Turnover
≈ €5,500 estimated
The micro format states no turnover.
Combisolution
Overview
Lifetime
2 annual accounts with figures on one time axisGross marginpeak €4,839 (2024)
€1,184▼ 75.5%
Resultlowest -€2,597 (2025)
-€2,597▼ €6,411
Equitypeak €8,813 (2024)
€6,216▼ 29.5%
Debts
€8,073▲ 256%
Board1 name since 2024
1 directorBELOUSOVA Alina
Documentsfilings and deeds
03-06-202658 days before the deadline
2025micro format
Gross margin from €4,839 to €1,184Loss of €2,597Equity from €8,813 to €6,216Debts from €2,270 to €8,073
Key points
from the 2025 annual accountsLiquidity
1.77 was 4.88 in 2024
Short-term debts rose from €2,270 to €8,073.
Position in the sector
€6,216
Less equity than 85% of companies in head offices and management consultancy. Sector median €78,208 · 39,344 companies.
Checked score
91
Excellent
Financially stronger than 30% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,551 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: < 0.1%lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €2,597 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €14,289
Liquidity: current ratio 1.77, cash €5,123
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 41% of them on solvency, 58% on liquidity, 4% on profitability and 18% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 584 companies had the same profile as Combisolution has now. Each dot stands for 2 companies, two years later.
92.5%
were still trading
6.0%
stopped another way
1.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Combisolution itself is lower: 0.1% within 12 months. It rests on far more data about Combisolution than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 584 companies, not a prediction for Combisolution. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.77 (4.88 in 2024), above the usual 1.5. Short-term debt is 56.5% and cash 35.9% of total assets. However, 56.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
58 days early
2024
68 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 63 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017583943
Incorporation
Founding capital of €5,000, 100 shares · Founder: BELOUSOVA Alina · Appointment: BELOUSOVA Alina (director) · published on 20-12-2024 · Gazette deed
First establishment
Rozenlaan 32, Sint-Genesius-Rode
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Combisolution Sint-Genesius-Rode | €14,289 | €1,184 | 43.5% | - |
| CESMART Linkebeek | €14,436 | €393 | 11.1% | - |
| SURROUND SYSTEMS Londerzeel | €17,317 | -€1,614 | -3.4% | - |
| Dincera Genk | €15,074 | -€10,159 | -51.0% | - |
| PBU Partners Holding Brussels | €12,983 | -€1,357 | 12.9% | - |
| DRVR Jabbeke | €13,532 | -€7,044 | -28.5% | - |
| DARKO Houthulst | €16,016 | -€446 | -136.0% | - |
These companies have the same main activity as Combisolution: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €13,000 and €17,300, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 18-12-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.371.371.9651640 Sint-Genesius-Rode, since 18-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Annual accounts 2025
- Gross margin
- €1,184▼ 75.5%
- Loss
- €2,597
- Equity
- €6,216▼ 29.5%
- Total assets
- €14,289▲ 28.9%
- Filing
- Filed on 03-06-2026, 58 days before the end of the filing period
Insights on Combisolution
Combisolution has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,216 and a net result of -€2,597.
Its solvency ranks better than 40% of 39,312 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 03-06-2026, 58 days before the deadlineGross margin
€1,184
▼ 75.5%
Operating result
-€339
▼ €5,178
Loss
-€2,597
▼ €6,411
Working capital
€6,216
▼ 29.5%
Solvency
43.5%
▼ 36.0 percentage points
Current ratio
1.77
▼ 3.11
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €5,500. Estimated: probably between €2,700 and €11,000.
Balance sheet
balance sheet total €14,289 on 31-12-2025What the company ownsHow it is paid for
Change in equityin euro
Change in cashin euro
Position in the sector
Solvency43.5%
Higher than 40% of 39,312 companies in 2025.
Current ratio1.77
Higher than 45% of 37,997 companies in 2025.
Return on assets-18.2%
Higher than 7% of 38,469 companies in 2025.
