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COMAR INDUSTRIE

Active
Private limited companyfounded 199530 yrs activeAscopstraat 25, 9270 Laarne, BelgiumKBO/BCE: BE 0456.642.148

COMAR INDUSTRIE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €376k and a net result of €24k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 29% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
65 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+3
Solvency54▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.21 in 2024; short-term debt: 19.8% and cash: 0.3% of total assets), and 71.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.8%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
15 d early
2023
30 d late
2022
49 d early
2021
38 d early
2020
37 d early
2019
19 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€376k▲ 6.7%
2024 · €352k
2018: €175k 2019: €223k 2020: €234k 2021: €293k 2022: €327k 2023: €336k 2024: €352k
2018 → 2025
Total assets
€1.31M▲ 1.3%
2024 · €1.29M
2018: €1.04M 2019: €1.04M 2020: €1.02M 2021: €1.03M 2022: €1.04M 2023: €1.30M 2024: €1.29M
2018 → 2025
Net result
€24k▲ 42.1%
2024 · €17k
2018: €101k 2019: €47k 2020: €11k 2021: €59k 2022: €34k 2023: €9k 2024: €17k
2018 → 2025
Working capital
€-245k▼ 62.8%
2024 · €-151k
2018: €-262k 2019: €-143k 2020: €-129k 2021: €-84k 2022: €-68k 2023: €-98k 2024: €-151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€293k-€327k▲ 11.7%€336k▲ 2.7%€352k▲ 4.9%€376k▲ 6.7%
Operating result€82k-€61k▼ 24.6%€34k▼ 44.7%€52k▲ 51.9%€62k▲ 19.9%
Net result€59k-€34k▼ 41.6%€9k▼ 74.5%€17k▲ 88.8%€24k▲ 42.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €82k€82kNet result 2021: €59k€59kOperating result 2022: €61k€61kNet result 2022: €34k€34kOperating result 2023: €34k€34kNet result 2023: €9k€9kOperating result 2024: €52k€52kNet result 2024: €17k€17kOperating result 2025: €62k€62kNet result 2025: €24k€24k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.31M
Fixed assets €1.29M▲ 3.5%
Current assets €14k▼ 65.8%
Equity and liabilities €1.31M
Equity €376k▲ 6.7%
Debt €931k▼ 0.7%
The debt ratio falls from 72.7% to 71.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€98k
2024 · €88k
Cash flow
€60k
2024 · €53k
Solvency
28.8%
2024 · 27.3%
Current ratio
0.05
2024 · 0.21
Quick ratio
0.05
2024 · 0.21
Debt / equity
2.48
2024 · 2.66
ROE
6.3%
2024 · 4.7%
ROA
1.8%
2024 · 1.3%
Interest coverage
3.33
2024 · 3.05
Debt
€931k
2024 · €937k
Debt ≤ 1 year
€259k
2024 · €192k
Debt > 1 year
€664k
2024 · €739k
Income taxes
€9k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.29M€1.31M
Formation expenses20€0€0=
Fixed assets21/28€1.25M€1.29M
Tangible fixed assets22/27€1.25M€1.29M
Land and buildings22€821k€833k
Plant, machinery and equipment23€396€153
Furniture and vehicles24€20k€16k
Assets under construction and advance payments27€407k€443k
Financial fixed assets28€584€584=
Current assets29/58€41k€14k
Amounts receivable within one year40/41€14k€4k
Trade receivables40€8k€4k
Other amounts receivable41€7k€156
Cash at bank and in hand54/58€20k€4k
Deferred charges and accrued income490/1€6k€5k
Equity and liabilities
Total equity and liabilities10/49€1.29M€1.31M
Equity10/15€352k€376k
Contributions10/11€62k€62k=
Reserves13€290k€314k
Distributable reserves133€290k€314k
Amounts payable17/49€937k€931k
Amounts payable after more than one year17€739k€664k
Financial debts170/4€739k€664k
Amounts payable within one year42/48€192k€259k
Current portion of amounts payable after more than one year42€55k€74k
Trade debts44€3k€191
Suppliers440/4€3k€191
Taxes, remuneration and social security45€5k€9k
Taxes450/3€5k€9k
Other amounts payable47/48€128k€177k
Accrued charges and deferred income492/3€7k€8k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k=
Other operating charges640/8€5k€6k
Gross operating margin9900€93k€104k
Operating profit (loss)9901€52k€62k
Financial charges65/66B€29k€29k
Recurring financial charges65€29k€29k
Profit (loss) for the period before taxes9903€23k€32k
Income taxes67/77€6k€9k
Profit (loss) for the period9904€17k€24k
Profit (loss) for the period to be appropriated9905€17k€24k
Appropriation of the result
Profit (loss) to be appropriated9906€17k€24k
Transfer to equity691/2€17k€24k
To other reserves6921€17k€24k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Weakest financial yearnet €9k ▼74.5%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
12-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
19-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial Equity above €200kEq €223k ▲26.9%
2 profitable years in a row build equity to €223k.
23-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
11-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ascopstraat 259270 Laarne
Ground area
840 m²
Building footprint
216 m²
Volume, LiDAR
1,308 m³
Parcel 42010B0373/00Z000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COMAR INDUSTRIE BV
Ascopstraat 25, 9270 LaarneJoinery installation
since 19962.075.635.593
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42010B0373/00Z000 Flanders 840 m² 1 · 216 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 36,770 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-12-1995
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
43320Joinery installation
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.