Position in the sector
99.0%
Higher solvency than 95% of companies in electricity, gas and steam. Sector median 31.8% · 346 companies.
COMF-E
Overview
Lifetime
1 annual account with figurespeak -€1,819 (2025)
-€1,819
lowest -€2,255 (2025)
-€2,255
peak €12,745 (2025)
€12,745
€128
Board3 names since 2024
3 directorsALNONO and 2 others
Owners3 names in the annual accounts
33.33%ALNONO and 2 others
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Loss of €2,2551 establishment registeredFirst year with figures
Key points
from the 2025 annual accounts2025 accounts filed 31 days after the deadlineTurnover not published (abbreviated format)
Checked score
86
Excellent
Financially stronger than 64% of micro companies in electricity, gas and steam (NACE 35)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 542 companies (NACE 35, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 1.2%
02-2026: 1.3%▲ +0.1 percentage points vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.5%▲ +0.2 percentage points vs 03-2026
05-2026: 1.7%▲ +0.2 percentage points vs 04-2026
06-2026: 1.7%● unchanged vs 05-2026
07-2026: 1.8%▲ +0.1 percentage points vs 06-2026
08-2026: 1.9%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -1.6 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.4%▲ +0.1 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Size: total assets €12,873
lowers risk
Liquidity: current ratio 100.57, cash €12,831
Sector: Electricity, gas, steam and air conditioning supply (NACE 35)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 35, micro). It does better than 88% of them on solvency, 96% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 584 companies had the same profile as COMF-E has now. Each dot stands for 2 companies, two years later.
92.6%
were still trading
6.0%
stopped another way
1.4%
went bankrupt
That fits the bankruptcy probability of COMF-E itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 584 companies, not a prediction for COMF-E. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Short-term debt is 1% and cash 99.7% of total assets. 1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- ALNONO 33.33%equity -€327 (2025) · 2025 annual accounts of ALNONO
- BEKIM 33.33%score 94equity €444,787 (2025) · 30-09-2025 annual accounts of BEKIM
- BENIMA 33.33%score 96equity €2.6m (2025) · 2025 annual accounts of BENIMA
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016967103
First establishment
Nijverheidsstraat 49, Poperinge
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COMF-E Poperinge | €12,873 | -€1,819 | 99.0% | - |
| SmartSave Deinze | €21,654 | -€11,209 | 86.7% | - |
| ZUNDER BELGIUM Anderlecht | €20,000 | -€2,390 | 88.1% | - |
| Ohme Operations Belgium Brussels | €9,038 | -€204 | 100.0% | - |
| MDN Herselt | €5,052 | -€25,506 | -396.1% | - |
| HDR SALES Duffel | €39,806 | -€40,304 | -97.2% | - |
| HELIOS GROUP Somme-Leuze | €27,356 | €1,182 | -5.0% | - |
These companies have the same main activity as COMF-E: electricity, gas, steam and air conditioning supply (NACE 35150). They are comparable in size and age: total assets between €5,050 and €39,800, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 04-12-2024Normal situation
- Activity
- Electricity, gas, steam and air conditioning supplyNACE 35150and 2 others
- Establishment unit
- 2.369.835.1108970 Poperinge, since 01-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on COMF-E
COMF-E has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,745 and a net result of -€2,255.
Its solvency ranks better than 95% of 346 sector peers (NACE 35, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 31-08-2026, 31 days late-€1,819
-€1,947
-€2,255
€12,745
99.0%
-
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Balance sheet
balance sheet total €12,873 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
99.0%
Higher than 95% of 346 companies in 2025.
-17.5%
Higher than 8% of 329 companies in 2025.
COMF-E
Middle half of the sector
80% of the sector
Abbreviated accounts in electricity, gas and steam (NACE 35)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
12,873 | |
29/58 |
12,873 | |
40/41 |
43 | |
41 |
43 | |
54/58 |
12,831 | |
| Balance sheet: equity and liabilities | ||
10/49 |
12,873 | |
10/15 |
12,745 | |
10/11 |
15,000 | |
14 |
-2,255 | |
17/49 |
128 | |
42/48 |
128 | |
44 |
128 | |
440/4 |
128 | |
| Income statement | ||
9900 |
-1,819 | |
640/8 |
128 | |
9901 |
-1,947 | |
65/66B |
308 | |
65 |
308 | |
9903 |
-2,255 | |
9904 |
-2,255 | |
9905 |
-2,255 | |
| Appropriation of the result | ||
9906 |
-2,255 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00474099.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 31-08-2026 | 2026-00474099 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 12,745 | ||
| 99.0% | ||
| 0.01 | ||
| -17.7% | ||
| -17.5% |
A ratio outside any meaningful range has been withheld (balance sheet total €12,873, equity €12,745).
