COMBLIMMO LEJ
ActiveSummary
COMBLIMMO LEJ has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €9k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 50% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73=
Solvency55▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.1 in 2024; short-term debt: 11.8% and cash: 15.6% of total assets), and 70.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.7%
Return on assets
3.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
35 d early
2023
36 d early
2022
20 d early
2021
26 d early
2020
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 14.4%
2024 · €62k
2020: €34klowest in 6 years
2021: €39k▲ +16.1% vs 2020
2022: €47k▲ +21.4% vs 2021
2023: €55k▲ +15.2% vs 2022
2024: €62k▲ +14.0% vs 2023
2025: €71k▲ +14.4% vs 2024highest in 6 years
2020 → 2025
Total assets
€240k▼ 2.3%
2024 · €246k
2020: €278khighest in 6 years
2021: €258k▼ -7.4% vs 2020
2022: €249k▼ -3.5% vs 2021
2023: €262k▲ +5.2% vs 2022
2024: €246k▼ -6.1% vs 2023
2025: €240k▼ -2.3% vs 2024lowest in 6 years
2020 → 2025
Net result
€9k▲ 17.0%
2024 · €8k
2020: €4klowest in 6 years
2021: €5k▲ +49.8% vs 2020
2022: €8k▲ +54.3% vs 2021
2023: €10k▲ +22.4% vs 2022highest in 6 years
2024: €8k▼ -25.2% vs 2023
2025: €9k▲ +17.0% vs 2024
2020 → 2025
Working capital
€10k▲ 318%
2024 · €2k
2020: €-8klowest in 6 years
2021: €-4k▲ +51.4% vs 2020
2022: €6k▲ +255% vs 2021
2023: €3k▼ -47.3% vs 2022
2024: €2k▼ -25.6% vs 2023
2025: €10k▲ +318% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€47k▲ 21.4%€55k▲ 15.2%€62k▲ 14.0%€71k▲ 14.4%
2021: €39klowest in 5 years
2022: €47k▲ +21.4% vs 2021
2023: €55k▲ +15.2% vs 2022
2024: €62k▲ +14.0% vs 2023
2025: €71k▲ +14.4% vs 2024highest in 5 years
Operating result€7k-€13k▲ 75.7%€14k▲ 13.5%€11k▼ 20.3%€14k▲ 21.8%
2021: €7klowest in 5 years
2022: €13k▲ +75.7% vs 2021
2023: €14k▲ +13.5% vs 2022highest in 5 years
2024: €11k▼ -20.3% vs 2023
2025: €14k▲ +21.8% vs 2024
Net result€5k-€8k▲ 54.3%€10k▲ 22.4%€8k▼ 25.2%€9k▲ 17.0%
2021: €5klowest in 5 years
2022: €8k▲ +54.3% vs 2021
2023: €10k▲ +22.4% vs 2022highest in 5 years
2024: €8k▼ -25.2% vs 2023
2025: €9k▲ +17.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €240k
Fixed assets
€202k ▼ 8.0%
Current assets
€38k ▲ 45.9%
Equity and liabilities €240k
Equity
€71k ▲ 14.4%
Debt
€169k ▼ 8.0%
Debt's share of the balance-sheet total falls from 74.7% to 70.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▲
2024 · €29k
Cash flow
€27k▲
2024 · €25k
Current ratio
1.34▲
2024 · 1.10
Debt to equity
2.37▼
2024 · 2.95
ROE
12.6%▲
2024 · 12.3%
ROA
3.7%▲
2024 · 3.1%
Interest coverage
19.04▲
2024 · 15.69
Debt ≤ 1 year
€28k▲
2024 · €24k
Debt > 1 year
€140k▼
2024 · €160k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€246k€240k▼
Fixed assets21/28€220k€202k▼
Tangible fixed assets22/27€220k€202k▼
Land and buildings22€156k€149k▼
Plant, machinery and equipment23€64k€53k▼
Current assets29/58€26k€38k▲
Cash at bank and in hand54/58€24k€38k▲
Deferred charges and accrued income490/1€1k€243▼
Equity and liabilities
Total equity and liabilities10/49€246k€240k▼
Equity10/15€62k€71k▲
Contributions10/11€30k€30k=
Profit (loss) carried forward14€32k€41k▲
Amounts payable17/49€183k€169k▼
Amounts payable after more than one year17€160k€140k▼
Financial debts170/4€160k€140k▼
Amounts payable within one year42/48€24k€28k▲
Current portion of amounts payable after more than one year42€20k€20k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€184€165▼
Accrued charges and deferred income492/3-€520
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€30k€32k▲
Operating profit (loss)9901€11k€14k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€10k€12k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€8k€9k▲
Profit (loss) for the period to be appropriated9905€8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€41k▲
