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Colmar

Active
Private limited companyfounded 2022active for 3 yearsAvenue du Parc 22, 4650 Herve, Belgium37 active companies are registered at this addressKBO/BCE: BE 0794.743.764

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Colmar has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€37,587) and a net result of -€15,145. Equity has been shrinking by about 67% per year since 2023. The computed 12-month bankruptcy probability is 0.6% (low).

Financials · financial year 2025, micro format

2025 annual accounts filed 7 days after the deadline Filed on 7 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00391100.

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
07-08-2026
Format
micro format
Reference
2026-00391100
Equity
-€37,587▼ 67.5%
2024 · -€22,442
Total assets
€2.2m▲ 11.8%
2024 · €1.9m
Net result
-€15,145▼ 0.5%
2024 · -€15,076
Working capital
-€744,779▼ 2.1%
2024 · -€729,633
Trend over the years

2023 to 2025, 3 financial years

The operating result for 2025 is a loss of €465, larger than the loss of €451 in 2024.

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Operating result-€465 2025 Net result-€0.02m 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result-€0.005m--€451▲ 90.3%-€465▼ 3.2%
Net result-€0.008m--€0.02m▼ 80.2%-€0.02m▼ 0.5%
Equity-€0.007m--€0.02m▼ 205%-€0.04m▼ 67.5%
Total assets€0.7m-€1.9m▲ 171%€2.2m▲ 11.8%
Debt€0.7m-€2.0m▲ 172%€2.2m▲ 12.4%
Working capital-€0.7m--€0.7m▼ 2.1%-€0.7m▼ 2.1%
Turnover and EBIT margin are not published. The micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets €707,192 =
Current assets €1.4m ▲ 18.6%
Equity and liabilities
Equity-€37,587
Debt€2.2m
Equity is negative. Debt (€2.2m) exceeds the balance-sheet total (€2.2m).
Key figures and ratios
2025 value · change against 2024
Solvency
-1.7%▼
2024 · -1.2%
Current ratio
0.66▲
2024 · 0.63
ROA
-0.7%▲
2024 · -0.8%
Debt ≤ 1 year
€2.2m▲
2024 · €2.0m
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Companies with the same profile, two years later

Historical observation

In July 2024, 1,251 companies had the same profile as Colmar has now. Two years later, 1.0% had gone bankrupt and 96.6% were still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a small loss
1.0% went bankrupt
2.1% stopped otherwise
96.6% was still going

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Colmar itself: 0.6% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,251 companies, not a prediction for Colmar. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines

Source: Annual accounts 2025 at the NBB, filed on 07-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€1.9m€2.2m▲
Fixed assets21/28€0.7m€0.7m=
Financial fixed assets28€0.7m€0.7m=
Current assets29/58€1.2m€1.4m▲
Amounts receivable within one year40/41€1.2m€1.4m▲
Other amounts receivable41€1.2m€1.4m▲
Cash at bank and in hand54/58€0.003m€0.003m▼
Equity and liabilities
Total equity and liabilities10/49€1.9m€2.2m▲
Equity10/15-€0.02m-€0.04m▼
Contributions10/11€0.001m€0.001m=
Profit (loss) carried forward14-€0.02m-€0.04m▼
Amounts payable17/49€2.0m€2.2m▲
Amounts payable within one year42/48€2.0m€2.2m▲
Taxes, remuneration and social security45€0.01m€0.02m▲
Taxes450/3€0.01m€0.02m▲
Other amounts payable47/48€1.9m€2.2m▲
Income statement Code20242025
Other operating charges640/8€451€465▲
Operating profit (loss)9901-€451-€465▼
Financial income75/76B€0.02m€0.03m▲
Recurring financial income75€0.02m€0.03m▲
Financial charges65/66B€0.03m€0.04m▲
Recurring financial charges65€0.03m€0.04m▲
Profit (loss) for the period before taxes9903-€0.02m-€0.02m▼
Profit (loss) for the period9904-€0.02m-€0.02m▼
Profit (loss) for the period to be appropriated9905-€0.02m-€0.02m▼
Appropriation of the result
Profit (loss) to be appropriated9906-€0.02m-€0.04m▼
Profit (loss) brought forward from the previous period14P-€0.008m-€0.02m▼

The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line202320242025Change
Other operating charges640/8€929€451€465▲ 3.2%
Gross operating margin9900-€3,733---
Operating profit (loss)9901-€4,661-€451-€465▼ 3.2%
Financial income75/76B-€18,115€27,968▲ 54.4%
Recurring financial income75-€18,115€27,968▲ 54.4%
Financial charges65/66B€3,705€32,740€42,648▲ 30.3%
Recurring financial charges65€3,705€32,740€42,648▲ 30.3%
Profit (loss) for the period before taxes9903-€8,366-€15,076-€15,145▼ 0.5%
Profit (loss) for the period9904-€8,366-€15,076-€15,145▼ 0.5%
Profit (loss) for the period to be appropriated9905-€8,366-€15,076-€15,145▼ 0.5%
Line202320242025Change
Assets
Total assets20/58€0.7m€1.9m€2.2m▲ 11.8%
Fixed assets21/28€0.7m€0.7m€0.7m=
Financial fixed assets28€0.7m€0.7m€0.7m=
Current assets29/58€0.004m€1.2m€1.4m▲ 18.6%
Amounts receivable within one year40/41-€1.2m€1.4m▲ 18.7%
Other amounts receivable41-€1.2m€1.4m▲ 18.7%
Cash at bank and in hand54/58€0.004m€0.003m€0.003m▼ 21.8%
Equity and liabilities
Total equity and liabilities10/49€0.7m€1.9m€2.2m▲ 11.8%
Equity10/15-€0.007m-€0.02m-€0.04m▼ 67.5%
Contributions10/11€0.001m€0.001m€0.001m=
Profit (loss) carried forward14-€0.008m-€0.02m-€0.04m▼ 64.6%
Amounts payable17/49€0.7m€2.0m€2.2m▲ 12.4%
Amounts payable within one year42/48€0.7m€2.0m€2.2m▲ 12.4%
Taxes, remuneration and social security45€0.001m€0.01m€0.02m▲ 118%
Taxes450/3€0.001m€0.01m€0.02m▲ 118%
Other amounts payable47/48€0.7m€1.9m€2.2m▲ 11.8%
Line202320242025Change
Profit (loss) for the period9904-€8,366-€15,076-€15,145▼ 0.5%
Operating cash flow (approximation)-€8,366-€15,076-€15,145▼ 0.5%
Investment in fixed assets (approximation)-€0€0-
Change in cash--€688-€704▼ 2.4%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference Document
31-12-2025 micro format 07-08-2026 2026-00391100 NBB
31-12-2024 micro format 27-08-2025 2025-00423715 PDF
31-12-2023 micro format 30-08-2024 2024-00431382 PDF

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.