COMFORT GILSON
ActiveSummary
COMFORT GILSON has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €526k and a net result of €368k. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 3549 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+23
Solvency63▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.21 in 2023; short-term debt: 46.2% and cash: 16.2% of total assets), and 62.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.9%
Return on assets
26.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
58 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€2.42M
EBIT margin
15.8%
Net result
€368k▲ 272%
2023 · €99k
2018: €9k
2019: €15k
2020: €211k
2021: €343k
2022: €345k
2023: €99k
2018 → 2024
Working capital
€316k▲ 63.1%
2023 · €194k
2018: €241k
2019: €317k
2020: €544k
2021: €711k
2022: €748k
2023: €194k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€2.42M
Equity€382k-€575k▲ 50.4%€640k▲ 11.3%€399k▼ 37.7%€526k▲ 32.1%
Operating result€296k-€425k▲ 43.4%€384k▼ 9.8%€149k▼ 61.2%€427k▲ 187%
Net result€211k-€343k▲ 62.4%€345k▲ 0.6%€99k▼ 71.3%€368k▲ 272%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 187% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.39M
Fixed assets
€431k ▲ 13.1%
Current assets
€959k ▼ 13.9%
Equity and liabilities €1.39M
Equity
€526k ▲ 32.1%
Provisions
€56k =
Debt
€806k ▼ 22.4%
Debt's share of the balance-sheet total falls from 69.6% to 58.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€495k▲
2023 · €201k
Cash flow
€436k▲
2023 · €151k
Current ratio
1.49▲
2023 · 1.21
Quick ratio
1.48▲
2023 · 1.20
Debt to equity
1.53▼
2023 · 2.61
ROE
69.9%▲
2023 · 24.8%
ROA
26.5%▲
2023 · 6.6%
Interest coverage
47.67▲
2023 · 36.21
Debt ≤ 1 year
€642k▼
2023 · €920k
Debt > 1 year
€164k▲
2023 · €114k
Income taxes
€50k▲
2023 · €45k
Staff costs
€455k▼
2023 · €468k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 59 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.49M€1.39M▼
Fixed assets21/28€381k€431k▲
Tangible fixed assets22/27€375k€425k▲
Land and buildings22€349k€335k▼
Furniture and vehicles24€22k€87k▲
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€6k€6k=
Current assets29/58€1.11M€959k▼
Stocks and contracts in progress3€10k€10k=
Stocks30/36€10k€10k=
Amounts receivable within one year40/41€663k€714k▲
Trade receivables40€632k€639k▲
Other amounts receivable41€30k€75k▲
Cash at bank and in hand54/58€434k€225k▼
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.49M€1.39M▼
Equity10/15€399k€526k▲
Contributions10/11€40k€40k=
Reserves13€21k€21k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Tax-exempt reserves132€17k€17k=
Profit (loss) carried forward14€338k€466k▲
Provisions and deferred taxes16€56k€56k=
Provisions for liabilities and charges160/5€56k€56k=
Other liabilities and charges164/5€56k€56k=
Amounts payable17/49€1.04M€806k▼
Amounts payable after more than one year17€114k€164k▲
Financial debts170/4€114k€164k▲
Amounts payable within one year42/48€920k€642k▼
Current portion of amounts payable after more than one year42€41k€59k▲
Trade debts44€446k€178k▼
Suppliers440/4€446k€178k▼
Advances received on contracts in progress46€28k-
Taxes, remuneration and social security45€65k€83k▲
Taxes450/3€40k€42k▲
Remuneration and social security454/9€25k€41k▲
Other amounts payable47/48€340k€322k▼
Accrued charges and deferred income492/3€6k-
Income statement
Code20232024
Remuneration, social security and pensions62€468k€455k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€68k▲
Other operating charges640/8€5k€18k▲
Non-recurring operating charges66A€3k-
Gross operating margin9900€677k€968k▲
Operating profit (loss)9901€149k€427k▲
Financial income75/76B-€867
Recurring financial income75-€867
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€143k€418k▲
Income taxes67/77€45k€50k▲
Profit (loss) for the period9904€99k€368k▲
Profit (loss) for the period to be appropriated9905€99k€368k▲
Appropriation of the result
Profit (loss) to be appropriated9906€678k€706k▲
Profit (loss) brought forward from the previous period14P€579k€338k▼
Profit to be distributed694/7€340k€240k▼
Return on contributions (dividend)694€340k-
Directors or managers695-€240k
Social balance
Average headcount (FTE)90878.88.2▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 54 days late
2024
31-12
Financial
Highest result since 2018net €368k ▲272%
Operating result €427k, net result €368k, both a record.
31-12
Financial
Equity above €500kEq €526k ▲32.1%
7 profitable years in a row build equity to €526k.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 58 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Equity above €500kEq €575k ▲50.4%
4 profitable years in a row build equity to €575k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Equity above €200kEq €382k ▲123%
3 profitable years in a row build equity to €382k.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 34 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jean de Seraing 974100 SeraingGround area
469 m²
Building footprint
110 m²
Volume, LiDAR
1,080 m³
Parcel 62352E0110/00W068, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COMFORT GILSON
since 20102.187.785.510
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62352E0110/00W068 | Wallonia | 469 m² | 1 · 110 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesCOMFORT GILSON SRL36238
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 3,940 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2010
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.