COMFORT IMMO
ActiveCOMFORT IMMO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €10k. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+1
Solvency46▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.25 in 2024; short-term debt: 16% of total assets), and 78.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.1%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
21 d early
2024
61 d late
2023
50 d late
2022
73 d late
2021
74 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 31.9%
2024 · €31k
2021: €5k
2022: €13k
2023: €23k
2024: €31k
2021 → 2025
Total assets
€193k▼ 2.1%
2024 · €197k
2021: €230k
2022: €215k
2023: €214k
2024: €197k
2021 → 2025
Net result
€10k▲ 24.9%
2024 · €8k
2021: €994
2022: €8k
2023: €10k
2024: €8k
2021 → 2025
Working capital
€-16k▲ 31.8%
2024 · €-24k
2021: €-42k
2022: €-39k
2023: €-30k
2024: €-24k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€13k▲ 160%€23k▲ 76.8%€31k▲ 34.3%€41k▲ 31.9%
Operating result€9k-€12k▲ 34.7%€14k▲ 19.9%€14k▼ 3.2%€17k▲ 23.0%
Net result€994-€8k▲ 704%€10k▲ 24.8%€8k▼ 21.1%€10k▲ 24.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€178k▼ 5.6%
Current assets
€15k▲ 79.1%
Equity and liabilities €193k
Equity
€41k▲ 31.9%
Debt
€152k▼ 8.5%
The debt ratio falls from 84.4% to 78.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €24k
Cash flow
€20k▲
2024 · €19k
Solvency
21.1%▲
2024 · 15.6%
Current ratio
0.47▲
2024 · 0.25
Quick ratio
0.47▲
2024 · 0.25
Debt / equity
3.74▼
2024 · 5.39
ROE
24.2%▼
2024 · 25.5%
ROA
5.1%▲
2024 · 4.0%
Interest coverage
7.62▲
2024 · 6.74
Debt
€152k▼
2024 · €166k
Debt ≤ 1 year
€31k▼
2024 · €32k
Debt > 1 year
€120k▼
2024 · €133k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€197k€193k▼
Fixed assets21/28€189k€178k▼
Tangible fixed assets22/27€189k€178k▼
Land and buildings22€186k€176k▼
Plant, machinery and equipment23€3k€3k▼
Current assets29/58€8k€15k▲
Amounts receivable within one year40/41€8k€15k▲
Trade receivables40€7k€13k▲
Other amounts receivable41€999€1k▲
Cash at bank and in hand54/58€0-
Deferred charges and accrued income490/1-€41
Equity and liabilities
Total equity and liabilities10/49€197k€193k▼
Equity10/15€31k€41k▲
Contributions10/11€4k€4k=
Reserves13€27k€37k▲
Distributable reserves133€27k€37k▲
Amounts payable17/49€166k€152k▼
Amounts payable after more than one year17€133k€120k▼
Financial debts170/4€133k€120k▼
Amounts payable within one year42/48€32k€31k▼
Current portion of amounts payable after more than one year42€13k€13k▼
Financial debts43-€73
Credit institutions430/8-€73
Trade debts44€11k€6k▼
Suppliers440/4€11k€6k▼
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€9k▲
Other amounts payable47/48€5k€3k▼
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€74€76▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€26k€29k▲
Operating profit (loss)9901€14k€17k▲
Financial income75/76B-€41
Recurring financial income75-€41
Financial charges65/66B€4k€4k=
Recurring financial charges65€4k€4k=
Profit (loss) for the period before taxes9903€10k€13k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€8k€10k▲
Profit (loss) for the period to be appropriated9905€8k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€10k▲
Transfer to equity691/2€8k€10k▲
To other reserves6921€8k€10k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
31-12
Financial
Highest result since 2021net €10k ▲24.8%
Net result €10k, the highest in the series.
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 73 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klaproosstraat 23910 PeltGround area
758 m²
Building footprint
138 m²
Volume, LiDAR
1,092 m³
Parcel 72362C0329/00E000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Comfort Immo
since 20202.302.028.249
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72362C0329/00E000 | Flanders | 758 m² | 1 · 138 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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VESTIO
BE 0899.941.056
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Legeco
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YAMANS CONSTRUCT
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Antwerpen · Eq €41k
Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 3,116 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2020
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68121Development of residential building projects
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.