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Comeo

Active Public limited companyfounded 1999active for 27 yearsRue Boulvint 54, 1400 NivellesKBO/BCE: BE 0465.344.632

Lifetime

19 annual accounts with figures on one time axis, 26 filings since 2000
peak €1.5m (2022)
€34,182▼ 87.4%
lowest -€42,900 (2025)
-€42,900▼ €198,234
peak €679,731 (2023)
€366,082▼ 10.5%
€1.1m▲ 33.2%
peak 18.5 FTE (2019)
-not published
Board4 names since 2016
4 directors and 3 others
Owners2 names in the annual accounts
25% and 1 other
Documentsfilings and deeds
02-04-202661 days late
2025abbreviated format
Gross margin from €270,837 to €34,182Loss of €42,900Debts from €837,339 to €1.1mInvestments €158,158Cash from €210,421 to €301,638

Key points

from the 2025 annual accounts

Equity

€366,082 from €679,731 in 2023

Equity fell by 46% in 2 years.

Result

-€42,900 -€42,900
€155,0002024-€42,9002025

From profit to loss in 2025, after a profit of €155,334 in 2024.

Debts

€1.1m 75% of the balance sheet
After one year 27%Within one year 73%

Of this, €816,998 falls due within a year.

Investments

€151,088 2.0 × depreciation
2022202320242025

Green is investment, beige is depreciation.

Filings

26 annual accounts 61 days
deadline200020102020

Latest accounts filed late: after the legal deadline.

Position in the sector

-€42,900

Lower net result than 86% of companies in wholesale trade. Sector median €38,114 · 10,723 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,506 companies had the same profile as Comeo has now. Each dot stands for 7 companies, two years later.

96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a small loss

Another 0.3% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,506 companies, not a prediction for Comeo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director,
Director,
Director,
Director,
  • 25%score equity €1.4m (2025) · 30-09-2025 annual accounts of
  • 25%score equity €349,976 (2025) · 30-09-2025 annual accounts of
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0465344632
Demerger: splits off to Company renamed to Comeo · New name: Comeo · Capital from €61,500 to €22,949.34 · General meeting of 31-01-2024 · Gazette deed
Demerger proposal: splits off to Permanent representatives: , , and · Name change: Comeo SA · Capital increase of €33,974.51 · Gazette deed
Resignations & appointments Resignations: , , and · Reappointments: , , and · holds 3,227 shares · General meeting of 06-06-2023 · Gazette deed
All 45 events

Comparable companies

same main activity, similar in size and age
Company
Comeo Nivelles €1.5m €34,182 24.7% -
HEDIMMO Aarschot €1.6m €29,104 45.0% -
F.B. Antwerp €1.7m €40,513 45.4% -
GOVENTOUT Grez-Doiceau €1.9m €63,375 70.6% -
ULAC Zottegem €1.2m €41,869 98.7% -
Biomilk.be Heuvelland €1.8m €26,993 13.0% -
Two4Two Uccle €1.5m €40,618 17.2% -

These companies have the same main activity as Comeo: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €1.2m and €1.9m, founded between 1991 and 2002.

Official details

Source: KBO
Status
Active since 11-02-1999Normal situation
Activity
Agents in non-specialised wholesale tradeNACE 46190and 1 other
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 30-06-2023
Establishment units
2.090.407.2101400 Nivelles, since 12-01-2000
2.225.313.6221402 Nivelles, since 01-01-2014and 1 other
Financial year end
30 June
Peppol
Reachable since 06-01-2025
Company details

Annual accounts to 30-06-2025

≈ €150,000estimated
€1.5m▲ 18.9%
Filing
Filed on 02-04-2026
Financials

Insights on Comeo

Comeo files the abbreviated format. That format states no turnover. The gross margin fell from €150,209 in 2007 to €34,182 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Comeo

What is the company number of Comeo?
The company number of Comeo is 0465.344.632. The VAT number is the same number with BE in front: BE 0465.344.632.
Where is Comeo based?
The registered office is at Rue Boulvint 54, 1400 Nivelles.Company details
What does Comeo do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of Comeo?
Comeo is a public limited company (NV).
When was Comeo founded?
Comeo was founded on 11-02-1999.
Is Comeo still active?
Yes, Comeo is an active enterprise in the KBO register.
How many employees does Comeo have?
Comeo had an average of 17.5 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does Comeo fall under?
In its 30-06-2023 annual accounts, Comeo states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of Comeo?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €34,182 and 38 comparable companies (NACE 461). It probably lies between €93,000 and €380,000.
Is Comeo profitable?
In financial year 2025, Comeo made a loss of €42,900.
Where can I find the annual accounts of Comeo?
Comeo filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Comeo due?
Comeo must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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