COLLIN OPTIQUE
ActiveSummary
COLLIN OPTIQUE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €-21k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability23▼-52
Solvency76▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 2.97 in 2024; short-term debt: 24.3% and cash: 17.9% of total assets), and 49% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
28 d late
2022
60 d early
2021
52 d early
2020
52 d early
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-21k
2024 · €20k
2018: €-351
2019: €12k▲ +3441% vs 2018
2020: €46k▲ +293% vs 2019
2021: €59k▲ +28.4% vs 2020highest in 8 years
2022: €26k▼ -56.9% vs 2021
2023: €2k▼ -91.5% vs 2022
2024: €20k▲ +812% vs 2023
2025: €-21k▼ -204% vs 2024lowest in 8 years
2018 → 2025
Working capital
€110k▼ 19.6%
2024 · €137k
2018: €30k
2019: €80k▲ +166% vs 2018
2020: €20k▼ -75.3% vs 2019lowest in 8 years
2021: €61k▲ +208% vs 2020
2022: €83k▲ +35.3% vs 2021
2023: €99k▲ +20.2% vs 2022
2024: €137k▲ +37.4% vs 2023highest in 8 years
2025: €110k▼ -19.6% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€185k-€200k▲ 8.4%€202k▲ 1.1%€221k▲ 9.3%€201k▼ 9.3%
2021: €185klowest in 5 years
2022: €200k▲ +8.4% vs 2021
2023: €202k▲ +1.1% vs 2022
2024: €221k▲ +9.3% vs 2023highest in 5 years
2025: €201k▼ -9.3% vs 2024
Operating result€79k-€36k▼ 54.6%€10k▼ 72.5%€31k▲ 217%€32k▲ 3.6%
2021: €79khighest in 5 years
2022: €36k▼ -54.6% vs 2021
2023: €10k▼ -72.5% vs 2022lowest in 5 years
2024: €31k▲ +217% vs 2023
2025: €32k▲ +3.6% vs 2024
Net result€59k-€26k▼ 56.9%€2k▼ 91.5%€20k▲ 812%€-21k
2021: €59khighest in 5 years
2022: €26k▼ -56.9% vs 2021
2023: €2k▼ -91.5% vs 2022
2024: €20k▲ +812% vs 2023
2025: €-21k▼ -204% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€188k ▼ 4.9%
Current assets
€205k ▼ 0.2%
Equity and liabilities €393k
Equity
€201k ▼ 9.3%
Debt
€193k ▲ 5.7%
Debt's share of the balance-sheet total rises from 45.2% to 49.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€71k▲
2024 · €68k
Cash flow
€18k▼
2024 · €57k
Current ratio
2.15▼
2024 · 2.97
Quick ratio
0.90▼
2024 · 1.29
Debt to equity
0.96▲
2024 · 0.82
ROE
-10.2%▼
2024 · 8.9%
ROA
-5.2%▼
2024 · 4.9%
Interest coverage
1.24▼
2024 · 8.38
Debt ≤ 1 year
€96k▲
2024 · €69k
Debt > 1 year
€97k▼
2024 · €113k
Income taxes
€396▼
2024 · €7k
Staff costs
€46k▼
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€403k€393k▼
Fixed assets21/28€198k€188k▼
Tangible fixed assets22/27€198k€188k▼
Land and buildings22€166k€142k▼
Plant, machinery and equipment23€10k€30k▲
Furniture and vehicles24€3k€3k▲
Leasing and similar rights25€19k€13k▼
Current assets29/58€206k€205k▼
Stocks and contracts in progress3€116k€119k▲
Stocks30/36€116k€119k▲
Amounts receivable within one year40/41€33k€12k▼
Trade receivables40€3k€645▼
Other amounts receivable41€31k€11k▼
Cash at bank and in hand54/58€52k€71k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€403k€393k▼
Equity10/15€221k€201k▼
Contributions10/11€20k€20k=
Reserves13€200k€172k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€198k€170k▼
Profit (loss) carried forward14€885€8k▲
Amounts payable17/49€182k€193k▲
Amounts payable after more than one year17€113k€97k▼
Financial debts170/4€113k€97k▼
Amounts payable within one year42/48€69k€96k▲
Current portion of amounts payable after more than one year42€19k€19k▲
Trade debts44€26k€43k▲
Suppliers440/4€26k€43k▲
Advances received on contracts in progress46€1k€3k▲
Taxes, remuneration and social security45€22k€30k▲
Taxes450/3€22k€24k▲
Remuneration and social security454/9€268€5k▲
Other amounts payable47/48€964€964=
Income statement
Code20242025
Remuneration, social security and pensions62€70k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€39k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€5k▼
Other operating charges640/8€6k€7k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€152k€129k▼
Operating profit (loss)9901€31k€32k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€8k€57k▲
Recurring financial charges65€8k€57k▲
Profit (loss) for the period before taxes9903€26k€-20k▼
Income taxes67/77€7k€396▼
Profit (loss) for the period9904€20k€-21k▼
Profit (loss) for the period to be appropriated9905€20k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€-20k▼
Profit (loss) brought forward from the previous period14P€58€885▲
Transfer from equity791/2-€28k
Transfer to equity691/2€18k€0▼
To other reserves6921€18k€0▼
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €13k | €8k | €0 | - | - | - |
