COMEP
ActiveCOMEP has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-5k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 85% of 538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-3
Solvency100=
Growth29▼-17
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.89 against 4.23 in 2024), and 20% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
-27.3%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
2 d early
2022
29 d late
2021
3 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€68k▼ 20.2%
2023 · €85k
2018: €84k
2019: €79k
2020: €83k
2021: €85k
2022: €81k
2023: €85k
2018 → 2024
EBIT margin
-2.1%▼ 9.8pp
2023 · 7.7%
2018: -5.4%
2019: -12.8%
2020: 6.4%
2021: 0.5%
2022: -0.6%
2023: 7.7%
2018 → 2024
Net result
€-5k▼ 140%
2024 · €-2k
2018: €-5k
2019: €-10k
2020: €5k
2021: €381
2022: €-686
2023: €5k
2024: €-2k
2018 → 2025
Working capital
€15k▼ 24.7%
2024 · €20k
2018: €20k
2019: €12k
2020: €17k
2021: €17k
2022: €17k
2023: €22k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€85k-€81k▼ 4.4%€85k▲ 5.1%€68k▼ 20.2%
Equity€18k-€17k▼ 3.8%€23k▲ 29.0%€20k▼ 9.6%€15k▼ 25.4%
Operating result€447-€-483€7k€-1k€-5k▼ 252%
Net result€381-€-686€5k€-2k€-5k▼ 140%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €1k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€391▼ 45.6%
Current assets
€19k▼ 27.7%
Equity and liabilities €19k
Equity
€15k▼ 25.4%
Debt
€4k▼ 37.5%
The debt ratio falls from 23.0% to 20.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-5k▼
2024 · €-1k
Cash flow
€-5k▼
2024 · €-2k
Solvency
80.0%▲
2024 · 77.0%
Current ratio
4.89▲
2024 · 4.23
Quick ratio
4.89▲
2024 · 4.23
Debt / equity
0.25▼
2024 · 0.30
ROE
-34.1%▼
2024 · -10.6%
ROA
-27.3%▼
2024 · -8.2%
Interest coverage
-16.49▼
2024 · -1.50
Debt
€4k▼
2024 · €6k
Debt ≤ 1 year
€4k▼
2024 · €6k
Income taxes
€-101
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€19k▼
Fixed assets21/28€719€391▼
Tangible fixed assets22/27€719€391▼
Furniture and vehicles24€719€391▼
Current assets29/58€26k€19k▼
Amounts receivable within one year40/41€20k€16k▼
Trade receivables40€13k€13k=
Other amounts receivable41€7k€3k▼
Cash at bank and in hand54/58€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€26k€19k▼
Equity10/15€20k€15k▼
Contributions10/11€11k€11k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€5k€-14▼
Amounts payable17/49€6k€4k▼
Amounts payable within one year42/48€6k€4k▼
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Income statement
Code20242025
Turnover70€68k-
Non-recurring operating income76A€2k€4k▲
Goods, raw materials, services and sundry goods60/61€71k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€312€328▲
Other operating charges640/8€188-
Gross operating margin9900€-922€-5k▼
Operating profit (loss)9901€-1k€-5k▼
Financial charges65/66B€742€283▼
Recurring financial charges65€742€283▼
Profit (loss) for the period before taxes9903€-2k€-5k▼
Income taxes67/77-€-101
Profit (loss) for the period9904€-2k€-5k▼
Profit (loss) for the period to be appropriated9905€-2k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-14▼
Profit (loss) brought forward from the previous period14P€7k€5k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hollandstraat 131755 PajottegemGround area
6,291 m²
Building footprint
877 m²
Volume, LiDAR
2,369 m³
2 parcels, Flanders, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Postes 13, 7090 Braine-le-Comte
since 19912.142.376.147
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23040F0470/00G000 | Flanders | 3,847 m² | 1 · 531 m² | 6.5 m · 2 fl. |
| 55004G0446/00E002 | Wallonia | 2,444 m² | 1 · 346 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RENOMEL
BE 0882.056.137
Sint-Niklaas · Eq €15k
TOIT ET BOIS
BE 0442.846.273
Floreffe · Eq €15k
Teken en Maak
BE 0628.486.754
Begijnendijk · Eq €15k
ROY DENIE
BE 0798.559.329
Schilde · Eq €16k
KMR TEAM
BE 0766.375.620
Kortenberg · Eq €15k
Of 1,594 companies in sector 16230 we hold annual accounts for 777. 413 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-1991
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
20300
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.