Comfort Coaching
Open bankruptcyA bankruptcy procedure is open for Comfort Coaching according to publications in the Belgian State Gazette; curator: Lise HEILPORN. The 2023 annual accounts show equity of €95k and a net result of €-20k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-08-2024, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
30 d late
2022
70 d late
2021
58 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€171k▼ 11.7%
2022 · €194k
2021: €286k
2022: €194k
2021 → 2023
EBIT margin
34.3%▲ 15.7pp
2022 · 18.6%
2021: 68.1%
2022: 18.6%
2021 → 2023
Net result
€-20k
2022 · €29k
2021: €151k
2022: €29k
2021 → 2023
Working capital
€87k▼ 44.7%
2022 · €156k
2021: €152k
2022: €156k
2021 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222023Trend
Turnover€286k-€194k▼ 32.2%€171k▼ 11.7%
Equity€153k-€162k▲ 5.6%€95k▼ 41.4%
Operating result€195k-€36k▼ 81.5%€59k▲ 63.1%
Net result€151k-€29k▼ 81.1%€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 63% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €124k
Fixed assets
€8k▲ 56.3%
Current assets
€116k▼ 32.1%
Equity and liabilities €124k
Equity
€95k▼ 41.4%
Debt
€30k▲ 103%
The debt ratio rises from 8.3% to 23.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€64k▲
2022 · €39k
Cash flow
€-15k▼
2022 · €31k
Solvency
76.2%▼
2022 · 91.7%
Current ratio
3.92▼
2022 · 11.72
Quick ratio
3.92▼
2022 · 11.72
Debt / equity
0.31▲
2022 · 0.09
ROE
-20.8%▼
2022 · 17.7%
ROA
-15.9%▼
2022 · 16.2%
Interest coverage
22.97▼
2022 · 461.16
Debt
€30k▲
2022 · €15k
Debt ≤ 1 year
€30k▲
2022 · €15k
Income taxes
€68k▲
2022 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€176k€124k▼
Fixed assets21/28€5k€8k▲
Tangible fixed assets22/27€5k€8k▲
Plant, machinery and equipment23€4k€7k▲
Furniture and vehicles24€826€2k▲
Current assets29/58€171k€116k▼
Amounts receivable within one year40/41€87k€101k▲
Trade receivables40€87k€99k▲
Other amounts receivable41€799€2k▲
Cash at bank and in hand54/58€83k€5k▼
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€176k€124k▼
Equity10/15€162k€95k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€160k€93k▼
Amounts payable17/49€15k€30k▲
Amounts payable within one year42/48€15k€30k▲
Trade debts44€181€2k▲
Suppliers440/4€181€2k▲
Taxes, remuneration and social security45€13k€27k▲
Taxes450/3€13k€27k▲
Other amounts payable47/48€990€995▲
Income statement
Code20222023
Turnover70€194k€171k▼
Goods, raw materials, services and sundry goods60/61€155k€108k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€348-
Gross operating margin9900€39k€64k▲
Operating profit (loss)9901€36k€59k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€84€12k▲
Recurring financial charges65€84€3k▲
Non-recurring financial charges66B-€9k
Profit (loss) for the period before taxes9903€36k€48k▲
Income taxes67/77€7k€68k▲
Profit (loss) for the period9904€29k€-20k▼
Profit (loss) for the period to be appropriated9905€29k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€180k€140k▼
Profit (loss) brought forward from the previous period14P€151k€160k▲
Profit to be distributed694/7€20k€47k▲
Return on contributions (dividend)694€20k€47k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-01
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL COMFORT COACHING RUE DE MOSCOU 14B/1, 1060 SAINT-GILLES · event 19-01-2026
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-20k ▼169%
Net result drops to €-20k, the lowest in the series.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 11.72
Current ratio from 3.45 to 11.72; short-term debt falls from €62k to €15k.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moskoustraat 14b1060 Sint-Gillis (bij-Brussel)Ground area
2,077 m²
Building footprint
809 m²
Volume, LiDAR
17,282 m³
2 parcels, Brussels · tallest building 27.5 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Bronstraat 68, 1060 Sint-Gillis (bij-Brussel)
since 20212.313.553.928
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0193/00F006 | Brussels | 1,365 m² | 1 · 480 m² | 27.5 m · 8 fl. |
| 21013B0036/00V021 | Brussels | 712 m² | 1 · 329 m² | 23.0 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Lise HEILPORN CHAUSSEE DE LA HULPE 150,
1170 WATERMAEL-BOITSFORT |
19-01-2026 → present |
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Of 7,006 companies in sector 96999 we hold annual accounts for 602. 431 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2021
Fiscal year end31-12
Activities, NACEBEL
96999Other personal services
70200Business and other management consultancy
70220Business consulting
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.