COLOSY
ActiveSummary
COLOSY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303k and a net result of €39k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-1
Solvency62▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.15 in 2024; short-term debt: 23.3% and cash: 0.4% of total assets), and 63.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.7%
Return on assets
4.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
28 d early
2023
21 d early
2022
40 d early
2021
29 d late
2020
16 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39k▼ 24.6%
2024 · €51k
2018: €-8k
2019: €79k▲ +1056% vs 2018highest in 8 years
2020: €56k▼ -28.8% vs 2019
2021: €-56k▼ -199% vs 2020lowest in 8 years
2022: €49k▲ +188% vs 2021
2023: €31k▼ -37.6% vs 2022
2024: €51k▲ +66.2% vs 2023
2025: €39k▼ -24.6% vs 2024
2018 → 2025
Working capital
€-187k▼ 141%
2024 · €-78k
2018: €-51k
2019: €15k▲ +130% vs 2018
2020: €71k▲ +371% vs 2019highest in 8 years
2021: €-145k▼ -303% vs 2020
2022: €-125k▲ +13.6% vs 2021
2023: €-113k▲ +9.8% vs 2022
2024: €-78k▲ +31.4% vs 2023
2025: €-187k▼ -141% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€261k-€310k▲ 18.9%€341k▲ 9.9%€392k▲ 15.0%€303k▼ 22.6%
2021: €261klowest in 5 years
2022: €310k▲ +18.9% vs 2021
2023: €341k▲ +9.9% vs 2022
2024: €392k▲ +15.0% vs 2023highest in 5 years
2025: €303k▼ -22.6% vs 2024
Operating result€-53k-€55k€49k▼ 12.2%€82k▲ 68.9%€63k▼ 23.1%
2021: €-53klowest in 5 years
2022: €55k▲ +204% vs 2021
2023: €49k▼ -12.2% vs 2022
2024: €82k▲ +68.9% vs 2023highest in 5 years
2025: €63k▼ -23.1% vs 2024
Net result€-56k-€49k€31k▼ 37.6%€51k▲ 66.2%€39k▼ 24.6%
2021: €-56klowest in 5 years
2022: €49k▲ +188% vs 2021
2023: €31k▼ -37.6% vs 2022
2024: €51k▲ +66.2% vs 2023highest in 5 years
2025: €39k▼ -24.6% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €826k
Fixed assets
€821k ▼ 1.4%
Current assets
€5k ▼ 62.5%
Equity and liabilities €826k
Equity
€303k ▼ 22.6%
Debt
€523k ▲ 15.1%
Debt's share of the balance-sheet total rises from 53.7% to 63.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€80k▼
2024 · €98k
Cash flow
€55k▼
2024 · €67k
Current ratio
0.03▼
2024 · 0.15
Debt to equity
1.72▲
2024 · 1.16
ROE
12.7%▼
2024 · 13.0%
ROA
4.7%▼
2024 · 6.0%
Interest coverage
12.42▼
2024 · 15.32
Debt ≤ 1 year
€192k▲
2024 · €91k
Debt > 1 year
€331k▼
2024 · €363k
Income taxes
€18k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €119k | €18k | €16k | €16k | €16k | ▲ 0.6% |
| Other operating charges640/8 | €4k | €578 | €4k | €5k | €5k | ▲ 2.1% |
| Gross operating margin9900 | €70k | €74k | €69k | €103k | €84k | ▼ 18.2% |
| Operating profit (loss)9901 | €-53k | €55k | €49k | €82k | €63k | ▼ 23.1% |
| Financial income75/76B | €17 | €0 | €4 | €0 | - | - |
| Recurring financial income75 | €17 | €0 | €4 | €0 | - | - |
| Financial charges65/66B | €3k | €6k | €7k | €6k | €6k | ▼ 0.3% |
| Recurring financial charges65 | €3k | €6k | €7k | €6k | €6k | ▼ 0.3% |
| Profit (loss) for the period before taxes9903 | €-56k | €49k | €42k | €76k | €57k | ▼ 25.0% |
| Income taxes67/77 | €0 | - | €11k | €25k | €18k | ▼ 26.0% |
| Profit (loss) for the period9904 | €-56k | €49k | €31k | €51k | €39k | ▼ 24.6% |
| Profit (loss) for the period to be appropriated9905 | €-56k | €49k | €31k | €51k | €39k | ▼ 24.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €927k | €881k | €851k | €846k | €826k | ▼ 2.4% |
