COMAX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €79k and a net result of €16k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 9863 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
35 d early
2022
42 d early
2021
19 d early
2020
9 d late
2019
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€79k▲ 24.6%
2023 · €63k
2019: €13k
2020: €19k
2021: €40k
2022: €45k
2023: €63k
2019 → 2024
Net result
€16k▼ 13.0%
2023 · €18k
2019: €821
2020: €6k
2021: €15k
2022: €5k
2023: €18k
2019 → 2024
Total assets
€257k▲ 4.6%
2023 · €246k
2019: €48k
2020: €61k
2021: €237k
2022: €234k
2023: €246k
2019 → 2024
Solvency
30.6%▲ 4.9pp
2023 · 25.6%
2019: 27.7%
2020: 31.4%
2021: 16.8%
2022: 19.3%
2023: 25.6%
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€19k-€40k▲ 107%€45k▲ 13.4%€63k▲ 39.4%€79k▲ 24.6%
Operating result€10k-€20k▲ 102%€9k▼ 56.0%€23k▲ 166%€21k▼ 9.5%
Net result€6k-€15k▲ 145%€5k▼ 63.2%€18k▲ 233%€16k▼ 13.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 9% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €257k
Fixed assets
€201k▼ 5.7%
Current assets
€56k▲ 72.3%
Equity and liabilities €257k
Equity
€79k▲ 24.6%
Debt
€179k▼ 2.4%
The debt ratio falls from 74.4% to 69.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
30.6%▲
2023 · 25.6%
ROE
19.8%▼
2023 · 28.3%
ROA
6.0%▼
2023 · 7.3%
Debt
€179k▼
2023 · €183k
Debt ≤ 1 year
€21k▲
2023 · €20k
Debt > 1 year
€157k▼
2023 · €163k
Income taxes
€5k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€246k€257k▲
Fixed assets21/28€214k€201k▼
Tangible fixed assets22/27€214k€201k▼
Land and buildings22€206k€196k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€681€1k▲
Current assets29/58€32k€56k▲
Stocks and contracts in progress3€6k€21k▲
Stocks30/36€6k€21k▲
Amounts receivable within one year40/41€17k€21k▲
Trade receivables40€15k€14k▼
Other amounts receivable41€2k€7k▲
Cash at bank and in hand54/58€9k€14k▲
Deferred charges and accrued income490/1€0€623▲
Equity and liabilities
Total equity and liabilities10/49€246k€257k▲
Equity10/15€63k€79k▲
Contributions10/11€19k€19k=
Reserves13€45k€60k▲
Distributable reserves133€45k€60k▲
Amounts payable17/49€183k€179k▼
Amounts payable after more than one year17€163k€157k▼
Financial debts170/4€66k€56k▼
Other amounts payable178/9€97k€101k▲
Amounts payable within one year42/48€20k€21k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€10k▲
Income statement
Code20232024
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€37k€37k▲
Operating profit (loss)9901€23k€21k▼
Financial income75/76B€11€1▼
Recurring financial income75€11€1▼
Financial charges65/66B€854€848▼
Recurring financial charges65€854€848▼
Profit (loss) for the period before taxes9903€23k€20k▼
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€18k€16k▼
Profit (loss) for the period to be appropriated9905€18k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€16k▼
Transfer to equity691/2€18k€16k▼
To other reserves6921€18k€16k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €18k ▲233%
Operating result €23k, net result €18k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleinbeekstraat 563680 MaaseikGround area
841 m²
Building footprint
158 m²
Volume, LiDAR
873 m³
Parcel 72024B0886/00C000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COMAX
since 20182.275.243.480
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024B0886/00C000 | Flanders | 841 m² | 1 · 158 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 11,699 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.