COMAGRO
ActiveSummary
COMAGRO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €126,126 and a net result of €15,948. Equity is growing by ~21.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability69▼-14
Solvency30▼-31
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.48 against 0.92 in 2023; short-term debt: 65.2% and cash: 2.9% of total assets), and 95.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
43 d early
2024
37 d early
2023
30 d early
2022
35 d early
2021
27 d early
2020
61 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15,948▼ 52.3%
2023 · €33,461
Working capital
-€955,122▼ 6,372%
2023 · -€14,758
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€24,430▼ 30.1%€5,287▼ 78.4%€9,069▲ 71.5%€44,023▲ 385%€26,420▼ 40.0%
Net result€14,685within the sector's middle half▼ 29.7%€2,424within the sector's middle half▼ 83.5%€7,022within the sector's middle half▲ 190%€33,461within the sector's middle half▲ 376%€15,948within the sector's middle half▼ 52.3%
Equity€67,270within the sector's middle half▲ 27.9%€69,694within the sector's middle half▲ 3.6%€76,717below the sector's middle half▲ 10.1%€110,177below the sector's middle half▲ 43.6%€126,126below the sector's middle half▲ 14.5%
Total assets€511,327within the sector's middle half▲ 4.2%€375,996within the sector's middle half▼ 26.5%€304,187below the sector's middle half▼ 19.1%€303,406below the sector's middle half▼ 0.3%€2.8mwithin the sector's middle half▲ 820%
Debt€444,057▲ 1.4%€306,302▼ 31.0%€227,470▼ 25.7%€193,229▼ 15.1%€2.7m▲ 1,279%
Working capital-€18,087within the sector's middle half▲ 48.5%-€37,629within the sector's middle half▼ 108%-€41,795within the sector's middle half▼ 11.1%-€14,758within the sector's middle half▲ 64.7%-€955,122below the sector's middle half▼ 6,372%
Solvency13.2%within the sector's middle half▲ 2.4pp18.5%within the sector's middle half▲ 5.4pp25.2%within the sector's middle half▲ 6.7pp36.3%within the sector's middle half▲ 11.1pp4.5%below the sector's middle half▼ 31.8pp
Current ratio0.94within the sector's middle half▲ 0.080.85within the sector's middle half▼ 0.100.82within the sector's middle half▼ 0.030.92within the sector's middle half▲ 0.110.48below the sector's middle half▼ 0.45
Return on assets (ROA)2.9%within the sector's middle half▼ 1.4pp0.6%within the sector's middle half▼ 2.2pp2.3%within the sector's middle half▲ 1.7pp11.0%above the sector's middle half▲ 8.7pp0.6%within the sector's middle half▼ 10.5pp
Staff (FTE)1below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 40% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.8m
Fixed assets
€1.9m ▲ 1,442%
Current assets
€865,312 ▲ 385%
Equity and liabilities €2.8m
Equity
€126,126 ▲ 14.5%
Debt
€2.7m ▲ 1,279%
Debt's share of the balance-sheet total rises from 63.7% to 95.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€148,603▲
2023 · €124,920
Cash flow
€138,132▲
2023 · €114,358
Quick ratio
0.48▼
2023 · 0.92
Debt to equity
21.13▲
2023 · 1.75
ROE
12.6%▼
2023 · 30.4%
Interest coverage
14.19▼
2023 · 135.06
Debt ≤ 1 year
€1.8m▲
2023 · €193,229
Debt > 1 year
€844,730
Staff costs
€30,356
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,251 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.6%
went bankrupt
2.7%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €30,356 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €64,362 | €68,546 | €76,692 | €80,897 | €122,183 | ▲ 51.0% |
| Other operating charges640/8 | - | €478 | €781 | €384 | €1,581 | ▲ 311% |
| Gross operating margin9900 | €89,140 | €74,310 | €86,542 | €125,304 | €180,540 | ▲ 44.1% |
| Operating profit (loss)9901 | €24,430 | €5,287 | €9,069 | €44,023 | €26,420 | ▼ 40.0% |
| Financial income75/76B | - | €448 | €0 | €0 | - | - |
| Recurring financial income75 | - | €448 | €0 | €0 | - | - |
| Financial charges65/66B | - | €2,380 | €1,688 | €925 | €10,471 | ▲ 1,032% |
| Recurring financial charges65 | €4,400 | €2,380 | €1,688 | €925 | €10,471 | ▲ 1,032% |
| Profit (loss) for the period before taxes9903 | €20,031 | €3,354 | €7,381 | €43,098 | €15,948 | ▼ 63.0% |
| Income taxes67/77 | €5,346 | €930 | €359 | €9,638 | - | - |
| Profit (loss) for the period9904 | €14,685 | €2,424 | €7,022 | €33,461 | €15,948 | ▼ 52.3% |
| Profit (loss) for the period to be appropriated9905 | €14,685 | €2,424 | €7,022 | €33,461 | €15,948 | ▼ 52.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €511,327 | €375,996 | €304,187 | €303,406 | €2.8m | ▲ 820% |
