COLUMNI
ActiveCOLUMNI has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €29k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+9
Solvency78▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.72 against 0.12 in 2024; short-term debt: 15.7% and cash: 7.9% of total assets), and 46.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.1%
Return on assets
7.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
on the day
2023
12 d late
2022
17 d late
2021
3 d late
2020
1 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€209k▲ 16.2%
2024 · €179k
2018: €150k
2019: €160k
2020: €167k
2021: €165k
2022: €164k
2023: €178k
2024: €179k
2018 → 2025
Total assets
€393k▲ 3.7%
2024 · €379k
2018: €169k
2019: €177k
2020: €351k
2021: €327k
2022: €320k
2023: €356k
2024: €379k
2018 → 2025
Net result
€29k▲ 1,804%
2024 · €2k
2018: €12k
2019: €10k
2020: €7k
2021: €-2k
2022: €-729
2023: €14k
2024: €2k
2018 → 2025
Working capital
€-18k▲ 71.3%
2024 · €-61k
2018: €41k
2019: €45k
2020: €46k
2021: €-2k
2022: €-37k
2023: €-40k
2024: €-61k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€165k-€164k▼ 0.4%€178k▲ 8.3%€179k▲ 0.9%€209k▲ 16.2%
Operating result€-212-€2k€25k▲ 983%€7k▼ 73.0%€48k▲ 618%
Net result€-2k-€-729▲ 66.9%€14k€2k▼ 88.8%€29k▲ 1,804%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 618% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€349k▼ 5.9%
Current assets
€44k▲ 427%
Equity and liabilities €393k
Equity
€209k▲ 16.2%
Debt
€184k▼ 7.5%
The debt ratio falls from 52.6% to 46.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€73k▲
2024 · €37k
Cash flow
€54k▲
2024 · €32k
Solvency
53.1%▲
2024 · 47.4%
Current ratio
0.72▲
2024 · 0.12
Quick ratio
0.72▲
2024 · 0.12
Debt / equity
0.88▼
2024 · 1.11
ROE
14.0%▲
2024 · 0.9%
ROA
7.4%▲
2024 · 0.4%
Interest coverage
12.73▲
2024 · 7.79
Debt
€184k▼
2024 · €199k
Debt ≤ 1 year
€62k▼
2024 · €69k
Debt > 1 year
€123k▼
2024 · €130k
Income taxes
€14k▲
2024 · €426
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€379k€393k▲
Fixed assets21/28€370k€349k▼
Tangible fixed assets22/27€370k€349k▼
Land and buildings22€362k€341k▼
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€4k€3k▼
Current assets29/58€8k€44k▲
Amounts receivable within one year40/41€6k€12k▲
Trade receivables40€6k€12k▲
Cash at bank and in hand54/58€969€31k▲
Deferred charges and accrued income490/1€982€987▲
Equity and liabilities
Total equity and liabilities10/49€379k€393k▲
Equity10/15€179k€209k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€117k€146k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€111k€140k▲
Amounts payable17/49€199k€184k▼
Amounts payable after more than one year17€130k€123k▼
Financial debts170/4€130k€123k▼
Amounts payable within one year42/48€69k€62k▼
Current portion of amounts payable after more than one year42€19k€39k▲
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Other amounts payable47/48€36k€12k▼
Income statement
Code20242025
Non-recurring operating income76A-€25k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€24k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€40k€76k▲
Operating profit (loss)9901€7k€48k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€2k€43k▲
Income taxes67/77€426€14k▲
Profit (loss) for the period9904€2k€29k▲
Profit (loss) for the period to be appropriated9905€2k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€29k▲
Transfer to equity691/2€2k€29k▲
To other reserves6921€2k€29k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
31-12
Financial
Highest result since 2018net €29k ▲1804%
Operating result €48k, net result €29k, both a record.
31-12
Financial
Equity above €200kEq €209k ▲16.2%
3 profitable years in a row build equity to €209k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Weakest financial yearnet €-2k ▼130%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dr. Vanderhoeydonckstraat 23560 LummenGround area
2,023 m²
Building footprint
326 m²
Parcel 71037C1915/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
COLUMNI NV
since 19922.058.009.012
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71037C1915/00E000 | Flanders | 2,023 m² | 1 · 326 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MINTHEN
BE 0717.922.338
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BOLWOL
BE 0764.997.131
Sint-Lambrechts-Woluwe · Eq €208k
YUNIDI INVEST
BE 0702.969.193
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ROLAND
BE 0424.801.404
Hoeilaart · Eq €209k
FILATURE RETAIL
BE 0568.825.717
Ieper · Eq €209k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,828 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-11-1991
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.