COLPHEN & PARTNERS
ActiveCOLPHEN & PARTNERS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €332k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 15% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.07 in 2024; short-term debt: 88.9% and cash: 84.4% of total assets), and 92% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8%
Return on assets
88.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
51 d early
2023
37 d early
2022
55 d early
2021
52 d early
2020
47 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 0.4%
2024 · €30k
2018: €149k
2019: €29k
2020: €30k
2021: €30k
2022: €30k
2023: €30k
2024: €30k
2018 → 2025
Total assets
€373k▼ 15.0%
2024 · €439k
2018: €316k
2019: €240k
2020: €448k
2021: €496k
2022: €543k
2023: €550k
2024: €439k
2018 → 2025
Net result
€332k▼ 18.9%
2024 · €409k
2018: €123k
2019: €199k
2020: €406k
2021: €458k
2022: €494k
2023: €512k
2024: €409k
2018 → 2025
Working capital
€42k▲ 39.1%
2024 · €30k
2018: €149k
2019: €29k
2020: €30k
2021: €30k
2022: €30k
2023: €30k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€30k=€30k▲ 0.1%€30k▲ 0.2%€30k▲ 0.4%
Operating result€458k-€494k▲ 7.9%€512k▲ 3.6%€409k▼ 20.1%€332k▼ 18.9%
Net result€458k-€494k▲ 7.8%€512k▲ 3.7%€409k▼ 20.1%€332k▼ 18.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €373k
Equity
€30k▲ 0.4%
Debt
€343k▼ 16.1%
The debt ratio falls from 93.2% to 92.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
8.0%▲
2024 · 6.8%
Current ratio
1.13▲
2024 · 1.07
Quick ratio
1.13▲
2024 · 1.07
Debt / equity
11.43▼
2024 · 13.68
ROA
88.9%▼
2024 · 93.2%
Debt
€343k▼
2024 · €409k
Debt ≤ 1 year
€332k▼
2024 · €409k
Income taxes
€55▼
2024 · €103
A ratio outside any meaningful range has been withheld (balance sheet total €373k, equity €30k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€439k€373k▼
Current assets29/58€439k€373k▼
Amounts receivable within one year40/41€182€58k▲
Trade receivables40-€57k
Other amounts receivable41€182€262▲
Cash at bank and in hand54/58€418k€315k▼
Deferred charges and accrued income490/1€21k€477▼
Equity and liabilities
Total equity and liabilities10/49€439k€373k▼
Equity10/15€30k€30k▲
Contributions10/11€20k€20k=
Reserves13€10k€10k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€8k€10k▲
Amounts payable17/49€409k€343k▼
Amounts payable within one year42/48€409k€332k▼
Trade debts44€41€72▲
Suppliers440/4€41€72▲
Taxes, remuneration and social security45€103€55▼
Taxes450/3€103€55▼
Other amounts payable47/48€409k€332k▼
Accrued charges and deferred income492/3-€12k
Income statement
Code20242025
Other operating charges640/8€580€520▼
Gross operating margin9900€410k€332k▼
Operating profit (loss)9901€409k€332k▼
Financial charges65/66B€202€74▼
Recurring financial charges65€202€74▼
Profit (loss) for the period before taxes9903€409k€332k▼
Income taxes67/77€103€55▼
Profit (loss) for the period9904€409k€332k▼
Profit (loss) for the period to be appropriated9905€409k€332k▼
Appropriation of the result
Profit (loss) to be appropriated9906€409k€332k▼
Transfer from equity791/2-€2k
Transfer to equity691/2€59€2k▲
To other reserves6921€59€2k▲
Profit to be distributed694/7€409k€332k▼
Directors or managers695€409k€332k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €512k ▲3.7%
Operating result €512k, net result €512k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold III-lei 32650 EdegemGround area
503 m²
Building footprint
129 m²
Volume, LiDAR
783 m³
Parcel 11472B0127/00W005, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COLPHEN & PARTNERS
since 20152.239.403.960
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0127/00W005 | Flanders | 503 m² | 1 · 129 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 34,368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.