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COME-TEC

Active
Private limited companyfounded 201015 yrs activeSint-Luciastraat 18, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0832.028.782
Summary

COME-TEC has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €53,855 and a net result of €21,251. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 1223 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 6.48 against 5.13 in 2023; short-term debt: 13.7% and cash: 67.3% of total assets), and 13.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
35 d early
2023
34 d early
2022
39 d early
2021
26 d late
2020
33 d early
2019
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 December 2010, COME-TEC was incorporated.1 Total assets went from EUR 20,634 in 2018 to EUR 62,399 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€53,855▲ 55.6%
2023 · €34,604
Total assets
€62,399▲ 47.5%
2023 · €42,316
Net result
€21,251▲ 64.0%
2023 · €12,955
Working capital
€46,839▲ 47.1%
2023 · €31,839
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€2,464€9,468-€304€17,440€28,117▲ 61.2%
Net result-€2,523below the sector's middle half€7,687within the sector's middle half-€113below the sector's middle half€12,955within the sector's middle half€21,251within the sector's middle half▲ 64.0%
Equity€17,832below the sector's middle half▼ 12.4%€25,519within the sector's middle half▲ 43.1%€25,405within the sector's middle half▼ 0.4%€34,604below the sector's middle half▲ 36.2%€53,855below the sector's middle half▲ 55.6%
Total assets€24,094below the sector's middle half▼ 18.5%€33,693below the sector's middle half▲ 39.8%€29,661below the sector's middle half▼ 12.0%€42,316below the sector's middle half▲ 42.7%€62,399below the sector's middle half▲ 47.5%
Debt€6,262▼ 32.1%€8,175▲ 30.5%€4,255▼ 47.9%€7,712▲ 81.2%€8,544▲ 10.8%
Working capital€16,219within the sector's middle half▼ 20.3%€23,558within the sector's middle half▲ 45.3%€22,272within the sector's middle half▼ 5.5%€31,839below the sector's middle half▲ 43.0%€46,839below the sector's middle half▲ 47.1%
Solvency74.0%above the sector's middle half▲ 5.2pp75.7%above the sector's middle half▲ 1.7pp85.7%above the sector's middle half▲ 9.9pp81.8%above the sector's middle half▼ 3.9pp86.3%above the sector's middle half▲ 4.5pp
Current ratio3.59above the sector's middle half▲ 0.383.88above the sector's middle half▲ 0.296.23above the sector's middle half▲ 2.355.13above the sector's middle half▼ 1.116.48above the sector's middle half▲ 1.35
Return on assets (ROA)-10.5%below the sector's middle half▼ 31.3pp22.8%above the sector's middle half▲ 33.3pp-0.4%below the sector's middle half▼ 23.2pp30.6%above the sector's middle half▲ 31.0pp34.1%above the sector's middle half▲ 3.4pp
above within below the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2020: -€2,464-€2,464Net result 2020: -€2,523-€2,523Operating result 2021: €9,468€9,468Net result 2021: €7,687€7,687Operating result 2022: -€304-€304Net result 2022: -€113-€113Operating result 2023: €17,440€17,440Net result 2023: €12,955€12,955Operating result 2024: €28,117€28,117Net result 2024: €21,251€21,25120202021202220232024-€10,000€0€10,000€20,000€30,000Operating result 2022: -€304-€304Net result 2022: -€113-€113Operating result 2023: €17,440€17,400Net result 2023: €12,955€13,000Operating result 2024: €28,117€28,100Net result 2024: €21,251€21,300202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 61% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €62,399
Fixed assets €7,016 ▲ 154%
Current assets €55,383 ▲ 40.0%
Equity and liabilities €62,399
Equity €53,855 ▲ 55.6%
Debt €8,544 ▲ 10.8%
Debt's share of the balance-sheet total falls from 18.2% to 13.7%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€30,246▲
2023 · €17,808
Cash flow
€23,380▲
2023 · €13,323
Debt to equity
0.16▼
2023 · 0.22
ROE
39.5%▲
2023 · 37.4%
Interest coverage
411.51▲
2023 · 255.10
Debt ≤ 1 year
€8,544▲
2023 · €7,712
Income taxes
€7,224▲
2023 · €4,845
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
3.8% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€42,316€62,399▲
Fixed assets21/28€2,765€7,016▲
Tangible fixed assets22/27€2,765€7,016▲
Plant, machinery and equipment23€2,765€2,397▼
Furniture and vehicles24€0€4,619▲
Current assets29/58€39,550€55,383▲
Amounts receivable within one year40/41€19,574€13,051▼
Trade receivables40€10,829€7,385▼
Other amounts receivable41€8,746€5,665▼
Cash at bank and in hand54/58€18,840€42,008▲
Deferred charges and accrued income490/1€1,136€325▼
Equity and liabilities
Total equity and liabilities10/49€42,316€62,399▲
Equity10/15€34,604€53,855▲
Contributions10/11€18,600€18,600=
Reserves13€16,004€35,255▲
Distributable reserves133€16,004€35,255▲
Amounts payable17/49€7,712€8,544▲
Amounts payable within one year42/48€7,712€8,544▲
Trade debts44€1,384€1,120▼
Suppliers440/4€1,384€1,120▼
Taxes, remuneration and social security45€2,759€5,424▲
Taxes450/3€2,759€5,424▲
