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COMES INVEST

Active
Private limited company (pre-2019)founded 2000active for 25 yearsKloosterstraat 6, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0473.459.275
Summary

COMES INVEST has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,379 and a net result of €5,365. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 75% of 34,718 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
COMES INVESTActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€133,124total assets 2025
Equity
€92,379
Profit
€5,365
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 32 days early1 deed in the Belgian Official Gazette
Why 95raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 3.21, cash €127,492Equity €92,379 (69.4% of total assets)Founded in 2000Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 94+5
equity 69.4% of total assets
Liquidity 87+3
short-term debt 30.6% · cash 95.8%
Profitability 74-19
return on assets 4.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1%highest value 12-2024: 0.1%● unchanged vs 11-2024highest value 01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.21, compared with 2.78 in 2024, above the usual 1.5; short-term debt: 30.6% and cash: 95.8% of total assets), and 30.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 75% on solvency, 85% on liquidity, 46% on profitability and 49% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.21, cash €127,492
NBB · annual accounts
lowers risk · Equity €92,379 (69.4% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2000
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
59 days early
2023
58 days early
2022
41 days early
2021
17 days late
2020
30 days late
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2018 to 2025net €26,282 ▲135%

Key points

  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
  • Active since 2000founded 08-12-2000 25 years View
  • Total assets 20256 financial years filed €133,124 View

By topic

Financials

Financial year
2025
Total assets
€133,124
Profit
€5,365
Solvency
69.4%
Total assets▼ 1.4%
Net result
20182025
Go to Financials

Timeline

Events
29
Since
2002
Next accounts
by 31-07-2027
  1. 03-06-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 20-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Joinery installationNACE 43320
Founded
08-12-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about COMES INVEST

What is the company number of COMES INVEST?
0473.459.275. In Belgium the VAT number is the company number with BE in front: BE 0473.459.275.
Where is COMES INVEST based?
The registered office is at Kloosterstraat 6, 3650 Dilsen-Stokkem.Company details
What does COMES INVEST do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of COMES INVEST?
Private limited company (pre-2019) (BVBA).
When was COMES INVEST founded?
On 08-12-2000.
Is COMES INVEST still active?
Yes, COMES INVEST is an active enterprise in the KBO register.
What is the turnover of COMES INVEST?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is COMES INVEST profitable?
In financial year 2025, COMES INVEST made a profit of €5,365.
Where can I find the annual accounts of COMES INVEST?
COMES INVEST filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COMES INVEST due?
By 31-07-2027, for financial year 2026.Timeline

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