Colourconcept
ActiveSummary
The computed 12-month bankruptcy probability of Colourconcept is 2.8% (moderate). The annual accounts of Colourconcept for financial year 2025 show a net loss of 93% of the equity at the start of that year. The 2025 annual accounts show equity of €337 and a net result of -€4,219. Equity is growing by about 81% per year across the filed financial years. Its solvency ranks better than 10% of 34,789 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €337
- Loss
- -€4,219
Why 49raises riskFounded in 2023Sector: Specialised construction activities (NACE 43)Liquidity: current ratio 0.04, cash €335, halvedlowers riskSize: total assets €34,308Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 9% on solvency, 2% on liquidity, 25% on profitability and 4% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 35 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€4,219
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2023 to 2025, 3 financial years
The operating result turns negative in 2025: a loss of €3,966 after €7,670 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 757 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 86.8% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 757 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,713 | €10,598 | €12,970 | ▲ 22.4% |
| Other operating charges640/8 | €645 | €570 | €713 | ▲ 25.1% |
| Gross operating margin9900 | €4,933 | €18,837 | €9,716 | ▼ 48.4% |
| Operating profit (loss)9901 | -€426 | €7,670 | -€3,966 | - |
| Financial income75/76B | €5 | €91 | €135 | ▲ 48.7% |
| Recurring financial income75 | €5 | €91 | €135 | ▲ 48.7% |
| Financial charges65/66B | €218 | €230 | €388 | ▲ 69.2% |
| Recurring financial charges65 | €218 | €230 | €388 | ▲ 69.2% |
| Profit (loss) for the period before taxes9903 | -€639 | €7,532 | -€4,219 | - |
| Income taxes67/77 | - | €1,578 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | -€639 | €5,954 | -€4,219 | - |
| Profit (loss) for the period to be appropriated9905 | -€639 | €5,954 | -€4,219 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €46,936 | €44,840 | €34,308 | ▼ 23.5% |
| Formation expenses20 | €349 | €0 | - | - |
| Fixed assets21/28 | €35,544 | €32,114 | €33,096 | ▲ 3.1% |
| Intangible fixed assets21 | - | €5,455 | €13,919 | ▲ 155% |
| Tangible fixed assets22/27 | €35,544 | €26,659 | €19,177 | ▼ 28.1% |
| Plant, machinery and equipment23 | €5,520 | €3,234 | €2,352 | ▼ 27.3% |
| Furniture and vehicles24 | €30,025 | €23,425 | €16,825 | ▼ 28.2% |
| Current assets29/58 | €11,043 | €12,725 | €1,212 | ▼ 90.5% |
| Amounts receivable within one year40/41 | €542 | €3,378 | €42 | ▼ 98.7% |
| Trade receivables40 | €42 | €3,375 | €42 | ▼ 98.7% |
| Other amounts receivable41 | €499 | €3 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €9,504 | €8,607 | €335 | ▼ 96.1% |
| Deferred charges and accrued income490/1 | €997 | €741 | €835 | ▲ 12.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €46,936 | €44,840 | €34,308 | ▼ 23.5% |
| Equity10/15 | -€539 | €4,556 | €337 | ▼ 92.6% |
| Contributions10/11 | €100 | €100 | €100 | = |
| Reserves13 | - | €4,456 | €237 | ▼ 94.7% |
| Distributable reserves133 | - | €4,456 | €237 | ▼ 94.7% |
| Profit (loss) carried forward14 | -€639 | €0 | €0 | - |
| Amounts payable17/49 | €47,475 | €40,284 | €33,971 | ▼ 15.7% |
| Amounts payable within one year42/48 | €47,475 | €40,284 | €33,971 | ▼ 15.7% |
| Current portion of amounts payable after more than one year42 | €1,036 | €0 | - | - |
| Trade debts44 | €6,732 | €1,698 | €1,528 | ▼ 10.0% |
| Suppliers440/4 | €6,732 | €1,698 | €1,528 | ▼ 10.0% |
| Taxes, remuneration and social security45 | €3,532 | €11,101 | €8,155 | ▼ 26.5% |
| Taxes450/3 | €38 | €2,599 | €1,785 | ▼ 31.3% |
| Remuneration and social security454/9 | €3,494 | €8,501 | €6,370 | ▼ 25.1% |
| Other amounts payable47/48 | €36,176 | €27,486 | €24,288 | ▼ 11.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€639 | €5,954 | -€4,219 | - |
| + Depreciation and write-downs630 | €4,713 | €10,598 | €12,970 | ▲ 22.4% |
| Operating cash flow (approximation) | €4,074 | €16,552 | €8,751 | ▼ 47.1% |
| Investment in fixed assets (approximation) | - | -€7,168 | -€13,951 | ▼ 94.6% |
| Change in cash | - | -€897 | -€8,273 | ▼ 822% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 16-06-2026 | 2026-00190302 |
| 31-12-2024 | micro format | 01-07-2025 | 2025-00246507 |
| 31-12-2023 | micro format | 01-07-2024 | 2024-00197398 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| CAUWELIER Dimitri |
|
Owners and capital
Capital and shareholders
- CAUWELIER Dimitri 100 shares (100%) · €100 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 22-06-2023 Incorporation · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
22-06
Gazette deed
IncorporationAppointment: CAUWELIER Dimitri (director) · Founder · Founding capital7 facts ▸
- Incorporation, 19-06-2023
- Founder, CAUWELIER Dimitri
- Founding capital
- Registered office clause, “8870 Izegem, Manestraat 45” (deed in Dutch)
- Board rule, 1, “vergadering” (deed in Dutch)
- Director appointment, CAUWELIER Dimitri (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0802.908.194
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 36009B0614/00H000 | Flanders | 523 m² | 1 · 105 m² | 11.2 m · 2 |
How the parcels are linked
Articles of association
What the company does
- Name clauseThe name the company operates under according to its articles.
- Colourconcept
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Voor beslissingen inzake aan- en…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, bestuursorgaan” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Saturday of June at 14:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor