COMM'PLETE
ActiveSummary
COMM'PLETE has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146,812 and a net result of €25,982. Equity has been growing by about 5.2% per year since 2018. Its solvency ranks better than 86% of 2,083 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 30-12-1993 Normal situation
- Activity
- Market research and public opinion polling NACE 73200and 3 others
- Establishment unit
- 2.065.211.162 1780 Wemmel, since 24-01-1994
- Financial year end
- 31 December
- Peppol
- Reachable since 10-12-2025
Board and ownership
- Emmanuel ClaesManaging director
- Touria El YaciniDirector · since 05-09-2022
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €29,215
- Turnover
- ≈ €78,000
- estimated
- Profit
- €25,982
- Equity
- €146,812
- ▲ 21.5%
- Total assets
- €170,953
- ▼ 40.3%
- 2025 accounts filed 59 days after the deadline
Score breakdownraises riskLast filed accounts filed 59 days late; 3 of the last 3 accounts lateSize: total assets €170,953lowers riskFounded in 1993Equity €146,812 (85.9% of total assets)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 45% on liquidity, 64% on profitability and 71% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 33 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 59 days after the deadline Filed on 28 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00528088.
Annual accounts 2025 filed on 28-09-2026 at the NBB all 32 filings
Amounts without an identifiable currency are taken as euros.
Every figure per financial year
The operating result for 2025 is a profit of €26,832, after a loss of €14,130 in 2024. It is the highest result since 2021.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €1,135 | - | - | - |
| Financial fixed assets | - | - | - | - | €0 |
| Depreciation and write-downs of the year | - | €314 | €378 | €378 | €64 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €923 | €923 | €527 | - | €314 | €378 | €378 | €64 | ▼ 83.0% |
| Other operating charges640/8 | - | - | - | €348 | €221 | €484 | €387 | €2,318 | ▲ 499% |
| Gross operating margin9900 | €24,318 | €19,737 | -€8,345 | €7,792 | -€7,532 | -€635 | -€13,364 | €29,215 | - |
| Operating profit (loss)9901 | €20,906 | €18,453 | -€9,260 | €7,444 | -€8,067 | -€1,498 | -€14,130 | €26,832 | - |
| Financial income75/76B | - | - | - | €6,690 | €7,649 | €7,383 | €9,467 | €9,212 | ▼ 2.7% |
| Recurring financial income75 | €8,293 | €8,508 | €10,996 | €6,690 | €7,649 | €7,383 | €9,467 | €9,212 | ▼ 2.7% |
| Financial charges65/66B | - | - | - | €613 | €650 | €572 | €608 | €654 | ▲ 7.5% |
| Recurring financial charges65 | €1,695 | €694 | €655 | €613 | €650 | €572 | €608 | €654 | ▲ 7.5% |
| Profit (loss) for the period before taxes9903 | €27,504 | €26,268 | €1,081 | €13,522 | -€1,069 | €5,313 | -€5,272 | €35,390 | - |
| Income taxes67/77 | €14,705 | €6,788 | -€273 | €234 | €146 | €1,382 | -€29 | €9,409 | - |
| Profit (loss) for the period9904 | €12,799 | €19,480 | €1,354 | €13,288 | -€1,215 | €3,931 | -€5,242 | €25,982 | - |
| Profit (loss) for the period to be appropriated9905 | €12,799 | €19,480 | €1,354 | €13,288 | -€1,215 | €3,931 | -€5,242 | €25,982 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €214,932 | €202,991 | €145,028 | €127,057 | €170,046 | €132,098 | €286,173 | €170,953 | ▼ 40.3% |
| Formation expenses20 | €0 | €0 | €0 | - | - | - | - | - | - |
| Fixed assets21/28 | €8,303 | €7,379 | €6,852 | €6,852 | €7,673 | €7,295 | €6,916 | €6,852 | ▼ 0.9% |
| Intangible fixed assets21 | €0 | €0 | €0 | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €1,451 | €527 | - | - | €821 | €443 | €64 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | - | - | - | €821 | €443 | €64 | €0 | ▼ 100% |
| Financial fixed assets28 | €6,852 | €6,852 | €6,852 | €6,852 | €6,852 | €6,852 | €6,852 | €6,852 | = |
| Current assets29/58 | €206,629 | €195,612 | €138,176 | €120,205 | €162,373 | €124,803 | €279,257 | €164,101 | ▼ 41.2% |
| Stocks and contracts in progress3 | €0 | €0 | €0 | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €183,219 | €171,585 | €113,380 | €111,675 | €148,345 | €117,070 | €202,272 | €139,528 | ▼ 31.0% |
| Trade receivables40 | - | - | - | €2,403 | €2,370 | €2,318 | €77,503 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | - | €109,271 | €145,975 | €114,752 | €124,770 | €139,528 | ▲ 11.8% |
| Current investments50/53 | €0 | €0 | €0 | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €14,815 | €15,170 | €12,934 | €1,491 | €6,029 | €0 | €55,275 | €9,390 | ▼ 83.0% |
