COLMAT
ActiveSummary
The computed 12-month bankruptcy probability of COLMAT is 2.5% (moderate). The 2020 annual accounts show negative equity (-€26,365) and a net result of -€16,735. Equity is shrinking by ~114.9% per year across the filed fiscal years. Its solvency ranks better than 7% of 12612 sector peers (fiscal year 2020). The company has been active since 2004 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2020 · tick = 2019
Profitability0=
Solvency0=
Growth32=
Track record92
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020Solvency, return and age of the figures
Solvency
-140.8%
Return on assets
-89.4%
Age of the figures
69 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 10 filingsPosition against the passed deadline
31-12-2021 close31-07-2022 deadline29-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 31-08-2021, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 61 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Strikeout withdrawal
History
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Financials · fiscal year 2020, micro schema
Equity
-€26,365▼ 174%
2019 · -€9,630
Total assets
€18,727▼ 30.8%
2019 · €27,062
Net result
-€16,735▼ 152%
2019 · -€6,638
Working capital
-€27,482▼ 83.1%
2019 · -€15,011
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Operating result€11,651--€6,638-€5,279▲ 20.5%
Net result€11,651--€6,638-€16,735below the sector's middle half▼ 152%
Equity-€4,232--€9,630▼ 128%-€26,365below the sector's middle half▼ 174%
Total assets€19,455-€27,062▲ 39.1%€18,727below the sector's middle half▼ 30.8%
Debt€23,687-€36,692▲ 54.9%€45,092▲ 22.9%
Working capital-€6,515--€15,011▼ 130%-€27,482below the sector's middle half▼ 83.1%
Solvency-21.8%--35.6%▼ 13.8pp-140.8%below the sector's middle half▼ 105.2pp
Current ratio0.72-0.59▼ 0.130.39below the sector's middle half▼ 0.20
Return on assets (ROA)59.9%--24.5%▼ 84.4pp-89.4%below the sector's middle half▼ 64.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5,279 in 2020 against €6,638 in 2019; the loss shrinks.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €18,727
Fixed assets
€1,117 ▼ 79.2%
Current assets
€17,610 ▼ 18.8%
Key figures and ratios
EBITDA
-€1,015
Cash flow
-€12,471
Quick ratio
0.10▼
2019 · 0.23
Debt ≤ 1 year
€45,092▲
2019 · €36,692
Income taxes
€11,462
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €4,265 | - |
| Gross operating margin9900 | €13,303 | -€2,420 | €2,584 | ▲ 207% |
| Operating profit (loss)9901 | €11,651 | -€6,638 | -€5,279 | ▲ 20.5% |
| Recurring financial income75 | - | - | €6 | - |
| Recurring financial charges65 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €11,651 | -€6,638 | -€5,273 | ▲ 20.6% |
| Income taxes67/77 | - | - | €11,462 | - |
| Profit (loss) for the period9904 | €11,651 | -€6,638 | -€16,735 | ▼ 152% |
| Profit (loss) for the period to be appropriated9905 | €11,651 | -€6,638 | -€16,735 | ▼ 152% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €19,455 | €27,062 | €18,727 | ▼ 30.8% |
| Fixed assets21/28 | €2,283 | €5,382 | €1,117 | ▼ 79.2% |
| Tangible fixed assets22/27 | €2,283 | €5,382 | €1,117 | ▼ 79.2% |
| Current assets29/58 | €17,172 | €21,681 | €17,610 | ▼ 18.8% |
| Stocks and contracts in progress3 | €13,139 | €13,139 | €13,139 | = |
| Amounts receivable within one year40/41 | €1,597 | €2,917 | €2,917 | = |
| Cash at bank and in hand54/58 | €2,436 | €5,624 | €1,554 | ▼ 72.4% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €19,455 | €27,062 | €18,727 | ▼ 30.8% |
| Equity10/15 | -€4,232 | -€9,630 | -€26,365 | ▼ 174% |
| Contributions10/11 | €17,360 | €18,600 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€23,452 | -€30,090 | -€46,825 | ▼ 55.6% |
| Amounts payable17/49 | €23,687 | €36,692 | €45,092 | ▲ 22.9% |
| Amounts payable within one year42/48 | €23,687 | €36,692 | €45,092 | ▲ 22.9% |
| Trade debts44 | - | €8,763 | €4,060 | ▼ 53.7% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,651 | -€6,638 | -€16,735 | ▼ 152% |
| + Depreciation and write-downs630 | - | - | €4,265 | - |
| Operating cash flow (approximation) | €11,651 | -€6,638 | -€12,471 | ▼ 87.9% |
| Investment in fixed assets (approximation) | - | -€3,099 | €0 | ▲ 100% |
| Change in cash | - | €3,188 | -€4,071 | ▼ 228% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet -€16,735
Net result drops to -€16,735, the lowest in the series.
23-11
KBO administration
Strikeout withdrawal
event 30-10-2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 435 days late
08-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 800 days late
08-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1165 days late
08-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 1530 days late
2015
12-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 12 days late
2014
12-12
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 134 days late
2013
29-08
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 29 days late
10-04
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema · 253 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
Ground area
586 m²
Building footprint
313 m²
Volume, LiDAR
3,264 m³
Parcel 11802B1115/00E000, Flanders · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Colmat/Colver
since 20052.144.382.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B1115/00E000 | Flanders | 586 m² | 1 · 313 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 679 companies in sector 46494 we hold annual accounts for 532. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-2004
Fiscal year end31-12
Activities, NACEBEL 2025
46494Wholesale of non-electrical household articles
Contact
Phone
03/233 10 18Antwerpen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0870873819
Also
9925:BE0870873819
Registered
16-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.