Comité scolaire de l'Ecole libre Saint - André
ActiveComité scolaire de l'Ecole libre Saint - André has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.08M and a net result of €-21k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 4.91 against 5.12 in 2023; short-term debt: 10.7% and cash: 33.5% of total assets), and 20.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79.1%
Return on assets
-1.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
40 d early
2022
38 d early
2021
39 d early
2020
37 d early
2019
49 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-21k▲ 32.1%
2023 · €-31k
2018: €-56k
2019: €-57k
2020: €131k
2021: €-18k
2022: €-15k
2023: €-31k
2018 → 2024
Working capital
€569k▲ 13.8%
2023 · €501k
2018: €359k
2019: €323k
2020: €597k
2021: €555k
2022: €593k
2023: €501k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€991k-€1.27M▲ 28.6%€1.26M▼ 1.5%€1.10M▼ 12.1%€1.08M▼ 2.3%
Operating result€131k-€-17k€-13k▲ 23.3%€-30k▼ 125%€-22k▲ 28.2%
Net result€131k-€-18k€-15k▲ 18.4%€-31k▼ 110%€-21k▲ 32.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2024 against €30k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.36M
Fixed assets
€649k▼ 13.5%
Current assets
€715k▲ 15.0%
Equity and liabilities €1.36M
Equity
€1.08M▼ 2.3%
Debt
€285k▲ 6.3%
The debt ratio rises from 19.6% to 20.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€102k▲
2023 · €92k
Cash flow
€102k▲
2023 · €90k
Solvency
79.1%▼
2023 · 80.4%
Current ratio
4.91▼
2023 · 5.12
Quick ratio
4.91▼
2023 · 5.12
Debt / equity
0.26▲
2023 · 0.24
ROE
-2.0%▲
2023 · -2.8%
ROA
-1.6%▲
2023 · -2.3%
Interest coverage
38.37▲
2023 · 36.65
Debt
€285k▲
2023 · €268k
Debt ≤ 1 year
€146k▲
2023 · €121k
Debt > 1 year
€138k▼
2023 · €147k
Staff costs
€77k▲
2023 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.37M€1.36M▼
Fixed assets21/28€750k€649k▼
Tangible fixed assets22/27€750k€648k▼
Land and buildings22€728k€626k▼
Furniture and vehicles24€22k€23k▲
Financial fixed assets28€363€363=
Current assets29/58€622k€715k▲
Amounts receivable within one year40/41€60k€2k▼
Other amounts receivable41€60k€2k▼
Current investments50/53-€250k
Cash at bank and in hand54/58€561k€456k▼
Deferred charges and accrued income490/1€100€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.36M▼
Equity10/15€1.10M€1.08M▼
Contributions10/11-€403k
Capital10-€403k
Reserves13€77k€77k=
Profit (loss) carried forward14€386k€365k▼
Investment grants15€238k€234k▼
Amounts payable17/49€268k€285k▲
Amounts payable after more than one year17€147k€138k▼
Financial debts170/4€147k€138k▼
Amounts payable within one year42/48€121k€146k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€12k€29k▲
Suppliers440/4€12k€29k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Remuneration, social security and pensions62€71k€77k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122k€124k▲
Other operating charges640/8€168€47▼
Gross operating margin9900€163k€179k▲
Operating profit (loss)9901€-30k€-22k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-31k€-21k▲
Profit (loss) for the period9904€-31k€-21k▲
Profit (loss) for the period to be appropriated9905€-31k€-21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€386k€365k▼
Profit (loss) brought forward from the previous period14P€418k€386k▼
Social balance
Average headcount (FTE)90872.03.0▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €1MEq €1.27M ▲28.6%
Equity rises from €991k to €1.27M.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €131k
Net result €131k after 2 loss-making years.
31-12
Financial
Equity above €500kEq €991k ▲129%
Equity rises from €434k to €991k.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 49 days late
2019
31-12
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 74.72
Current ratio from 14.93 to 74.72; short-term debt falls from €26k to €4k.
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 86 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Roi Albert 1934680 OupeyeGround area
2,677 m²
Building footprint
419 m²
Volume, LiDAR
2,284 m³
2 parcels, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ECOLE FONDAMENTALE LIBRE SUBVENTIONNEE SAINT-ANDRE
since 20072.167.067.496
Ecole Primaire Libre Saint-André
since 20162.255.575.741
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62079A1333/00K000indicative | Wallonia | 2,269 m² | 1 · 334 m² | 9.1 m · 1 fl. |
| 62079A0513/00W000 | Wallonia | 408 m² | 1 · 85 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2021 to 2025 · 105 entries · 1,528,041 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 29 | 501,718 EUR |
| 2024 | 32 | 498,248 EUR |
| 2023 | 14 | 4,308 EUR |
| 2022 | 22 | 287,839 EUR |
| 2021 | 8 | 235,927 EUR |
Budget allocations
Subventions forfaitaires dans le fondamental
Dépenses de toute nature relatives au soutien du travail des directeurs d'établissements scolaires
Dépenses de toute nature relatives au renforcement de la gratuité scolaire
PPT SANITAIRES
Subventions pour les surveillances de midi dans les établissements fondamental de l'ELS
Show 6 more
Financement d’urgence visant à soutenir les secteurs dépendant de la Fédération Wallonie-Bruxelles suite à la crise du coût de l'énergie
Dépenses de toute nature relative à l'acquisition des manuels scolaires, de logiciels scolaires, d'outils pédagogiques et de livrespour la jeunesse
Stratégie numérique pour l'enseignement
Matériel sanitaire
Subventions forfaitaires - Enseignement de plein exercice
Subventions forfaitaires
Recognitions · licences · registrations
Food safety, FASFC
1 siteOupeye2.167.067.496
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Of 605 companies in sector 85204 we hold annual accounts for 183. 167 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded13-03-1975
Fiscal year end31-12
Activities, NACEBEL
80104
85204Subsidised independent mainstream primary education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.