Skip to content

COMCHEZSOI

Active
Private limited company (pre-2019)founded 2010active for 16 yearsRue Guillaume Malcorps 2 A, 1301 Wavre, BelgiumKBO/BCE: BE 0825.418.827
Summary

The computed 12-month bankruptcy probability of COMCHEZSOI is 2.0% (moderate). The 2024 annual accounts show negative equity (-€117,253) and a net result of -€4,941. Equity is shrinking by about 58% per year across the filed financial years. The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Undifferentiated goods- and services-producing activities of private households for own use
NACE 98200Personal service activities NACE 96910
2 sites
Size
€480,440total assets 2024
Staff
38.7 FTE
Equity
-€117,253
Loss
-€4,941
Financial health
52 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.0%
Structure
Parent
AGUILAR-MARICAU · 84%
Accounts 73 days overdue0 of 6 deeds read
Why 52raises riskSize: 38.7 FTE, total assets €480,4401 financial year not filed after the legal deadline; latest accounts 76 days late; 3 of the last 3 latelowers riskFounded in 2010Liquidity: current ratio 0.76, cash €118,544Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 20% of its sector peers (all companies)
Financial strength · tick = 2023
Weak
Solvency 1+1
equity -24.4% of total assets
Liquidity 31+13
short-term debt 124.4% · cash 24.7%
Profitability 32+21
return on assets -1.0%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.0%
Last 24 months 11-2024: 4.6% 12-2024: 5.8%▲ +1.2 percentage points vs 11-2024 01-2025: 8.0%▲ +2.2 percentage points vs 12-2024highest value 02-2025: 8.0%● unchanged vs 01-2025highest value 03-2025: 8.0%● unchanged vs 02-2025highest value 04-2025: 7.3%▼ -0.7 percentage points vs 03-2025 05-2025: 7.3%● unchanged vs 04-2025 06-2025: 6.5%▼ -0.8 percentage points vs 05-2025 07-2025: 6.6%▲ +0.1 percentage points vs 06-2025 08-2025: 6.0%▼ -0.6 percentage points vs 07-2025 09-2025: 6.0%● unchanged vs 08-2025 10-2025: 5.6%▼ -0.4 percentage points vs 09-2025 11-2025: 2.0%▼ -3.6 percentage points vs 10-2025 12-2025: 1.9%▼ -0.1 percentage points vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.8%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.2 percentage points vs 07-2026 09-2026: 2.1%▲ +0.1 percentage points vs 08-2026 10-2026: 2.0%▼ -0.1 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.76, compared with 0.69 in 2023; short-term debt: 124.4% and cash: 24.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (all companies): better than 6% on solvency, 29% on liquidity, 20% on profitability and 24% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Founded in 2010
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.76, cash €118,544
NBB · annual accounts
raises risk · Size: 38.7 FTE, total assets €480,440
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 76 days late; 3 of the last 3 late
NBB · filings
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€117,253
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 73 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline12-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
76 days late
2023
273 days late
2022
274 days late
2021
159 days late
2020
241 days late
2019
606 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 272 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · full…
  2. Annual accounts filedfinancial year 2023 · full…
  3. Annual accounts filedfinancial year 2022 · full…

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€117,253 View
  • Risk: 5 loss-making years in a rowloss financial year 2024 -€4,941 View
  • Caution: Accounts not fileddeadline was 31-07-2026 73 days late View
  • Controlled by AGUILAR-MARICAU 84% View

By topic

Financials

Financial year
2024
Total assets
€480,440
Loss
-€4,941
Solvency
-24.4%
Total assets▲ 19.8%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2012
  1. 31-12-2023Weakest financial year
  2. 06-01-2023Annual accounts filed
  3. 29-03-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Undifferentiated goods- and services-producing activities of private households…NACE 98200
Founded
27-04-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.