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COMEUROTEX

Active
Private limited companyfounded 198739 yrs activeAtomiumsquare 466, 1020 Brussel, BelgiumKBO/BCE: BE 0431.904.772
Summary

COMEUROTEX has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€30,897) and a net result of -€48,838. Equity is shrinking by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 16% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency11▼-22
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 1.06 in 2024; short-term debt: 114.1% and cash: 20.2% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 39 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-14.1%
Return on assets
-22.3%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
18192021232425
2018 to 2025 · latest year -€30,897
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
11 d late
2023
on the day
2021
12 d late
2020
31 d late
2019
28 d late
2018
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

COMEUROTEX was incorporated on 9 September 1987.1 Total assets fell from EUR 270,279 in 2018 to EUR 219,317 in 2025 and headcount from 0.9 to 1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€30,897
2024 · €17,941
Total assets
€219,317▼ 4.6%
2024 · €229,898
Net result
-€48,838▲ 36.6%
2024 · -€76,971
Working capital
-€34,395
2024 · €12,935
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202320242025
Operating result€13,295▲ 1,849%€9,347▼ 29.7%€29,889--€61,923-€29,770▲ 51.9%
Net result-€7,162below the sector's middle half▲ 51.5%-€8,264below the sector's middle half▼ 15.4%€7,221within the sector's middle half--€76,971below the sector's middle half-€48,838below the sector's middle half▲ 36.6%
Equity€95,954within the sector's middle half▼ 6.9%€87,691within the sector's middle half▼ 8.6%€94,912within the sector's middle half-€17,941within the sector's middle half▼ 81.1%-€30,897below the sector's middle half
Total assets€320,477within the sector's middle half▼ 3.2%€275,800within the sector's middle half▼ 13.9%€244,595within the sector's middle half-€229,898within the sector's middle half▼ 6.0%€219,317within the sector's middle half▼ 4.6%
Debt€224,523▼ 1.5%€188,109▼ 16.2%€149,683-€211,957▲ 41.6%€250,214▲ 18.0%
Working capital€77,275within the sector's middle half▼ 2.6%€57,759within the sector's middle half▼ 25.3%€98,720within the sector's middle half-€12,935within the sector's middle half▼ 86.9%-€34,395below the sector's middle half
Solvency29.9%within the sector's middle half▼ 1.2pp31.8%within the sector's middle half▲ 1.9pp38.8%within the sector's middle half-7.8%within the sector's middle half▼ 31.0pp-14.1%below the sector's middle half▼ 21.9pp
Current ratio1.42within the sector's middle half▼ 0.051.36within the sector's middle half▼ 0.061.70within the sector's middle half-1.06within the sector's middle half▼ 0.640.86below the sector's middle half▼ 0.20
Return on assets (ROA)-2.2%below the sector's middle half▲ 2.2pp-3.0%below the sector's middle half▼ 0.8pp3.0%within the sector's middle half--33.5%below the sector's middle half▼ 36.4pp-22.3%below the sector's middle half▲ 11.2pp
Staff (FTE)1.1within the sector's middle half▲ 10.0%1.5▲ 36.4%1-1=1=
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2020: €13,295€13,295Net result 2020: -€7,162-€7,162Operating result 2021: €9,347€9,347Net result 2021: -€8,264-€8,264Operating result 2023: €29,889€29,889Net result 2023: €7,221€7,221Operating result 2024: -€61,923-€61,923Net result 2024: -€76,971-€76,971Operating result 2025: -€29,770-€29,770Net result 2025: -€48,838-€48,83820202021202320242025-€100,000-€50,000€0€50,000Operating result 2023: €29,889€29,900Net result 2023: €7,221€7,220Operating result 2024: -€61,923-€61,900Net result 2024: -€76,971-€77,000Operating result 2025: -€29,770-€29,800Net result 2025: -€48,838-€48,800202320242025
The operating result stays negative: a loss of €29,770 in 2025 against €61,923 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219,317
