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COLOSA

Active Private limited companyfounded 2024active for 2 yearsGrand'Place 35, 7500 TournaiKBO/BCE: BE 1015.741.339

Lifetime

2 annual accounts with figures on one time axis
peak €111,554 (2025)
€111,554▲ 23×
lowest -€2,451 (2024)
€32,395▲ €34,846
peak €32,944 (2025)
€32,944▲ 60×
€59,419▼ 6.0%
Board2 names since 2024
2 directorsCOSYNS Cyril Willy Jean and 1 other
Documentsfilings and deeds
08-10-202669 days late
2025micro format
Gross margin from €4,850 to €111,554Back to profit: €32,395Equity from €549 to €32,944Cash from €17,748 to €39,831

Key points

from the 2025 annual accounts

Turnover

≈ €300,000 estimated

The micro format states no turnover.

Liquidity

1.04 was 0.47 in 2024

Short-term debts fell from €63,189 to €58,166.

Position in the sector

€32,395

Higher net result than 81% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.

2025 accounts filed 69 days after the deadline

Checked score

52
Fair
Financially stronger than 80% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2025: 3.9% 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 3.9%● unchanged vs 12-2025 02-2026: 4.0%▲ +0.1 percentage points vs 01-2026 03-2026: 4.0%● unchanged vs 02-2026 04-2026: 4.2%▲ +0.2 percentage points vs 03-2026 05-2026: 4.2%● unchanged vs 04-2026 06-2026: 4.3%▲ +0.1 percentage points vs 05-2026 07-2026: 4.4%▲ +0.1 percentage points vs 06-2026 08-2026: 5.0%▲ +0.6 percentage points vs 07-2026 09-2026: 5.4%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 3.4%▼ -2.0 percentage points vs 09-2026lowest value 11-2026: 3.4%● unchanged vs 10-2026lowest value

Financial strength
Strong

61+35equity 35.7% of total assets
67+32short-term debt 63.0% · cash 43.1%
100+86return on assets 35.1%

Score breakdown

raises risk
Last filed accounts filed 69 days late; 2 of the last 3 accounts late
Founded in 2024
Sector: Food and beverage service activities (NACE 56)
lowers risk
Liquidity: current ratio 1.04, cash €39,831
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 55% of them on solvency, 71% on liquidity, 93% on profitability and 99% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as COLOSA has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of COLOSA itself is higher: 3.4% within 12 months. It rests on far more data about COLOSA than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for COLOSA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.04 (0.47 in 2024), below the usual 1.5. Short-term debt is 63% and cash 43.1% of total assets. 64.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.04, cash €39,831
NBB · annual accounts
raises risk · Last filed accounts filed 69 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · 2025 accounts filed 69 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-10-2026, 69 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
69 days late
2024
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 62 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

  • VANCRAYBECK Emmanuel 100 sharesdeed of 04-11-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1015741339
Incorporation Founding capital of €3,000, 100 shares · Founder: VANCRAYBECK Emmanuel (déclarant constituer) · Appointments: VANCRAYBECK Emmanuel (director) and COSYNS Cyril Willy Jean (director) · published on 04-11-2024 · Gazette deed
First establishment Le Kennedy, Grand'Place 35, Tournai
All 7 events

Comparable companies

same main activity, similar in size and age
Company
COLOSA Tournai €92,363 €111,554 35.7% -
Alfaparel Le Roeulx €101,518 €110,082 88.6% -
LAKSHMI Harelbeke €86,802 €123,210 47.1% -
MTC Seraing €104,453 €99,285 -21.7% -
TALJANOVIC Liège €99,881 €102,386 46.3% -
BAR GOOSE Herentals €86,811 €131,306 64.5% -
HKM Connect Geel €110,274 €114,518 26.3% 1.7

These companies have the same main activity as COLOSA: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €86,800 and €110,000, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 30-10-2024Normal situation
Activity
Cafés and barsNACE 56301
Establishment unit
2.365.779.0257500 Tournai, since 30-10-2024
Financial year end
31 December
Peppol
Reachable since 02-12-2025
Company details

Annual accounts 2025

€92,363▲ 44.9%
Filing
Filed on 08-10-2026
Financials

Insights on COLOSA

The computed 12-month bankruptcy probability of COLOSA is 3.4% (moderate). The 2025 annual accounts show equity of €32,944 and a net result of €32,395.

Its solvency ranks better than 55% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about COLOSA

What is the company number of COLOSA?
The company number of COLOSA is 1015.741.339. The VAT number is the same number with BE in front: BE 1015.741.339.
Where is COLOSA based?
The registered office is at Grand'Place 35, 7500 Tournai.Company details
What does COLOSA do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of COLOSA?
COLOSA is a private limited company (BV).
When was COLOSA founded?
COLOSA was founded on 30-10-2024.
Is COLOSA still active?
Yes, COLOSA is an active enterprise in the KBO register.
What is the turnover of COLOSA?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €111,554 and 32 comparable companies (NACE 56301). It probably lies between €260,000 and €380,000.Financials
Is COLOSA profitable?
In financial year 2025, COLOSA made a profit of €32,395.
Where can I find the annual accounts of COLOSA?
COLOSA filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COLOSA due?
COLOSA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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