COLVERT & SONS

Active

Private limited companyfounded 20205 yrs activeJan Blockxstraat 9, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0760.656.083

COLVERT & SONS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €40k. Equity is growing by ~226.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 9088 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

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Checked score

Score 2025

27 / 100

Weak▼ -36 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency5▼-31

Growth78=

Stability94

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days only on tighter terms

Liquidity short (current ratio 0.65), and 98.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

1.8%

Return on assets

1.5%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9088 sector peers (2025).

NBB · sector comparison

Position among 9088 sector peers

Solvency

better than 19%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

4 d early

2024

14 d early

2023

28 d early

2022

28 d late

2021

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€40k▼ 56.9%

2024 · €94k

2021: €-4k 2022: €6k 2023: €7k 2024: €94k

2021 → 2025

Working capital

€-29k

2024 · €52k

2021: €-1k 2022: €5k 2023: €-15k 2024: €52k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€891-€7k▲ 694%€15k▲ 105%€108k▲ 647%€49k▼ 54.9%

Operating result€-4k-€8k€11k▲ 45.2%€-11k€-8k▲ 24.3%

Net result€-4k-€6k€7k▲ 20.3%€94k▲ 1,163%€40k▼ 56.9%

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €8k in 2025 against €11k in 2024; the loss shrinks.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €2.78M

98.1%

Fixed assets €2.73M=

Current assets €54k▲ 1.9%

Equity and liabilities €2.78M

98.2%

Equity €49k▼ 54.9%

Debt €2.73M▲ 2.2%

The debt ratio rises from 96.1% to 98.2%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-7k▲

2024 · €-10k

Cash flow

€41k▼

2024 · €95k

Solvency

1.8%▼

2024 · 3.9%

Current ratio

0.65

Quick ratio

0.65

Debt / equity

55.94▲

2024 · 24.67

ROE

82.8%▼

2024 · 86.6%

ROA

1.5%▼

2024 · 3.4%

Interest coverage

-4.58▲

2024 · -9.32

Debt

€2.73M▲

2024 · €2.67M

Debt ≤ 1 year

€82k▲

2024 · €212

Debt > 1 year

€2.65M▼

2024 · €2.67M

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€2.78M€2.78M=

Fixed assets21/28€2.73M€2.73M=

Tangible fixed assets22/27€765€0▼

Plant, machinery and equipment23€765€0▼

Financial fixed assets28€2.73M€2.73M=

Current assets29/58€53k€54k▲

Amounts receivable within one year40/41€34k€25k▼

Trade receivables40€0-

Other amounts receivable41€34k€25k▼

Cash at bank and in hand54/58€19k€29k▲

Deferred charges and accrued income490/1€196€175▼

Equity and liabilities

Total equity and liabilities10/49€2.78M€2.78M=

Equity10/15€108k€49k▼

Contributions10/11€5k€5k=

Reserves13-€44k

Distributable reserves133-€44k

Profit (loss) carried forward14€103k€0▼

Amounts payable17/49€2.67M€2.73M▲

Amounts payable after more than one year17€2.67M€2.65M▼

Other amounts payable178/9€2.67M€2.65M▼

Amounts payable within one year42/48€212€82k▲

Trade debts44€212€143▼

Suppliers440/4€212€143▼

Taxes, remuneration and social security45€0-

Taxes450/3€0-

Other amounts payable47/48€0€82k▲

Income statement Code20242025

Non-recurring operating income76A-€12k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€771€765▼

Other operating charges640/8€1k€1k▲

Gross operating margin9900€-8k€-6k▲

Operating profit (loss)9901€-11k€-8k▲

Financial income75/76B€105k€50k▼

Recurring financial income75€105k€50k▼

Financial charges65/66B€1k€2k▲

Recurring financial charges65€1k€2k▲

Profit (loss) for the period before taxes9903€94k€40k▼

Income taxes67/77€0-

Profit (loss) for the period9904€94k€40k▼

Profit (loss) for the period to be appropriated9905€94k€40k▼

Appropriation of the result

Profit (loss) to be appropriated9906€103k€40k▼

Profit (loss) brought forward from the previous period14P€10k€0▼

Transfer from equity791/2-€100k

Transfer to equity691/2-€40k

To other reserves6921-€40k

Profit to be distributed694/7-€100k

Return on contributions (dividend)694-€100k

Social balance

Average headcount (FTE)90870.00.0=

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 10Financial 5Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

27-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

17-07

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

31-12

Financial Highest result since 2021net €94k ▲1163%

Net result €94k, the highest in the series.

31-12

Financial Liquidity times 355current ratio 248.06

Current ratio from 0.70 to 248.06; short-term debt falls from €49k to €212.

31-12

Financial Equity above €100kEq €108k ▲647%

3 profitable years in a row build equity to €108k.

03-07

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

28-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 28 days late

2022

31-12

Financial Back to profitnet €6k

Net result €6k after one loss-making year.

31-12

Financial Liquidity doublescurrent ratio 1.30

Current ratio from 0.60 to 1.30.

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schaarbeek · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jan Blockxstraat 91030 Schaarbeek

Ground area

114 m²

Building footprint

76 m²

Volume, LiDAR

891 m³

Parcel 21902A0423/00N006, Brussels · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

COLVERT & SONS

Jan Blockxstraat 9, 1030 SchaarbeekHoldings

since 20202.319.388.180

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21902A0423/00N006	Brussels	114 m²	1 · 76 m²	16.1 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

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DSV Real Estate Ghent

Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 3,056 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded29-12-2020

Fiscal year end31-12

Activities, NACEBEL

64200Holdings

68203Renting and operating of own or leased non-residential real estate, excluding land

64210Activities of holding companies

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.