Combination Growing Services
ActiveCombination Growing Services has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €32k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 76% of 806 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+52
Solvency100=
Growth85▲+58
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.33 against 2.82 in 2023; short-term debt: 21.1% and cash: 17.4% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.9%
Return on assets
4.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
182 d late
2022
158 d late
2021
612 d late
2020
978 d late
2019
1347 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€13k▲ 527%
2023 · €2k
2018: €3k
2019: €5k
2020: €7k
2021: €5k
2022: €6k
2023: €2k
2018 → 2024
EBIT margin
16.9%▲ 58.5pp
2023 · -41.6%
2018: 6.8%
2019: -14.5%
2020: -0.8%
2021: 12.2%
2022: -2.5%
2023: -41.6%
2018 → 2024
Net result
€2k
2023 · €-1k
2018: €151
2019: €-711
2020: €-115
2021: €536
2022: €-247
2023: €-1k
2018 → 2024
Working capital
€20k▲ 24.8%
2023 · €16k
2018: €17k
2019: €17k
2020: €17k
2021: €17k
2022: €17k
2023: €16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€7k-€5k▼ 34.1%€6k▲ 32.8%€2k▼ 68.8%€13k▲ 527%
Equity€31k-€31k▲ 1.6%€31k▼ 0.6%€30k▼ 3.4%€32k▲ 6.5%
Operating result€-59-€591€-161€-834▼ 419%€2k
Net result€-115-€536€-247€-1k▼ 331%€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2k after a loss of €834 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €40k
Fixed assets
€12k▼ 14.2%
Current assets
€28k▲ 15.2%
Equity and liabilities €40k
Equity
€32k▲ 6.5%
Debt
€9k▼ 2.2%
The debt ratio falls from 22.5% to 21.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k
Cash flow
€4k
Solvency
78.9%▲
2023 · 77.5%
Current ratio
3.33▲
2023 · 2.82
Quick ratio
3.33▲
2023 · 2.82
Debt / equity
0.27▼
2023 · 0.29
ROE
6.2%▲
2023 · -3.6%
ROA
4.9%▲
2023 · -2.8%
Interest coverage
29.56
Debt
€9k▼
2023 · €9k
Debt ≤ 1 year
€9k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€39k€40k▲
Fixed assets21/28€14k€12k▼
Intangible fixed assets21€1k€0▼
Tangible fixed assets22/27€13k€12k▼
Plant, machinery and equipment23€715€140▼
Furniture and vehicles24€12k€12k▼
Financial fixed assets28€91€91=
Current assets29/58€25k€28k▲
Amounts receivable within one year40/41€23k€20k▼
Trade receivables40€22k€20k▼
Other amounts receivable41€1k€256▼
Cash at bank and in hand54/58€11€7k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€39k€40k▲
Equity10/15€30k€32k▲
Contributions10/11€25k€25k=
Capital10€25k€25k=
Issued capital100€25k€25k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€3k€5k▲
Amounts payable17/49€9k€9k▼
Amounts payable within one year42/48€9k€9k▼
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Income statement
Code20232024
Turnover70€2k€13k▲
Goods, raw materials, services and sundry goods60/61€2k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8€1k€5k▲
Gross operating margin9900€307€9k▲
Operating profit (loss)9901€-834€2k▲
Financial charges65/66B€71€140▲
Recurring financial charges65€71€140▲
Profit (loss) for the period before taxes9903€-905€2k▲
Income taxes67/77€158-
Profit (loss) for the period9904€-1k€2k▲
Profit (loss) for the period to be appropriated9905€-1k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€5k▲
Profit (loss) brought forward from the previous period14P€4k€3k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 56 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 182 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
18-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1723 days late
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 1347 days late
04-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 978 days late
03-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 612 days late
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 158 days late
2023
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
2021
31-12
Financial
Back to profitnet €536
Net result €536 after 2 loss-making years.
2020
31-12
Financial
Liquidity triplescurrent ratio 8.85
Current ratio from 3.52 to 8.85; short-term debt falls from €7k to €2k.
2019
02-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 245 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terweidenstraat 283440 ZoutleeuwGround area
2,864 m²
Building footprint
212 m²
Volume, LiDAR
1,722 m³
Parcel 24017D0254/00R000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Terweidenstraat 28, 3440 Zoutleeuw
since 19992.091.331.975
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24017D0254/00R000 | Flanders | 2,864 m² | 1 · 212 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,669 companies in sector 85599 we hold annual accounts for 1,329. 986 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-04-1999
Fiscal year end31-12
Activities, NACEBEL
80424
85599Other education
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.