| Deferred charges and accrued income490/1 | - | - | - | €7,040 | €7,999 | €7,733 | €21,710 | €15,182 | ▼ 30.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €214,932 | €202,991 | €145,028 | €127,057 | €170,046 | €132,098 | €286,173 | €170,953 | ▼ 40.3% |
| Equity10/15 | €89,236 | €108,716 | €110,069 | €123,357 | €122,142 | €126,073 | €120,830 | €146,812 | ▲ 21.5% |
| Contributions10/11 | €105,355 | €105,355 | €105,355 | €105,355 | €105,355 | €105,355 | €105,355 | €105,355 | = |
| Capital10 | - | - | - | €105,355 | €105,355 | €105,355 | €105,355 | €105,355 | = |
| Issued capital100 | - | - | - | €105,355 | €105,355 | €105,355 | €105,355 | €105,355 | = |
| Reserves13 | €10,535 | €10,535 | €10,535 | €10,535 | €10,535 | €10,535 | €10,535 | €10,535 | = |
| Non-distributable reserves130/1 | - | - | - | €10,535 | €10,535 | €10,535 | €10,535 | €10,535 | = |
| Legal reserve130 | - | - | - | €10,535 | €10,535 | €10,535 | €10,535 | €10,535 | = |
| Profit (loss) carried forward14 | -€26,654 | -€7,175 | -€5,821 | €7,467 | €6,252 | €10,183 | €4,940 | €30,922 | ▲ 526% |
| Amounts payable17/49 | €125,696 | €94,275 | €34,958 | €3,700 | €47,904 | €6,025 | €165,343 | €24,140 | ▼ 85.4% |
| Amounts payable within one year42/48 | €125,696 | €94,275 | €11,096 | €3,700 | €47,904 | €6,025 | €11,084 | €24,140 | ▲ 118% |
| Financial debts43 | - | - | - | - | - | €2,832 | €0 | - | - |
| Credit institutions430/8 | - | - | - | - | - | €2,832 | €0 | - | - |
| Trade debts44 | €99,216 | €76,529 | €3,277 | €3,234 | €47,523 | €1,665 | €2,633 | €14,731 | ▲ 459% |
| Suppliers440/4 | - | - | - | €3,234 | €47,523 | €1,665 | €2,633 | €14,731 | ▲ 459% |
| Taxes, remuneration and social security45 | - | - | - | €467 | €381 | €1,529 | €8,451 | €9,409 | ▲ 11.3% |
| Taxes450/3 | - | - | - | €467 | €381 | €1,529 | €8,451 | €9,409 | ▲ 11.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | €154,259 | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,799 | €19,480 | €1,354 | €13,288 | -€1,215 | €3,931 | -€5,242 | €25,982 | - |
| + Depreciation and write-downs630 | €923 | €923 | €527 | - | €314 | €378 | €378 | €64 | ▼ 83.0% |
| Operating cash flow (approximation) | €13,722 | €20,403 | €1,881 | €13,288 | -€901 | €4,309 | -€4,864 | €26,046 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€1,135 | €0 | €0 | €0 | - |
| Change in cash | - | €356 | -€2,237 | -€11,443 | €4,539 | -€6,029 | €55,275 | -€45,884 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 31,368 companies had the same profile as COMM'PLETE has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COMM'PLETE itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for COMM'PLETE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 32 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 28-09-2026 | 2026-00528088 | |
| 31-12-2024 | micro format | 26-09-2025 | 2025-00505521 | |
| 31-12-2023 | micro format | 26-09-2024 | 2024-00473975 | |
| 31-12-2022 | micro format | 28-08-2023 | 2023-00361351 | |
| 31-12-2021 | micro format | 28-07-2022 | 2022-20238406 | |
| 31-12-2020 | micro format | 24-06-2021 | 2021-23900306 | |
| 31-12-2019 | micro format | 08-10-2020 | 2020-60000206 | |
| 31-12-2018 | micro format | 30-08-2019 | 2019-55300113 | |
| 31-12-2017 | micro format | 31-10-2018 | 2018-70800386 | |
| 31-12-2016 | micro format | 28-09-2017 | 2017-63100227 |
Board & ownership
Directors
Board 2
Day-to-day management 1
Owners and capital
Owners
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Emmanuel Claes |
|
| Touria El Yacini |
|
| MC and C NV |
|
Network & group
COMM'PLETE shares no director with another company.
Companies at the same address
2 other companiesConnections & network
2 current directorsThe network starts from the directors of COMM'PLETE. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
08-03
Gazette deed
1 director resigning, 2 reappointedResignation: MC and C NV (director) · Permanent representative: Emmanuel Claes · Reappointment: Emmanuel Claes (director)6 points ▸
- General meeting, 15-12-2022
- Director resignation, MC and C NV (director)
- Permanent representative, Emmanuel Claes
- Director reappointment, Emmanuel Claes (director)
- Board meeting, 15-12-2022
- Director reappointment, Emmanuel Claes (managing director)
09-12
Gazette deed
Appointment: Touria El Yacini (director)2 points ▸
- General meeting, 05-09-2022
- Director appointment, Touria El Yacini (director)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 22662B0387/00P004 | Flanders | 535 m² | 1 · 318 m² | 14.3 m · 4 |