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COMALO

Active
Private limited companyfounded 20179 yrs activeRue de Villers 18, 4557 Tinlot, BelgiumKBO/BCE: BE 0668.742.348
Summary

COMALO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255,584 and a net result of €36,713. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 77% of 3638 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
#5 oldest company in Tinlot, Professional and technical services sector2 sites
Size
€341,292total assets 2025
Equity
€255,584
Profit
€36,713
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Holdings
1
Accounts 16 d early0 of 2 deeds read
Why 94+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €341,292+ Figures for FY 2025 (filed 15-07-2026)+ Equity €255,584 (74.9% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100+10
equity 74.9% of total assets
Liquidity 50+2
short-term debt 19.8% · cash 5.1%
Profitability 82-1
return on assets 10.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,732 companies)
Last 14 months 09-2025: < 0.1% 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +6.5% vs 02-2026 04-2026: 0.1%▲ +12.2% vs 03-2026 05-2026: 0.1%▼ -7.3% vs 04-2026 06-2026: 0.1%▲ +3.9% vs 05-2026 07-2026: 0.1%▲ +26.4% vs 06-2026highest value 08-2026: < 0.1%▼ -34.3% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Size: total assets €341,292 lowers the probability for this profile
  • Figures for FY 2025 (filed 15-07-2026) lowers the probability
  • Equity €255,584 (74.9% of total assets) lowers the probability
Credit up to €24,000 at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.42 in 2024; short-term debt: 19.8% and cash: 5.1% of total assets), and 25.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 73%, liquidity 30%, profitability 38%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €341,292
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 15-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €255,584 (74.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
16 d early
2024
34 d early
2023
8 d early
2022
38 d early
2021
73 d early
2020
23 d early
2019
63 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Equity above €200,000Eq €220,571 ▲20.9%

Key points

  • Positive: Oldest company in Tinlot, Professional and technical services…in the Checked rankings #5 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €36,713 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€341,292
Profit
€36,713
Solvency
74.9%
Total assets▲ 0.4%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 15-07-2026Annual accounts filed
  2. 27-06-2025Annual accounts filed
  3. 31-12-2024Equity above €200,000
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
04-01-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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