COMACO SOLUTIONS
ActiveCOMACO SOLUTIONS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €302k and a net result of €-18k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 16% of 8072 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
22
/ 100
Critical▼ -31 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-54
Solvency36▲+5
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.69 against 1.44 in 2023), but 85.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14.7%
Return on assets
-0.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8072 sector peers (2024).
NBB · sector comparisonPosition among 8072 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 27-06-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
3 d early
2022
31 d early
2021
37 d early
2020
30 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€302k▼ 5.6%
2023 · €320k
2018: €136k
2019: €162k
2020: €231k
2021: €230k
2022: €285k
2023: €320k
2018 → 2024
Total assets
€2.05M▼ 2.7%
2023 · €2.11M
2018: €436k
2019: €448k
2020: €543k
2021: €527k
2022: €1.32M
2023: €2.11M
2018 → 2024
Net result
€-18k
2023 · €34k
2018: €4k
2019: €25k
2020: €70k
2021: €-1k
2022: €55k
2023: €34k
2018 → 2024
Working capital
€652k▲ 27.9%
2023 · €510k
2018: €-98k
2019: €-93k
2020: €29k
2021: €25k
2022: €389k
2023: €510k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€231k-€230k▼ 0.6%€285k▲ 24.0%€320k▲ 12.1%€302k▼ 5.6%
Operating result€102k-€9k▼ 91.6%€97k▲ 1,035%€97k▲ 0.1%€-9k
Net result€70k-€-1k€55k€34k▼ 37.6%€-18k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €9k after €97k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.05M
Fixed assets
€450k▲ 0.1%
Current assets
€1.60M▼ 3.5%
Equity and liabilities €2.05M
Equity
€302k▼ 5.6%
Debt
€1.75M▼ 2.2%
The debt ratio rises from 84.8% to 85.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€8k▼
2023 · €103k
Cash flow
€-1k▼
2023 · €40k
Solvency
14.7%▼
2023 · 15.2%
Current ratio
1.69▲
2023 · 1.44
Quick ratio
0.34▼
2023 · 0.48
Debt / equity
5.78▲
2023 · 5.58
ROE
-6.0%▼
2023 · 10.8%
ROA
-0.9%▼
2023 · 1.6%
Interest coverage
0.88▼
2023 · 2.08
Debt
€1.75M▼
2023 · €1.79M
Debt ≤ 1 year
€946k▼
2023 · €1.15M
Debt > 1 year
€799k▲
2023 · €612k
Income taxes
€250▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.11M€2.05M▼
Fixed assets21/28€449k€450k▲
Tangible fixed assets22/27€62k€62k▲
Furniture and vehicles24€62k€60k▼
Leasing and similar rights25-€3k
Financial fixed assets28€387k€387k=
Current assets29/58€1.66M€1.60M▼
Stocks and contracts in progress3€1.11M€1.28M▲
Stocks30/36€1.11M€1.28M▲
Amounts receivable within one year40/41€534k€315k▼
Trade receivables40€216k€27k▼
Other amounts receivable41€317k€288k▼
Cash at bank and in hand54/58€13k€5k▼
Deferred charges and accrued income490/1€0€1k▲
Equity and liabilities
Total equity and liabilities10/49€2.11M€2.05M▼
Equity10/15€320k€302k▼
Contributions10/11€12k€12k=
Reserves13€308k€289k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€308k€289k▼
Amounts payable17/49€1.79M€1.75M▼
Amounts payable after more than one year17€612k€799k▲
Financial debts170/4€135k€103k▼
Other amounts payable178/9€478k€696k▲
Amounts payable within one year42/48€1.15M€946k▼
Current portion of amounts payable after more than one year42€33k€34k▲
Financial debts43€800k€861k▲
Credit institutions430/8€800k€861k▲
Trade debts44€195k€23k▼
Suppliers440/4€195k€23k▼
Taxes, remuneration and social security45€279€8k▲
Taxes450/3€279€8k▲
Other amounts payable47/48€118k€20k▼
Accrued charges and deferred income492/3€27k€968▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€17k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€105k€12k▼
Operating profit (loss)9901€97k€-9k▼
Financial charges65/66B€50k€9k▼
Recurring financial charges65€50k€9k▼
Profit (loss) for the period before taxes9903€48k€-18k▼
Income taxes67/77€13k€250▼
Profit (loss) for the period9904€34k€-18k▼
Profit (loss) for the period to be appropriated9905€34k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€-18k▼
Transfer from equity791/2-€18k
Transfer to equity691/2€34k€0▼
To other reserves6921€34k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-11
Financial
Weakest financial yearnet €-18k ▼152%
Net result drops to €-18k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-11
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-11
Financial
Highest result since 2018net €70k ▲173%
Operating result €102k, net result €70k, both a record.
30-11
Financial
Liquidity triplescurrent ratio 1.23
Current ratio from 0.40 to 1.23; short-term debt falls from €154k to €126k.
30-11
Financial
Equity above €200kEq €231k ▲43%
3 profitable years in a row build equity to €231k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-11
Financial
Equity above €150kEq €162k ▲18.6%
2 profitable years in a row build equity to €162k.
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
16-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dumortierlaan 358300 Knokke-HeistGround area
1,596 m²
Building footprint
170 m²
Volume, LiDAR
2,438 m³
2 parcels, Flanders · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Dumortierlaan 69, 8300 Knokke-Heist
since 20002.115.947.607
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31334B0326/00A000 | Flanders | 1,212 m² | 1 · 170 m² | 19.3 m · 5 fl. |
| 31334B0958/00A000 | Flanders | 383 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FRAEST
BE 0842.724.023
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WEMAT
BE 0870.332.795
Wielsbeke · Eq €302k
Dullaert Investments
BE 0465.544.966
Sint-Niklaas · Eq €302k
K & T -INVEST
BE 0875.131.129
Genk · Eq €302k
E&K CONSULT
BE 0875.662.550
Kruisem · Eq €302k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 38,005 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2000
Fiscal year end30-11
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.