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COMMA CONSULTING

Active
Private limited companyfounded 2014active for 12 yearsLage Vosbergstraat 60, 2840 Rumst, BelgiumKBO/BCE: BE 0563.999.372

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

COMMA CONSULTING has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,907 and a net result of €219. Equity has been stable since 2022 (±1.1% per year). Its solvency ranks better than 71% of 2,598 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 24-09-2014 Normal situation
Activity
Other education NACE 85599and 4 others
Establishment unit
2.235.913.049 2840 Rumst, since 15-10-2014
Financial year end
31 December
Peppol
Reachable since 19-08-2025

Board and ownership

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€2,503
▼ 93.4%
Turnover
≈ €9,200
estimated
Profit
€219
▼ 98.8%
Equity
€57,907
▲ 0.4%
Total assets
€85,373
▼ 19.8%
Filed on 18-06-2026, 43 days before the deadlineat the National Bank
Score breakdownlowers riskLiquidity: current ratio 3.93, cash €44,855Sector: Education (NACE 85)Equity €57,907 (67.8% of total assets)Size: total assets €85,373Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in education (NACE 85)
Financial strength · tick: 2024
Strong
Solvency 93+14
equity 67.8% of total assets
Liquidity 92+2
short-term debt 23.1% · cash 52.5%
Profitability 29-61
return on assets 0.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,820 companies, NACE 85, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.93 (2.68 in 2024), above the usual 1.5. Short-term debt is 23.1% and cash 52.5% of total assets. 32.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 69% of them on solvency, 84% on liquidity, 22% on profitability and 44% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 3.93, cash €44,855
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Equity €57,907 (67.8% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €85,373
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year €57,907
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
43 days early
2024
37 days early
2023
37 days early
2022
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 36 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Comparable companies

These companies have the same main activity as COMMA CONSULTING: other education (NACE 85599). They are comparable in size and age: total assets between €65,200 and €111,000, founded between 2012 and 2017.

CompanyTotal assetsGross margin
COMMA CONSULTING Rumst€85,373€2,503
TRAINING COACHING SELLING Leuven€72,716€1,926
DIALOGUE LANGUAGES Visé€66,298€1,969
EVADERAN Jette€110,788€4,606
Pit. Edegem€65,181€3,492
IMPROCO Wavre€101,508€1,242
EMEYES Villers-la-Ville€91,662-€6,932
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about COMMA CONSULTING

What is the company number of COMMA CONSULTING?
The company number of COMMA CONSULTING is 0563.999.372. The VAT number is the same number with BE in front: BE 0563.999.372.
Where is COMMA CONSULTING based?
The registered office is at Lage Vosbergstraat 60, 2840 Rumst.Company details
What does COMMA CONSULTING do?
According to the KBO register, the main activity is other education (NACE 85599).
What is the legal form of COMMA CONSULTING?
The legal form of COMMA CONSULTING is Private limited company (BV).
When was COMMA CONSULTING founded?
COMMA CONSULTING was founded on 24-09-2014.
Is COMMA CONSULTING still active?
Yes, COMMA CONSULTING is an active enterprise in the KBO register.
What is the turnover of COMMA CONSULTING?
The turnover in financial year 2025 is ≈ €9,200. This figure is estimated from the gross margin of €2,503 and 42 comparable companies (NACE 855). It probably lies between €6,200 and €19,000. It is a rough estimate.Financials
Is COMMA CONSULTING profitable?
In financial year 2025, COMMA CONSULTING made a profit of €219.
Where can I find the annual accounts of COMMA CONSULTING?
COMMA CONSULTING filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of COMMA CONSULTING due?
COMMA CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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