| Fixed assets21/28 | €865k | €863k | €849k | €833k | €821k | ▼ 1.4% |
| Tangible fixed assets22/27 | €619k | €617k | €604k | €587k | €576k | ▼ 2.0% |
| Land and buildings22 | €619k | €617k | €604k | €587k | €576k | ▼ 2.0% |
| Financial fixed assets28 | €245k | €245k | €245k | €245k | €245k | = |
| Current assets29/58 | €62k | €18k | €2k | €13k | €5k | ▼ 62.5% |
| Amounts receivable within one year40/41 | €58k | €15k | €528 | €310 | €2k | ▲ 505% |
| Trade receivables40 | €58k | €14k | €218 | €0 | - | - |
| Other amounts receivable41 | €310 | €310 | €310 | €310 | €2k | ▲ 505% |
| Cash at bank and in hand54/58 | €4k | €3k | €1k | €2k | €3k | ▲ 41.5% |
| Deferred charges and accrued income490/1 | €0 | €781 | €0 | €11k | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €927k | €881k | €851k | €846k | €826k | ▼ 2.4% |
| Equity10/15 | €261k | €310k | €341k | €392k | €303k | ▼ 22.6% |
| Contributions10/11 | €190k | €190k | €190k | €190k | €190k | = |
| Reserves13 | €127k | €127k | €151k | €202k | €114k | ▼ 43.8% |
| Distributable reserves133 | €127k | €127k | €151k | €202k | €114k | ▼ 43.8% |
| Profit (loss) carried forward14 | €-56k | €-7k | €0 | - | €0 | - |
| Amounts payable17/49 | €666k | €571k | €510k | €454k | €523k | ▲ 15.1% |
| Amounts payable after more than one year17 | €458k | €427k | €395k | €363k | €331k | ▼ 8.9% |
| Financial debts170/4 | €458k | €427k | €395k | €363k | €331k | ▼ 8.9% |
| Amounts payable within one year42/48 | €207k | €144k | €115k | €91k | €192k | ▲ 111% |
| Current portion of amounts payable after more than one year42 | €31k | €32k | €32k | €35k | €32k | ▼ 6.8% |
| Trade debts44 | €30k | €2k | €1k | €1k | €1k | ▼ 13.8% |
| Suppliers440/4 | €30k | €2k | €1k | €1k | €1k | ▼ 13.8% |
| Taxes, remuneration and social security45 | €3k | €3k | €6k | €13k | €29k | ▲ 119% |
| Taxes450/3 | €3k | €3k | €6k | €13k | €29k | ▲ 119% |
| Other amounts payable47/48 | €142k | €107k | €76k | €42k | €130k | ▲ 212% |
| Accrued charges and deferred income492/3 | - | - | - | €323 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-56k | €49k | €31k | €51k | €39k | ▼ 24.6% |
| + Depreciation and write-downs630 | €119k | €18k | €16k | €16k | €16k | ▲ 0.6% |
| Operating cash flow (approximation) | €63k | €67k | €47k | €67k | €55k | ▼ 18.5% |
| Investment in fixed assets (approximation) | - | €-16k | €-3k | €0 | €-5k | - |
| Change in cash | - | €-708 | €-1k | €898 | €930 | ▲ 3.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-56k
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €79k
Net result €79k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 1.28
Current ratio from 0.20 to 1.28; short-term debt falls from €65k to €55k.
31-12
Financial
Equity above €200kEq €261k ▲43.6%
Equity rises from €182k to €261k.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2018
Ground area
4,973 m²
Building footprint
571 m²
Parcel 54006N0215/00G002, Wallonia. Linked by address, not a title deed.
1 establishment unit
COLOSY
since 20182.277.997.191
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54006N0215/00G002 | Wallonia | 4,973 m² | 1 · 571 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 38,094 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded25-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.