Fixed assets €3,498 ▼ 30.1%
Current assets €215,819 ▼ 4.0%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€28,263▲
2024 · -€59,340
Cash flow
-€47,330▲
2024 · -€74,388
Quick ratio
0.53▲
2024 · 0.24
Debt to equity
-8.10▼
2024 · 11.81
Interest coverage
-1.47▲
2024 · -3.94
Debt ≤ 1 year
€250,214▲
2024 · €211,957
Staff costs
€31,917▼
2024 · €36,894
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,622 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.6% went bankrupt
10.0% stopped otherwise
84% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,622 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€229,898€219,317▼
Fixed assets21/28€5,006€3,498▼
Tangible fixed assets22/27€4,698€3,190▼
Plant, machinery and equipment23€254-
Furniture and vehicles24€4,443€3,190▼
Financial fixed assets28€308€308=
Current assets29/58€224,892€215,819▼
Stocks and contracts in progress3€173,486€82,010▼
Stocks30/36€173,486€82,010▼
Amounts receivable within one year40/41€10,629€87,391▲
Trade receivables40€5,629€4,289▼
Other amounts receivable41€5,000€83,102▲
Cash at bank and in hand54/58€28,601€44,315▲
Deferred charges and accrued income490/1€12,176€2,103▼
Equity and liabilities
Total equity and liabilities10/49€229,898€219,317▼
Equity10/15€17,941-€30,897▼
Contributions10/11€55,776€55,776=
Capital10€55,776€55,776=
Issued capital100€55,776€55,776=
Reserves13€93,515€93,515=
Non-distributable reserves130/1€5,578€5,578=
Legal reserve130€5,578€5,578=
Distributable reserves133€87,937€87,937=
Profit (loss) carried forward14-€131,350-€180,188▼
Amounts payable17/49€211,957€250,214▲
Amounts payable within one year42/48€211,957€250,214▲
Current portion of amounts payable after more than one year42€7,996-
Financial debts43€108,885€212,338▲
Credit institutions430/8€108,885€137,338▲
Other loans439-€75,000
Trade debts44€60,992€17,857▼
Suppliers440/4€60,992€17,857▼
Taxes, remuneration and social security45€28,538€6,054▼
Taxes450/3€25,573€3,717▼
Remuneration and social security454/9€2,965€2,337▼
Other amounts payable47/48€5,545€13,965▲
Income statement Code20242025
Remuneration, social security and pensions62€36,894€31,917▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,583€1,508▼
Other operating charges640/8€13,790€10,716▼
Gross operating margin9900-€8,656€14,371▲
Operating profit (loss)9901-€61,923-€29,770▲
Financial income75/76B€24€105▲
Recurring financial income75€24€105▲
Financial charges65/66B€15,072€19,173▲
Recurring financial charges65€15,072€19,173▲
Profit (loss) for the period before taxes9903-€76,971-€48,838▲
Profit (loss) for the period9904-€76,971-€48,838▲
Profit (loss) for the period to be appropriated9905-€76,971-€48,838▲
Appropriation of the result
Profit (loss) to be appropriated9906-€131,350-€180,188▼
Profit (loss) brought forward from the previous period14P-€54,379-€131,350▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202320242025Change
Remuneration, social security and pensions62-€37,869€56,788€36,894€31,917▼ 13.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,955€1,196€3,313€2,583€1,508▼ 41.6%
Other operating charges640/8-€11,856€15,572€13,790€10,716▼ 22.3%
Non-recurring operating charges66A-€150,281€53,161---
Gross operating margin9900€82,966€210,548€158,723-€8,656€14,371▲ 266%
Operating profit (loss)9901€13,295€9,347€29,889-€61,923-€29,770▲ 51.9%
Financial income75/76B-€0€0€24€105▲ 336%
Recurring financial income75-€0€0€24€105▲ 336%
Financial charges65/66B-€13,450€19,497€15,072€19,173▲ 27.2%
Recurring financial charges65€14,073€13,450€19,497€15,072€19,173▲ 27.2%
Profit (loss) for the period before taxes9903-€778-€4,103€10,393-€76,971-€48,838▲ 36.6%
Income taxes67/77€6,384€4,160€3,172---
Profit (loss) for the period9904-€7,162-€8,264€7,221-€76,971-€48,838▲ 36.6%
Profit (loss) for the period to be appropriated9905-€7,162-€8,264€7,221-€76,971-€48,838▲ 36.6%
Line20202021202320242025Change
Assets
Total assets20/58€320,477€275,800€244,595€229,898€219,317▼ 4.6%
Fixed assets21/28€59,692€57,978€4,189€5,006€3,498▼ 30.1%
