COLOWEB
ActiveCOLOWEB has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €21k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 27% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency54▼-20
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.88 against 1.48 in 2024; short-term debt: 71.2% and cash: 7% of total assets), and 71.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
40.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
81 d early
2024
69 d early
2023
44 d early
2022
35 d early
2021
52 d early
2020
54 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 60.4%
2024 · €37k
2019: €27k
2020: €36k
2021: €39k
2022: €36k
2023: €36k
2024: €37k
2019 → 2025
Total assets
€51k▼ 32.2%
2024 · €75k
2019: €52k
2020: €87k
2021: €69k
2022: €57k
2023: €64k
2024: €75k
2019 → 2025
Net result
€21k▲ 10.1%
2024 · €19k
2019: €27k
2020: €19k
2021: €4k
2022: €9k
2023: €11k
2024: €19k
2019 → 2025
Working capital
€-4k
2024 · €18k
2019: €23k
2020: €30k
2021: €30k
2022: €29k
2023: €12k
2024: €18k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€36k▼ 6.0%€36k▲ 0.1%€37k▲ 1.8%€15k▼ 60.4%
Operating result€5k-€20k▲ 293%€17k▼ 17.0%€26k▲ 54.2%€27k▲ 4.6%
Net result€4k-€9k▲ 135%€11k▲ 24.3%€19k▲ 63.3%€21k▲ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€19k▲ 1.7%
Current assets
€32k▼ 43.5%
Equity and liabilities €51k
Equity
€15k▼ 60.4%
Debt
€36k▼ 4.8%
The debt ratio rises from 50.8% to 71.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€34k▲
2024 · €32k
Cash flow
€27k▲
2024 · €25k
Solvency
28.8%▼
2024 · 49.2%
Current ratio
0.88▼
2024 · 1.48
Quick ratio
0.85▼
2024 · 1.45
Debt / equity
2.48▲
2024 · 1.03
ROE
139.9%▲
2024 · 50.4%
ROA
40.2%▲
2024 · 24.8%
Interest coverage
97.13▼
2024 · 209.56
Debt
€36k▼
2024 · €38k
Debt ≤ 1 year
€36k▼
2024 · €38k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€51k▼
Fixed assets21/28€19k€19k▲
Tangible fixed assets22/27€18k€19k▲
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€15k€14k▼
Financial fixed assets28€566€566=
Current assets29/58€56k€32k▼
Stocks and contracts in progress3€909€909=
Stocks30/36€909€909=
Amounts receivable within one year40/41€22k€17k▼
Trade receivables40€22k€16k▼
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€22k€4k▼
Deferred charges and accrued income490/1€12k€10k▼
Equity and liabilities
Total equity and liabilities10/49€75k€51k▼
Equity10/15€37k€15k▼
Contributions10/11€2k€2k=
Reserves13€34k€9k▼
Distributable reserves133€34k€9k▼
Profit (loss) carried forward14€687€3k▲
Amounts payable17/49€38k€36k▼
Amounts payable within one year42/48€38k€36k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€14k€14k▼
Taxes450/3€11k€11k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€22k€20k▼
Accrued charges and deferred income492/3€0€10▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€528€520▼
Gross operating margin9900€32k€34k▲
Operating profit (loss)9901€26k€27k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€152€346▲
Recurring financial charges65€152€346▲
Profit (loss) for the period before taxes9903€25k€26k▲
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€19k€21k▲
Profit (loss) for the period to be appropriated9905€19k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€21k▲
Profit (loss) brought forward from the previous period14P€28€687▲
Transfer from equity791/2-€25k
Profit to be distributed694/7€18k€43k▲
Return on contributions (dividend)694€18k€43k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €4k ▼79.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emiel Hertecantlaan(B) 169290 BerlareGround area
505 m²
Building footprint
186 m²
Volume, LiDAR
971 m³
Parcel 42003D0399/00H008, Flanders · tallest building 13.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Coloweb
since 20182.280.998.154
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003D0399/00H008 | Flanders | 505 m² | 1 · 186 m² | 12.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CLB MANAGEMENT
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CARBON HYDRA
BE 0790.631.954
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insideSCM Belux
BE 0824.127.044
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JVV CONSULTING
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Nijlen · Eq €15k
Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 11,581 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.