxes, remuneration and social security45 | €5,912 | €2,599 | - | - |
| Taxes450/3 | €5,912 | €2,599 | - | - |
| Accrued charges and deferred income492/3 | €1 | - | - | - |
| Line | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,864 | €23,895 | €2,730 | ▼ 88.6% |
| + Depreciation and write-downs630 | €8,530 | €2,482 | €4,209 | ▲ 69.6% |
| Operating cash flow (approximation) | €18,394 | €26,377 | €6,939 | ▼ 73.7% |
| Investment in fixed assets (approximation) | - | -€10,475 | €0 | ▲ 100% |
| Change in cash | - | €12,115 | €31,704 | ▲ 162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 141 days late
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 506 days late
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2023
30-06
Financial
Weakest financial yearnet €2,730 ▼88.6%
Net result drops to €2,730, the lowest in the series.
2022
30-06
Financial
Highest result since 2021net €23,895 ▲142%
Operating result €27,235, net result €23,895, both a record.
02-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 761 days late
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 388 days late
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 505 days late
2016
24-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 24 days late
2015
12-03
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 40 days late
17-02
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 382 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte
Ground area
1,612 m²
Building footprint
300 m²
Volume, LiDAR
1,560 m³
Parcel 44079B0253/00E000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44079B0253/00E000 | Flanders | 1,612 m² | 1 · 300 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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The National Bank holds 12 filings for this company, but none with figures Checked can read: the latest, for fiscal year 2023, exists only as a PDF. A size comparison is therefore not possible. These companies share only the sector and the region. Of 5,712 companies in sector 70100 we hold annual accounts for 3,504. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded04-03-2010
Fiscal year end30-06
Activities, NACEBEL 2025
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID
0208:0823645014
Also
9925:BE0823645014
Registered
30-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.