| Fixed assets21/28 | €209,357 | €169,324 | €118,512 | €124,935 | €1.9m | ▲ 1,442% |
| Tangible fixed assets22/27 | €209,357 | €169,324 | €118,512 | €124,935 | €1.9m | ▲ 1,442% |
| Plant, machinery and equipment23 | - | €169,324 | €118,512 | €124,935 | €752,445 | ▲ 502% |
| Leasing and similar rights25 | - | - | - | - | €1.2m | - |
| Current assets29/58 | €301,970 | €206,672 | €185,675 | €178,472 | €865,312 | ▲ 385% |
| Stocks and contracts in progress3 | €68,609 | €28,286 | €8,835 | €599 | €176 | ▼ 70.6% |
| Stocks30/36 | - | €28,286 | €8,835 | €599 | €176 | ▼ 70.6% |
| Amounts receivable within one year40/41 | €113,888 | €139,247 | €135,268 | €104,875 | €779,985 | ▲ 644% |
| Trade receivables40 | - | €108,937 | €111,535 | €74,662 | €778,661 | ▲ 943% |
| Other amounts receivable41 | - | €30,310 | €23,733 | €30,213 | €1,324 | ▼ 95.6% |
| Cash at bank and in hand54/58 | €116,950 | €39,139 | €41,572 | €66,336 | €81,358 | ▲ 22.6% |
| Deferred charges and accrued income490/1 | - | - | - | €6,661 | €3,793 | ▼ 43.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €511,327 | €375,996 | €304,187 | €303,406 | €2.8m | ▲ 820% |
| Equity10/15 | €67,270 | €69,694 | €76,717 | €110,177 | €126,126 | ▲ 14.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €20,460 | €20,460 | = |
| Capital10 | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Outside capital11 | - | - | - | €20,460 | €20,460 | = |
| Share premium1100/10 | - | - | - | €20,460 | €20,460 | = |
| Reserves13 | €11,860 | €41,860 | €41,860 | €80,000 | €100,000 | ▲ 25.0% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Legal reserve130 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €40,000 | €40,000 | €80,000 | €100,000 | ▲ 25.0% |
| Profit (loss) carried forward14 | €36,810 | €9,234 | €16,257 | €9,717 | €5,666 | ▼ 41.7% |
| Amounts payable17/49 | €444,057 | €306,302 | €227,470 | €193,229 | €2.7m | ▲ 1,279% |
| Amounts payable after more than one year17 | €124,000 | €62,000 | - | - | €844,730 | - |
| Financial debts170/4 | - | €62,000 | - | - | €844,730 | - |
| Amounts payable within one year42/48 | €320,057 | €244,302 | €227,470 | €193,229 | €1.8m | ▲ 842% |
| Current portion of amounts payable after more than one year42 | - | €62,000 | €62,000 | - | €231,592 | - |
| Trade debts44 | €252,711 | €101,303 | €124,828 | €40,992 | €671,328 | ▲ 1,538% |
| Suppliers440/4 | - | €101,303 | €124,828 | €40,992 | €671,328 | ▲ 1,538% |
| Taxes, remuneration and social security45 | - | €3,401 | €359 | €9,638 | €6,421 | ▼ 33.4% |
| Taxes450/3 | - | €3,401 | €359 | €9,638 | €1,112 | ▼ 88.5% |
| Remuneration and social security454/9 | - | - | - | - | €5,309 | - |
| Other amounts payable47/48 | - | €77,598 | €40,284 | €142,600 | €911,092 | ▲ 539% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,685 | €2,424 | €7,022 | €33,461 | €15,948 | ▼ 52.3% |
| + Depreciation and write-downs630 | €64,362 | €68,546 | €76,692 | €80,897 | €122,183 | ▲ 51.0% |
| Operating cash flow (approximation) | €79,047 | €70,970 | €83,714 | €114,358 | €138,132 | ▲ 20.8% |
| Investment in fixed assets (approximation) | - | -€28,512 | -€25,880 | -€87,320 | -€1.9m | ▼ 2,103% |
| Change in cash | - | -€77,811 | €2,433 | €24,764 | €15,022 | ▼ 39.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €33,461 ▲376%
Operating result €44,023, net result €33,461, both a record.
31-12
Financial
Equity above €100,000Eq €110,177 ▲43.6%
6 profitable years in a row build equity to €110,177.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €2,424 ▼83.5%
Net result drops to €2,424, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Amay · 1 establishment unit since 2016
Ground area
1.3 ha
Building footprint
199 m²
Volume, LiDAR
2,152 m³
Parcel 61003A3121/00A000, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint Lambert(AMA) 1, 4540 Amay
since 20162.259.960.438
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61003A3121/00A000 | Wallonia | 1.3 ha | 1 · 199 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAmay2.259.960.438
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Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 1,129 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
01610Support activities for crop production
01620Support activities for animal production
46214Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0667816492
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.