COLOSPIT
ActiveSummary
The computed 12-month bankruptcy probability of COLOSPIT is 2.2% (moderate). The 2024 annual accounts show equity of €62,855 and a net result of €3,029. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 6537 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability63▼-9
Solvency100=
Growth35=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 5.92 against 7.05 in 2023; short-term debt: 10.8% and cash: 19.5% of total assets), and 23.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.9%
Return on assets
3.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
64 d late
2022
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 63 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
€198,015▲ 23.7%
2023 · €160,021
EBIT margin
2.2%▼ 3.2pp
2023 · 5.4%
Net result
€3,029▼ 54.4%
2023 · €6,641
Working capital
€43,562▲ 10.9%
2023 · €39,288
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Turnover€327,280-€160,021▼ 51.1%€198,015▲ 23.7%
Operating result€59,387-€8,693▼ 85.4%€4,355▼ 49.9%
Net result€47,185-€6,641▼ 85.9%€3,029▼ 54.4%
EBIT margin18.1%-5.4%▼ 12.7pp2.2%▼ 3.2pp
Equity€53,185-€59,826▲ 12.5%€62,855▲ 5.1%
Total assets€110,807-€66,321▼ 40.1%€81,736▲ 23.2%
Debt€57,622-€6,496▼ 88.7%€18,881▲ 191%
Working capital€34,394-€39,288▲ 14.2%€43,562▲ 10.9%
Why a figure moved sharply
- 2023 Turnover -51% on 2022. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 50% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €81,389
Fixed assets
€28,968 ▲ 44.9%
Current assets
€52,421 ▲ 14.5%
Equity and liabilities €81,736
Equity
€62,855 ▲ 5.1%
Debt
€18,881 ▲ 191%
Debt's share of the balance-sheet total rises from 9.8% to 23.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10,931▼
2023 · €13,881
Cash flow
€9,605▼
2023 · €11,828
Current ratio
5.92▼
2023 · 7.05
Debt to equity
0.30▲
2023 · 0.11
ROE
4.8%▼
2023 · 11.1%
ROA
3.7%▼
2023 · 10.0%
Interest coverage
32.29▼
2023 · 57.08
Debt ≤ 1 year
€8,858▲
2023 · €6,496
Income taxes
€1,006▼
2023 · €1,809
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,548 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
1.8%
went bankrupt
3.1%
stopped otherwise
94%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Turnover70 | €327,280 | €160,021 | €198,015 | ▲ 23.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,143 | €5,187 | €6,576 | ▲ 26.8% |
| Other operating charges640/8 | €810 | €533 | €692 | ▲ 30.0% |
| Gross operating margin9900 | €62,340 | €14,413 | €11,623 | ▼ 19.4% |
| Operating profit (loss)9901 | €59,387 | €8,693 | €4,355 | ▼ 49.9% |
| Financial income75/76B | €0 | €0 | €18 | ▲ 182,100% |
| Recurring financial income75 | €0 | €0 | €18 | ▲ 182,100% |
| Financial charges65/66B | €168 | €243 | €339 | ▲ 39.2% |
| Recurring financial charges65 | €168 | €243 | €339 | ▲ 39.2% |
| Profit (loss) for the period before taxes9903 | €59,219 | €8,450 | €4,035 | ▼ 52.3% |
| Income taxes67/77 | €12,034 | €1,809 | €1,006 | ▼ 44.4% |
| Profit (loss) for the period9904 | €47,185 | €6,641 | €3,029 | ▼ 54.4% |
| Profit (loss) for the period to be appropriated9905 | €47,185 | €6,641 | €3,029 | ▼ 54.4% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €110,807 | €66,321 | €81,736 | ▲ 23.2% |
| Formation expenses20 | €736 | €542 | €348 | ▼ 35.9% |
| Fixed assets21/28 | €18,055 | €19,996 | €28,968 | ▲ 44.9% |
| Intangible fixed assets21 | - | €1,230 | €1,339 | ▲ 8.9% |
| Tangible fixed assets22/27 | €16,555 | €17,266 | €27,629 | ▲ 60.0% |
| Plant, machinery and equipment23 | €1,037 | €816 | €12,790 | ▲ 1,468% |
| Furniture and vehicles24 | €15,518 | €16,450 | €14,840 | ▼ 9.8% |
| Financial fixed assets28 | €1,500 | €1,500 | - | - |
| Current assets29/58 | €92,016 | €45,784 | €52,421 | ▲ 14.5% |
| Amounts receivable within one year40/41 | €18,012 | €21,094 | €32,540 | ▲ 54.3% |
| Trade receivables40 | €6,850 | €6,300 | €31,124 | ▲ 394% |
| Other amounts receivable41 | €11,162 | €14,794 | €1,415 | ▼ 90.4% |
| Cash at bank and in hand54/58 | €74,003 | €24,690 | €15,932 | ▼ 35.5% |
| Deferred charges and accrued income490/1 | - | - | €3,949 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €110,807 | €66,321 | €81,736 | ▲ 23.2% |
| Equity10/15 | €53,185 | €59,826 | €62,855 | ▲ 5.1% |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | = |
| Profit (loss) carried forward14 | €47,185 | €53,826 | €56,855 | ▲ 5.6% |
| Amounts payable17/49 | €57,622 | €6,496 | €18,881 | ▲ 191% |
| Amounts payable within one year42/48 | €57,622 | €6,496 | €8,858 | ▲ 36.4% |
| Trade debts44 | €4,483 | €4,617 | €3,314 | ▼ 28.2% |
| Suppliers440/4 | €4,483 | €4,617 | €3,314 | ▼ 28.2% |
| Taxes, remuneration and social security45 | €33,139 | €1,809 | €5,506 | ▲ 204% |
| Taxes450/3 | €24,139 | €1,809 | €5,506 | ▲ 204% |
| Remuneration and social security454/9 | €9,000 | - | - | - |
| Other amounts payable47/48 | €20,000 | €69 | €39 | ▼ 43.6% |
| Accrued charges and deferred income492/3 | - | - | €10,023 | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €47,185 | €6,641 | €3,029 | ▼ 54.4% |
| + Depreciation and write-downs630 | €2,143 | €5,187 | €6,576 | ▲ 26.8% |
| Operating cash flow (approximation) | €49,328 | €11,828 | €9,605 | ▼ 18.8% |
| Investment in fixed assets (approximation) | - | -€7,128 | -€15,548 | ▼ 118% |
| Change in cash | - | -€49,313 | -€8,758 | ▲ 82.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 70 days late
2024
31-12
Financial
Weakest financial yearnet €3,029 ▼54.4%
Net result drops to €3,029, the lowest in the series.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 64 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 7.05
Current ratio from 1.60 to 7.05; short-term debt falls from €57,622 to €6,496.
24-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2021
Ground area
1,231 m²
Building footprint
879 m²
Volume, LiDAR
1,403 m³
2 parcels, Wallonia · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
COLOSPIT
since 20212.322.710.530
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62815C0052/00R000 | Wallonia | 1,026 m² | 1 · 796 m² | - |
| 62806C0657/00D003 | Wallonia | 205 m² | 1 · 83 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2025 · 1 entry · 1,575 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 1 | 1,575 EUR |
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Of 1,290 companies in sector 47690 we hold annual accounts for 425. 319 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47690Retail sale of other cultural and recreation goods
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74120Graphic design and visual communication
82990Other business support services
Contact
E-mail
bosley66@hotmail.com
Phone
+32493180391
E-invoicing
Reachable via Peppol
Peppol ID
0208:0774984468
Also
9925:BE0774984468
Registered
20-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.