Profit (loss) brought forward from the previous period14P€25k€32k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17k | €17k | €16k | €17k | €18k | ▲ 2.6% |
| Other operating charges640/8 | €532 | €895 | €987 | €1k | €1k | ▲ 2.2% |
| Gross operating margin9900 | €24k | €30k | €32k | €30k | €32k | ▲ 10.0% |
| Operating profit (loss)9901 | €7k | €13k | €14k | €11k | €14k | ▲ 21.8% |
| Financial charges65/66B | €2k | €1k | €2k | €2k | €2k | ▼ 9.1% |
| Recurring financial charges65 | €2k | €1k | €2k | €2k | €2k | ▼ 9.1% |
| Profit (loss) for the period before taxes9903 | €6k | €11k | €12k | €10k | €12k | ▲ 27.7% |
| Income taxes67/77 | €220 | €3k | €2k | €2k | €3k | ▲ 70.4% |
| Profit (loss) for the period9904 | €5k | €8k | €10k | €8k | €9k | ▲ 17.0% |
| Profit (loss) for the period to be appropriated9905 | €5k | €8k | €10k | €8k | €9k | ▲ 17.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €258k | €249k | €262k | €246k | €240k | ▼ 2.3% |
| Fixed assets21/28 | €240k | €223k | €231k | €220k | €202k | ▼ 8.0% |
| Tangible fixed assets22/27 | €240k | €223k | €231k | €220k | €202k | ▼ 8.0% |
| Land and buildings22 | €177k | €170k | €163k | €156k | €149k | ▼ 4.5% |
| Plant, machinery and equipment23 | €60k | €52k | €68k | €64k | €53k | ▼ 16.7% |
| Furniture and vehicles24 | €2k | €399 | - | - | - | - |
| Current assets29/58 | €18k | €26k | €31k | €26k | €38k | ▲ 45.9% |
| Cash at bank and in hand54/58 | €17k | €23k | €28k | €24k | €38k | ▲ 53.8% |
| Deferred charges and accrued income490/1 | €1k | €3k | €2k | €1k | €243 | ▼ 83.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €258k | €249k | €262k | €246k | €240k | ▼ 2.3% |
| Equity10/15 | €39k | €47k | €55k | €62k | €71k | ▲ 14.4% |
| Contributions10/11 | €30k | €30k | €30k | €30k | €30k | = |
| Profit (loss) carried forward14 | €9k | €17k | €25k | €32k | €41k | ▲ 27.7% |
| Amounts payable17/49 | €219k | €201k | €207k | €183k | €169k | ▼ 8.0% |
| Amounts payable after more than one year17 | €197k | €181k | €179k | €160k | €140k | ▼ 12.4% |
| Financial debts170/4 | €197k | €181k | €179k | €160k | €140k | ▼ 12.4% |
| Amounts payable within one year42/48 | €22k | €20k | €28k | €24k | €28k | ▲ 19.7% |
| Current portion of amounts payable after more than one year42 | €15k | €15k | €19k | €20k | €20k | ▲ 1.2% |
| Trade debts44 | €1k | €2k | €2k | €1k | €3k | ▲ 85.5% |
| Suppliers440/4 | €1k | €2k | €2k | €1k | €3k | ▲ 85.5% |
| Taxes, remuneration and social security45 | €220 | €3k | €3k | €2k | €6k | ▲ 132% |
| Taxes450/3 | €220 | €3k | €3k | €2k | €6k | ▲ 132% |
| Other amounts payable47/48 | €5k | €95 | €3k | €184 | €165 | ▼ 10.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | €520 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €8k | €10k | €8k | €9k | ▲ 17.0% |
| + Depreciation and write-downs630 | €17k | €17k | €16k | €17k | €18k | ▲ 2.6% |
| Operating cash flow (approximation) | €22k | €25k | €27k | €25k | €27k | ▲ 7.0% |
| Investment in fixed assets (approximation) | - | €0 | €-24k | €-6k | €0 | ▲ 100% |
| Change in cash | - | €6k | €5k | €-4k | €13k | ▲ 427% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €10k ▲22.4%
Operating result €14k, net result €10k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comblain-au-Pont · 1 establishment unit since 2019
Ground area
124 m²
Building footprint
62 m²
Parcel 62026D0566/00S000, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Place Leblanc 5, 4170 Comblain-au-Pont
since 20192.296.768.968
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62026D0566/00S000 | Wallonia | 124 m² | 1 · 62 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,020 companies in sector 68203 we hold annual accounts for 5,986. 3,474 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.