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on COMF-E
Debt's share of the balance-sheet total is 1.0%.
Board & ownership
Board
3 directors, since incorporationALNONO BV
Director, permanent representative Alex DE MAN
appointed by deed of 06-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
BEKIM BV
Director, permanent representative Kevin BERVOET
appointed by deed of 06-12-2024
term without a fixed end
also on the board of 2 other companies
listed in the 2025 annual accounts, filed on 31-08-2026
BENIMA BV
Director, permanent representative Benoit GOESAERT
appointed by deed of 06-12-2024
term without a fixed end
also on the board of 2 other companies
listed in the 2025 annual accounts, filed on 31-08-2026
Permanent representatives 3
Mandates through the years
3 names, the dashed line is todayBoard
Mandates as a list
- ALNONO
- Director, appointed by deed of 06-12-2024, still in office
- BEKIM
- Director, appointed by deed of 06-12-2024, still in office
- BENIMA
- Director, appointed by deed of 06-12-2024, still in office
Control
33.33%
This company
COMF-E
Equity €12,745
Loss €2,255 in 2025
Capital
- Contribution
- €15,000
- Source
- 2025 annual accounts
Owners through the years
as the annual accounts name themOwners as a list
- ALNONO
- BEKIM
- BENIMA
Source: lists of holdings in the owners' accounts
Articles of association
deed of 06-12-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 11:00
Shareholders
3 ownersOwners 3
-
33.33%
- Equity €444,787 Profit of €88,870 in 2025 (profit of €71,955 in 2024) Checked score 9433.33%
- Equity €2.6m Profit of €397,251 in 2025 (profit of €481,904 in 2024) Checked score 96Sourceaccounts BENIMA 202533.33%
Capital transactions
Shareholders according to the deeds
At incorporation
deed of 06-12-2024 ↗
Network & group
No group
COMF-E has no parent and no holdings in its annual accounts.
At the same address
Nijverheidsstraat 49, 8970 Poperinge · 3 other companies| VANDOTEC
registered office since 01-02-1978 · founded in 1978 |
27 FTE (2025) 0417.923.411 |
| M & M Ass.
registered office since 16-02-2004 · founded in 2004 |
total assets €1.4m (2025) 0863.682.357 |
| B&K
registered office since 09-07-2026 |
founded in 2026 1040.094.079 |
Connections & network
3 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016967103
Annual accounts 2025 filed NBBabbreviated format · 31 days late
2025
First establishment Nijverheidsstraat 49, Poperinge
2024
- Founder, ALNONO
- Founder, BENIMA
- Founder, BEKIM
- Registered office clause, Nijverheidsstraat 49, 8970 Poperinge
- Director appointment, ALNONO
- Permanent representative, Alex DE MAN
- Director appointment, BENIMA
- Permanent representative, Benoit GOESAERT
- Director appointment, BEKIM
- Permanent representative, Kevin BERVOET
- The deed holds 6 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1016.967.103
- VAT number
- BE 1016.967.103
- Peppol ID
- 0208:1016967103
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 04-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 11:00deed of 06-12-2024 (in Dutch)
- Peppol
- Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- COMF-E in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 06-12-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 06-12-2024 (in Dutch)
Activities
NACEBEL 2025Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Nijverheidsstraat 49 registered office 8970 Poperinge | 01-01-2025 | 2.369.835.110 |
Buildings and parcels at the address
- Ground area
- 5,118 m²
- Buildings
- 1,273 m²
- Volume, LiDAR
- 6,445 m³
- Tallest building
- 6.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 33021E0223/00K000 | 5,118 m² | 1 · 1,273 m² | 6.8 m · 2 |