Combisolution
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
Total assets20/58 |
14,289 | 11,083 | |
Current assets29/58 |
14,289 | 11,083 | |
Stocks and contracts in progress3 |
200 | - | |
Stocks30/36 |
200 | - | |
Amounts receivable within one year40/41 |
7,946 | 6,083 | |
Trade receivables40 |
3,208 | 6,083 | |
Other amounts receivable41 |
4,737 | - | |
Cash at bank and in hand54/58 |
5,123 | 5,000 | |
Deferred charges and accrued income490/1 |
1,020 | - | |
| Balance sheet: equity and liabilities | |||
Total equity and liabilities10/49 |
14,289 | 11,083 | |
Equity10/15 |
6,216 | 8,813 | |
Contributions10/11 |
5,000 | 5,000 | |
Profit (loss) carried forward14 |
1,216 | 3,813 | |
Amounts payable17/49 |
8,073 | 2,270 | |
Amounts payable within one year42/48 |
8,073 | 2,270 | |
Trade debts44 |
6,287 | 1,244 | |
Suppliers440/4 |
6,287 | 1,244 | |
Taxes, remuneration and social security45 |
1,787 | 1,026 | |
Taxes450/3 |
1,787 | 1,026 | |
| Income statement | |||
Gross operating margin9900 |
1,184 | 4,839 | |
Other operating charges640/8 |
1,523 | - | |
Operating profit (loss)9901 |
-339 | 4,839 | |
Financial charges65/66B |
2,011 | - | |
Recurring financial charges65 |
2,011 | - | |
Profit (loss) for the period before taxes9903 |
-2,350 | 4,839 | |
Income taxes67/77 |
248 | 1,026 | |
Profit (loss) for the period9904 |
-2,597 | 3,813 | |
Profit (loss) for the period to be appropriated9905 |
-2,597 | 3,813 | |
| Appropriation of the result | |||
Profit (loss) to be appropriated9906 |
1,216 | 3,813 | |
Profit (loss) brought forward from the previous period14P |
3,813 | - | |
| Document | |||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 03-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Change in cash | 123 | - | |
| Working capital | 6,216 | 8,813 | |
| Solvency | 43.5% | 79.5% | |
| Current ratio | 1.77 | 4.88 | |
| Quick ratio | 1.75 | 4.88 | |
| Debt to equity | 1.30 | 0.26 | |
| ROE | -41.8% | 43.3% | |
| ROA | -18.2% | 34.4% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on Combisolution
The operating result for 2025 is a loss of €339, after a profit of €4,839 in 2024.
Debt's share of the balance-sheet total rises from 20.5% to 56.5%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 18-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 03-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 20-12-2024
Mandates through the years
1 name, the dashed line is todayBELOUSOVA Alina
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BELOUSOVA Alina
- Director (not named in the articles), from 18-12-2024 to date
Control
Founder
BELOUSOVA Alina
This company
Combisolution
Equity €6,216
Loss €2,597 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €62.16 in 2025
- Source
- deed of 20-12-2024
Articles of association
deed of 20-12-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 15 May at 14:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Besluit algemene vergadering beraadslagend zoals inzake statutenwijziging”
Shareholders
At incorporation
deed of 20-12-2024 ↗
- BELOUSOVA Alina 100 shares (100%) · in cash
Network & group
No group
Combisolution has no parent and no holdings in its annual accounts. BELOUSOVA Alina is the only director. Combisolution shares no director with another company.
At the same address
Rozenlaan 32, 1640 Sint-Genesius-Rode · 1 other company| Belousova, Alina (sole trader)
establishment since 01-04-2021 |
founded in 2021 0765.209.244 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 58 days before the deadline
2025
Annual accounts 2024 filed NBBmicro format · 68 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017583943
2024
IncorporationFounding capital of €5,000, 100 shares · Founder: BELOUSOVA Alina · Appointment: BELOUSOVA Alina (director) · published on 20-12-20245 points ▸
- Founder, BELOUSOVA Alina
- Founding capital, €5,000, 100 shares
- Board rule, 1
- Director appointment, BELOUSOVA Alina (director (not named in the articles))
- Registered office clause, Rozenlaan 32, 1640 Sint-Genesius-Rode
- The deed holds 6 more points.
First establishment Rozenlaan 32, Sint-Genesius-Rode
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1017.583.943
- VAT number
- BE 1017.583.943
- Peppol ID
- 0208:1017583943
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 18-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 15 May at 14:00deed of 20-12-2024 (in Dutch)
- Peppol
- Reachable since 30-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Combisolution in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 20-12-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 20-12-2024 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
82100
Office administrative and support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Advies voor bedrijfsbeheer; Administratieve kantoorservices; Vastgoedpromotie; Tussenpersoon (het zoeken van aannemers en/of vakmensen voor…”deed of 20-12-2024 (in Dutch)
5 activities
- Advies voor bedrijfsbeheer;
- Administratieve kantoorservices;
- Vastgoedpromotie;
- Tussenpersoon (het zoeken van aannemers en/of vakmensen voor derden) in de bouwsector;
- Algemene bouwactiviteiten.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rozenlaan 32 registered office 1640 Sint-Genesius-Rode 82100 Office administrative and support services | 18-12-2024 | 2.371.371.965 |
Buildings and parcels at the address
- Ground area
- 636 m²
- Buildings
- 171 m²
- Volume, LiDAR
- 872 m³
- Tallest building
- 11.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 22552E0048/00C024 | 636 m² | 1 · 171 m² | 11.5 m · 2 |