COMA.be
ActiveSummary
The computed 12-month bankruptcy probability of COMA.be is 3.0% (moderate). The 2024 annual accounts show negative equity (-€17,518) and a net result of -€281. Equity is shrinking by ~3.4% per year across the filed fiscal years. The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 6 accounts on average 66 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 6,639 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | -€236 | -€235 | -€237 | -€1,605 | -€244 | ▲ 84.8% |
| Operating profit (loss)9901 | -€236 | -€235 | -€237 | -€1,605 | -€244 | ▲ 84.8% |
| Financial charges65/66B | - | - | - | - | €38 | - |
| Recurring financial charges65 | - | - | - | - | €38 | - |
| Profit (loss) for the period before taxes9903 | -€236 | -€235 | -€237 | -€1,605 | -€281 | ▲ 82.5% |
| Profit (loss) for the period9904 | -€236 | -€235 | -€237 | -€1,605 | -€281 | ▲ 82.5% |
| Profit (loss) for the period to be appropriated9905 | -€236 | -€235 | -€237 | -€1,605 | -€281 | ▲ 82.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8 | €73 | €73 | €73 | €35 | ▼ 51.6% |
| Current assets29/58 | €8 | €73 | €73 | €73 | €35 | ▼ 51.6% |
| Cash at bank and in hand54/58 | €8 | €73 | €73 | €73 | €35 | ▼ 51.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8 | €73 | €73 | €73 | €35 | ▼ 51.6% |
| Equity10/15 | -€15,160 | -€15,395 | -€15,632 | -€17,236 | -€17,518 | ▼ 1.6% |
| Contributions10/11 | - | €27,814 | €27,814 | €27,815 | €27,815 | = |
| Profit (loss) carried forward14 | -€42,974 | -€43,209 | -€43,446 | -€45,051 | -€45,333 | ▼ 0.6% |
| Amounts payable17/49 | €15,168 | €15,468 | €15,705 | €17,309 | €17,553 | ▲ 1.4% |
| Amounts payable within one year42/48 | €15,168 | €15,468 | €15,705 | €17,309 | €17,553 | ▲ 1.4% |
| Trade debts44 | €2,421 | €2,239 | €2,239 | €3,661 | €2,239 | ▼ 38.8% |
| Suppliers440/4 | - | €2,239 | €2,239 | €3,661 | €2,239 | ▼ 38.8% |
| Other amounts payable47/48 | - | €13,229 | €13,466 | €13,648 | €15,314 | ▲ 12.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€236 | -€235 | -€237 | -€1,605 | -€281 | ▲ 82.5% |
| Operating cash flow (approximation) | -€236 | -€235 | -€237 | -€1,605 | -€281 | ▲ 82.5% |
| Change in cash | - | €65 | €0 | €0 | -€38 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63076D0355/00N000 | Wallonia | 488 m² | - | - |
| 63072G0175/00B000 ProtectedMonument |
Wallonia | 348 m² | 1 · 150 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.