Tangible fixed assets22/27€55,384€57,670€3,880€4,698€3,190▼ 32.1%
Plant, machinery and equipment23-€1,526€763€254--
Furniture and vehicles24-€56,144€3,117€4,443€3,190▼ 28.2%
Financial fixed assets28€4,308€308€308€308€308=
Current assets29/58€260,785€217,822€240,407€224,892€215,819▼ 4.0%
Stocks and contracts in progress3€248,412€181,541€214,863€173,486€82,010▼ 52.7%
Stocks30/36-€181,541€214,863€173,486€82,010▼ 52.7%
Amounts receivable within one year40/41€6,851€24,508€11,776€10,629€87,391▲ 722%
Trade receivables40-€3,669€2,947€5,629€4,289▼ 23.8%
Other amounts receivable41-€20,840€8,828€5,000€83,102▲ 1,562%
Cash at bank and in hand54/58€5,026€3,857€7,182€28,601€44,315▲ 54.9%
Deferred charges and accrued income490/1-€7,915€6,586€12,176€2,103▼ 82.7%
Equity and liabilities
Total equity and liabilities10/49€320,477€275,800€244,595€229,898€219,317▼ 4.6%
Equity10/15€95,954€87,691€94,912€17,941-€30,897▼ 272%
Contributions10/11€55,776€55,776€55,776€55,776€55,776=
Capital10-€55,776€55,776€55,776€55,776=
Issued capital100-€55,776€55,776€55,776€55,776=
Reserves13€93,515€93,515€93,515€93,515€93,515=
Non-distributable reserves130/1-€5,578€5,578€5,578€5,578=
Legal reserve130-€5,578€5,578€5,578€5,578=
Distributable reserves133-€87,937€87,937€87,937€87,937=
Profit (loss) carried forward14-€53,337-€61,600-€54,379-€131,350-€180,188▼ 37.2%
Amounts payable17/49€224,523€188,109€149,683€211,957€250,214▲ 18.0%
Amounts payable after more than one year17€41,012€28,046€7,996---
Financial debts170/4-€28,046€7,996---
Amounts payable within one year42/48€183,510€160,063€141,687€211,957€250,214▲ 18.0%
Current portion of amounts payable after more than one year42-€12,967€13,446€7,996--
Financial debts43-€50,000€75,000€108,885€212,338▲ 95.0%
Credit institutions430/8-€50,000€75,000€108,885€137,338▲ 26.1%
Other loans439----€75,000-
Trade debts44€21,343€34,900€29,955€60,992€17,857▼ 70.7%
Suppliers440/4-€34,900€29,955€60,992€17,857▼ 70.7%
Taxes, remuneration and social security45-€53,872€23,286€28,538€6,054▼ 78.8%
Taxes450/3-€49,021€22,681€25,573€3,717▼ 85.5%
Remuneration and social security454/9-€4,851€605€2,965€2,337▼ 21.2%
Other amounts payable47/48-€8,324-€5,545€13,965▲ 152%
Line20202021202320242025Change
Profit (loss) for the period9904-€7,162-€8,264€7,221-€76,971-€48,838▲ 36.6%
+ Depreciation and write-downs630€3,955€1,196€3,313€2,583€1,508▼ 41.6%
Operating cash flow (approximation)-€3,207-€7,068€10,534-€74,388-€47,330▲ 36.4%
Investment in fixed assets (approximation)-€518--€3,400€0▲ 100%
Change in cash--€1,169-€21,419€15,714▼ 26.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
11-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
30-06
Financial Weakest financial yearnet -€76,971
Net result drops to -€76,971, the lowest in the series; recovery starts the following year.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Back to profitnet €7,221
Net result €7,221 after 3 loss-making years.
2022
12-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
25-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1987
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Atomiumsquare 4661020 Brussel
1 establishment unit
Atomiumsquare sn, 1020 Brussel
NACE 5141002
since 19872.029.814.080

Structure & network

Owners and holdings

1 owner

Chain of control

  1. LAURONA 100%
  2. COMEUROTEX

Highest known parent: LAURONA. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 94 companies in sector 46424 we hold annual accounts for 44. 28 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-09-1987
Fiscal year end30-06
Activities, NACEBEL 2025
46423Wholesale of clothing, excluding workwear and underwear
46424Wholesale trade
47512Retail sale of household textiles and bedding
47715Retail trade
47722Retail trade
47770Retail sale of watches and jewellery
E-invoicing
Reachable via Peppol
Peppol ID 0208:0431904772
Also 9925:BE0431904772
Registered 22-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.