Equity
€46,487 ▲ 627%
Com.Solutions S.P.R.L. has made a profit without a break since 2019.
Com.Solutions S.P.R.L.
Lifetime
17 annual accounts with figures on one time axisGross marginpeak €60,466 (2025)
€60,466▲ 137%
Resultlowest -€15,616 (2011)
€40,091▲ 122%
Equitypeak €46,487 (2025)
€46,487▲ 627%
Debts
€50,684▲ 30.7%
Board1 name since 2019
1 directorNEUMAN-OVA MAX
Documentsfilings and deeds
13-08-202613 days late
2025micro format
Turnover from €56,968 to €89,069Gross margin from €25,563 to €60,466Result from €18,032 to €40,091Equity from €6,395 to €46,487Debts from €38,764 to €50,684
Key points
from the 2025 annual accountsPayment terms
251 days to suppliers
Com.Solutions S.P.R.L. pays its suppliers 31 days later than in 2024. Customers pay 190 days earlier.
Liquidity
1.97 was 1.20 in 2024
Short-term debts rose from €37,514 to €49,284.
Filings
17 annual accounts since 2009
Four of the last ten came late. The 2024 accounts came latest: 27 days after the end of the period.
At the same address
24 companies
Position in the sector
€40,091
Higher net result than 82% of companies in education. Sector median €7,312 · 2,608 companies.
Checked score
96
Excellent
Financially stronger than 65% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,823 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025highest value
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: turnover €89,069, total assets €97,170
lowers risk
Sector: Education (NACE 85)
Liquidity: current ratio 1.97, cash €12,877
Equity €46,487 (47.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 52% of them on solvency, 22% on liquidity, 90% on profitability and 95% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as Com.Solutions S.P.R.L. has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Com.Solutions S.P.R.L. itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Com.Solutions S.P.R.L.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.97 (1.2 in 2024), above the usual 1.5. Short-term debt is 50.7% and cash 13.3% of total assets. However, 52.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €46,487
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
13 days late
2024
27 days late
2023
20 days early
2022
12 days early
2021
30 days early
2020
25 days early
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0897960078
Incorporation
published on 20-05-2008 · Gazette deed
First establishment
COM.SOLUTIONS, Negen Provincieslaan 3, Ganshoren
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Com.Solutions S.P.R.L. Ganshoren | €97,170 | €60,466 | 47.8% | - |
| FOOD FOR FOODIES Antwerp | €111,230 | €48,503 | 61.4% | - |
| SABINEBAER.COM Uccle | €113,992 | €45,498 | 78.4% | - |
| TO Consulting Ixelles | €131,375 | €63,523 | 67.3% | - |
| RESULTACT Brussels | €149,208 | €39,632 | 17.9% | - |
| CABINET MEDICAL DELBROUCK ET POOT Charleroi | €127,355 | €51,546 | 97.3% | - |
| Z-Groep Turnhout | €75,401 | €63,950 | 76.0% | - |
These companies have the same main activity as Com.Solutions S.P.R.L.: other education (NACE 85599). They are comparable in size and age: total assets between €75,400 and €149,000, founded between 2005 and 2012.
Official details
Source: KBO- Status
- Active since 16-05-2008Normal situation
- Registered office
- 26 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 5 November 2026.
- Activity
- Other educationNACE 85599and 5 others
- Establishment unit
- 2.170.840.3031083 Ganshoren, since 16-05-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 04-06-2025
Insights on Com.Solutions S.P.R.L.
Com.Solutions S.P.R.L. files the micro format. That format states no turnover. The gross margin rose from €16,337 in 2009 to €60,466 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Com.Solutions S.P.R.L.
- What is the company number of Com.Solutions S.P.R.L.?
- The company number of Com.Solutions S.P.R.L. is 0897.960.078. The VAT number is the same number with BE in front: BE 0897.960.078.
- Where is Com.Solutions S.P.R.L. based?
- The registered office is at Negen Provincieslaan 3, 1083 Ganshoren.Company details
- What does Com.Solutions S.P.R.L. do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of Com.Solutions S.P.R.L.?
- Com.Solutions S.P.R.L. is a private limited company (pre-2019) (BVBA).
- When was Com.Solutions S.P.R.L. founded?
- Com.Solutions S.P.R.L. was founded on 16-05-2008.
- Is Com.Solutions S.P.R.L. still active?
- Yes, Com.Solutions S.P.R.L. is an active enterprise in the KBO register.
- What is the turnover of Com.Solutions S.P.R.L.?
- The turnover of Com.Solutions S.P.R.L. was €89,069 in financial year 2025, according to the filed annual accounts.Financials
- Is Com.Solutions S.P.R.L. profitable?
- In financial year 2025, Com.Solutions S.P.R.L. made a profit of €40,091.
- Where can I find the annual accounts of Com.Solutions S.P.R.L.?
- Com.Solutions S.P.R.L. filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Com.Solutions S.P.R.L. due?
- Com.Solutions S.P.R.L. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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