Other amounts payable47/48€3,568€2,000▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€369€2,129▲
Other operating charges640/8€747€661▼
Gross operating margin9900€18,556€30,907▲
Operating profit (loss)9901€17,440€28,117▲
Financial income75/76B€430€432▲
Recurring financial income75€430€432▲
Financial charges65/66B€70€74▲
Recurring financial charges65€70€74▲
Profit (loss) for the period before taxes9903€17,800€28,476▲
Income taxes67/77€4,845€7,224▲
Profit (loss) for the period9904€12,955€21,251▲
Profit (loss) for the period to be appropriated9905€12,955€21,251▲
Appropriation of the result
Profit (loss) to be appropriated9906€12,842€21,251▲
Profit (loss) brought forward from the previous period14P-€113-
Transfer from equity791/2€3,756-
Transfer to equity691/2€12,842€19,251▲
To other reserves6921€12,842€19,251▲
Profit to be distributed694/7€3,756€2,000▼
Return on contributions (dividend)694€3,756-
Directors or managers695-€2,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15€210€327€369€2,129▲ 478%
Other operating charges640/8-€630€581€747€661▼ 11.6%
Gross operating margin9900-€1,841€10,307€604€18,556€30,907▲ 66.6%
Operating profit (loss)9901-€2,464€9,468-€304€17,440€28,117▲ 61.2%
Financial income75/76B-€0€260€430€432▲ 0.5%
Recurring financial income75€0€0€260€430€432▲ 0.5%
Financial charges65/66B-€57€69€70€74▲ 5.3%
Recurring financial charges65€60€57€69€70€74▲ 5.3%
Profit (loss) for the period before taxes9903-€2,523€9,411-€113€17,800€28,476▲ 60.0%
Income taxes67/77-€1,724-€4,845€7,224▲ 49.1%
Profit (loss) for the period9904-€2,523€7,687-€113€12,955€21,251▲ 64.0%
Profit (loss) for the period to be appropriated9905-€2,523€7,687-€113€12,955€21,251▲ 64.0%
Line20202021202220232024Change
Assets
Total assets20/58€24,094€33,693€29,661€42,316€62,399▲ 47.5%
Fixed assets21/28€1,613€1,960€3,134€2,765€7,016▲ 154%
Tangible fixed assets22/27€1,613€1,960€3,134€2,765€7,016▲ 154%
Plant, machinery and equipment23-€1,960€3,134€2,765€2,397▼ 13.3%
Furniture and vehicles24--€0€0€4,619-
Current assets29/58€22,481€31,733€26,527€39,550€55,383▲ 40.0%
Amounts receivable within one year40/41€2,352€1,128€16,315€19,574€13,051▼ 33.3%
Trade receivables40-€828€8,394€10,829€7,385▼ 31.8%
Other amounts receivable41-€301€7,920€8,746€5,665▼ 35.2%
Cash at bank and in hand54/58€19,057€29,523€9,090€18,840€42,008▲ 123%
Deferred charges and accrued income490/1-€1,082€1,122€1,136€325▼ 71.4%
Equity and liabilities
Total equity and liabilities10/49€24,094€33,693€29,661€42,316€62,399▲ 47.5%
Equity10/15€17,832€25,519€25,405€34,604€53,855▲ 55.6%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€3,830€6,919€6,919€16,004€35,255▲ 120%
Non-distributable reserves130/1-€73€73---
Reserves not available under the articles1311-€73€73---
Distributable reserves133-€6,845€6,845€16,004€35,255▲ 120%
Profit (loss) carried forward14-€4,598--€113---
Amounts payable17/49€6,262€8,175€4,255€7,712€8,544▲ 10.8%
Amounts payable within one year42/48€6,262€8,175€4,255€7,712€8,544▲ 10.8%
Trade debts44€1,188€1,925€2,225€1,384€1,120▼ 19.1%
Suppliers440/4-€1,925€2,225€1,384€1,120▼ 19.1%
Taxes, remuneration and social security45-€2,721€2,030€2,759€5,424▲ 96.6%
Taxes450/3-€1,321€2,030€2,759€5,424▲ 96.6%
Remuneration and social security454/9-€1,400----
Other amounts payable47/48-€3,529-€3,568€2,000▼ 44.0%
Line20202021202220232024Change
Profit (loss) for the period9904-€2,523€7,687-€113€12,955€21,251▲ 64.0%
+ Depreciation and write-downs630€15€210€327€369€2,129▲ 478%
Operating cash flow (approximation)-€2,508€7,897€213€13,323€23,380▲ 75.5%
Investment in fixed assets (approximation)--€557-€1,500€0-€6,380-
Change in cash-€10,465-€20,433€9,750€23,168▲ 138%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €21,251 ▲64%
Operating result €28,117, net result €21,251, both a record.
27-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Back to profitnet €12,955
Net result €12,955 after one loss-making year.
22-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial Back to profitnet €7,687
Net result €7,687 after one loss-making year.
28-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet -€2,523
Net result drops to -€2,523, the lowest in the series; recovery starts the following year.
25-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
03-05
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon
exact location from the address register On OpenStreetMap
Ground area
127 m²
Building footprint
98 m²
Volume, LiDAR
520 m³
Parcel 73044B0333/02B000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73044B0333/02B000 Flanders 127 m² 1 · 98 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 980 companies in sector 25401 we hold annual accounts for 407. 302 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2010
Fiscal year end31-12
Activities, NACEBEL 2025
25401Forging of metal
E-invoicing
Reachable via Peppol
Peppol ID 0208:0832028782
Also 9925:BE0832028782
Registered 04-02-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.