COLORDECOR
ActiveSummary
COLORDECOR has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.50M and a net result of €-5k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 30% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+31
Solvency52▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.61 in 2024; short-term debt: 2.8% and cash: 2.7% of total assets), and 73% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
22 d early
2023
28 d late
2022
4 d early
2021
20 d early
2020
31 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k
2024 · €14k
2018: €-73k
2019: €-15k
2020: €-6k
2021: €16k
2022: €8k
2024: €14k
2018 → 2025
Working capital
€29k▼ 69.8%
2024 · €97k
2018: €82k
2019: €119k
2020: €1.30M
2021: €1.28M
2022: €33k
2024: €97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€1.25M-€1.26M▲ 1.3%€1.27M▲ 0.6%€1.50M▲ 18.1%€1.50M▼ 0.4%
Operating result€59k-€92k▲ 56.8%€92k▼ 0.5%€-9k€10k
Net result€-6k-€16k€8k▼ 50.0%€14k▲ 78.6%€-5k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.54M
Fixed assets
€5.35M ▲ 5.8%
Current assets
€184k ▼ 27.8%
Equity and liabilities €5.54M
Equity
€1.50M ▼ 0.4%
Debt
€4.04M ▲ 6.0%
Debt's share of the balance-sheet total rises from 71.7% to 73.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€162k▼
2024 · €170k
Cash flow
€147k▼
2024 · €193k
Current ratio
1.19▼
2024 · 1.61
Debt to equity
2.70▲
2024 · 2.54
ROE
-0.4%▼
2024 · 0.9%
ROA
-0.1%▼
2024 · 0.3%
Interest coverage
11.08▲
2024 · -4.41
Debt ≤ 1 year
€155k▼
2024 · €158k
Debt > 1 year
€3.88M▲
2024 · €3.59M
Income taxes
€1k▼
2024 · €16k
Staff costs
€124k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.31M€5.54M▲
Fixed assets21/28€5.06M€5.35M▲
Tangible fixed assets22/27€1.97M€2.27M▲
Land and buildings22€1.89M€2.16M▲
Plant, machinery and equipment23€1k€4k▲
Furniture and vehicles24€74k€94k▲
Other tangible fixed assets26€5k€5k=
Assets under construction and advance payments27-€12k
Financial fixed assets28€3.08M€3.08M=
Current assets29/58€255k€184k▼
Amounts receivable within one year40/41€195k€35k▼
Trade receivables40€175k€0▼
Other amounts receivable41€20k€35k▲
Cash at bank and in hand54/58€59k€148k▲
Deferred charges and accrued income490/1€730€841▲
Equity and liabilities
Total equity and liabilities10/49€5.31M€5.54M▲
Equity10/15€1.50M€1.50M▼
Contributions10/11€1.17M€1.17M=
Capital10€1.17M€1.17M=
Issued capital100€1.17M€1.17M=
Reserves13€331k€325k▼
Non-distributable reserves130/1€97k€97k=
Legal reserve130€97k€97k=
Distributable reserves133€234k€228k▼
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Major repairs and maintenance162€0-
Amounts payable17/49€3.81M€4.04M▲
Amounts payable after more than one year17€3.59M€3.88M▲
Financial debts170/4€466k€600k▲
Other amounts payable178/9€3.13M€3.28M▲
Amounts payable within one year42/48€158k€155k▼
Current portion of amounts payable after more than one year42€102k€111k▲
Trade debts44€14k€7k▼
Suppliers440/4€14k€7k▼
Taxes, remuneration and social security45€40k€37k▼
Taxes450/3€40k€20k▼
Remuneration and social security454/9€0€17k▲
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3€60k€4k▼
Income statement
Code20242025
Non-recurring operating income76A-€37k
Remuneration, social security and pensions62€97k€124k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€179k€152k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-2k€0▲
Other operating charges640/8€51k€52k▲
Gross operating margin9900€316k€338k▲
Operating profit (loss)9901€-9k€10k▲
Financial income75/76B€20€101▲
Recurring financial income75€20€101▲
Financial charges65/66B€-39k€15k▲
Recurring financial charges65€-39k€15k▲
Profit (loss) for the period before taxes9903€30k€-4k▼
Income taxes67/77€16k€1k▼
Profit (loss) for the period9904€14k€-5k▼
Profit (loss) for the period to be appropriated9905€14k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-5k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0€5k▲
Transfer to equity691/2€14k€0▼
To the legal reserve6920€14k€0▼
To other reserves6921€0-
Social balance
Average headcount (FTE)90872.01.8▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after 3 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 5current ratio 8.43
Current ratio from 1.75 to 8.43.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselse steenweg 1549300 AalstGround area
4,833 m²
Building footprint
3,142 m²
Parcel 41304G0198/00H002, Flanders. Linked by address, not a title deed.
1 establishment unit
Brusselse steenweg 154, 9300 Aalst
since 19832.023.486.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41304G0198/00H002 | Flanders | 4,833 m² | 1 · 3,142 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,071 EUR awarded · 1,071 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,071 EUR | 1,071 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 960 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-10-1983
Fiscal year end31-12
Abbreviation NL
C.D.A.
Activities, NACEBEL 2025
46442Wholesale trade
46831Wholesale of construction materials, general range
47530Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.