| Remuneration, social security and pensions62 | €36k | €43k | €54k | €70k | €46k | ▼ 33.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €37k | €38k | €47k | €37k | €39k | ▲ 5.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €16k | €8k | €5k | ▼ 45.0% |
| Other operating charges640/8 | €7k | €7k | €5k | €6k | €7k | ▲ 11.9% |
| Non-recurring operating charges66A | - | - | €4k | €0 | - | - |
| Gross operating margin9900 | €159k | €124k | €136k | €152k | €129k | ▼ 15.4% |
| Operating profit (loss)9901 | €79k | €36k | €10k | €31k | €32k | ▲ 3.6% |
| Financial income75/76B | €3k | €2k | €2k | €3k | €5k | ▲ 49.5% |
| Recurring financial income75 | €3k | €2k | €2k | €3k | €5k | ▲ 49.5% |
| Financial charges65/66B | €5k | €5k | €8k | €8k | €57k | ▲ 604% |
| Recurring financial charges65 | €5k | €5k | €8k | €8k | €57k | ▲ 604% |
| Profit (loss) for the period before taxes9903 | €77k | €33k | €4k | €26k | €-20k | ▼ 176% |
| Income taxes67/77 | €18k | €7k | €2k | €7k | €396 | ▼ 94.1% |
| Profit (loss) for the period9904 | €59k | €26k | €2k | €20k | €-21k | ▼ 204% |
| Profit (loss) for the period to be appropriated9905 | €59k | €26k | €2k | €20k | €-21k | ▼ 204% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €432k | €395k | €390k | €403k | €393k | ▼ 2.5% |
| Fixed assets21/28 | €263k | €240k | €232k | €198k | €188k | ▼ 4.9% |
| Tangible fixed assets22/27 | €263k | €240k | €232k | €198k | €188k | ▼ 4.9% |
| Land and buildings22 | €110k | €101k | €189k | €166k | €142k | ▼ 14.8% |
| Plant, machinery and equipment23 | €151k | €138k | €14k | €10k | €30k | ▲ 208% |
| Furniture and vehicles24 | €2k | €1k | €3k | €3k | €3k | ▲ 27.5% |
| Leasing and similar rights25 | - | - | €25k | €19k | €13k | ▼ 32.2% |
| Current assets29/58 | €169k | €155k | €158k | €206k | €205k | ▼ 0.2% |
| Stocks and contracts in progress3 | €69k | €102k | €97k | €116k | €119k | ▲ 2.1% |
| Stocks30/36 | €69k | €102k | €97k | €116k | €119k | ▲ 2.1% |
| Amounts receivable within one year40/41 | €1k | €3k | €14k | €33k | €12k | ▼ 65.1% |
| Trade receivables40 | - | - | €1k | €3k | €645 | ▼ 76.1% |
| Other amounts receivable41 | €1k | €3k | €13k | €31k | €11k | ▼ 64.2% |
| Cash at bank and in hand54/58 | €96k | €47k | €44k | €52k | €71k | ▲ 34.8% |
| Deferred charges and accrued income490/1 | €3k | €3k | €4k | €4k | €4k | ▲ 16.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €432k | €395k | €390k | €403k | €393k | ▼ 2.5% |
| Equity10/15 | €185k | €200k | €202k | €221k | €201k | ▼ 9.3% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €165k | €180k | €182k | €200k | €172k | ▼ 14.0% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €163k | €178k | €180k | €198k | €170k | ▼ 14.2% |
| Profit (loss) carried forward14 | - | - | €58 | €885 | €8k | ▲ 857% |
| Amounts payable17/49 | €248k | €195k | €188k | €182k | €193k | ▲ 5.7% |
| Amounts payable after more than one year17 | €140k | €122k | €129k | €113k | €97k | ▼ 14.2% |
| Financial debts170/4 | €140k | €122k | €129k | €113k | €97k | ▼ 14.2% |
| Other amounts payable178/9 | - | - | €0 | - | - | - |
| Amounts payable within one year42/48 | €108k | €73k | €59k | €69k | €96k | ▲ 38.1% |
| Current portion of amounts payable after more than one year42 | €21k | €17k | €23k | €19k | €19k | ▲ 0.4% |
| Trade debts44 | €15k | €11k | €10k | €26k | €43k | ▲ 67.1% |
| Suppliers440/4 | €15k | €11k | €10k | €26k | €43k | ▲ 67.1% |
| Advances received on contracts in progress46 | - | - | €1k | €1k | €3k | ▲ 117% |
| Taxes, remuneration and social security45 | €46k | €30k | €25k | €22k | €30k | ▲ 34.5% |
| Taxes450/3 | €36k | €21k | €24k | €22k | €24k | ▲ 11.0% |
| Remuneration and social security454/9 | €10k | €8k | €1k | €268 | €5k | ▲ 1,930% |
| Other amounts payable47/48 | €26k | €15k | €105 | €964 | €964 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59k | €26k | €2k | €20k | €-21k | ▼ 204% |
| + Depreciation and write-downs630 | €37k | €38k | €47k | €37k | €39k | ▲ 5.4% |
| Operating cash flow (approximation) | €96k | €64k | €49k | €57k | €18k | ▼ 67.4% |
| Investment in fixed assets (approximation) | - | €-15k | €-39k | €-3k | €-29k | ▼ 878% |
| Change in cash | - | €-49k | €-4k | €9k | €18k | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200kEq €200k ▲8.4%
4 profitable years in a row build equity to €200k.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €59k ▲28.4%
Operating result €79k, net result €59k, both a record.
31-12
Financial
Equity above €150kEq €185k ▲26.9%
3 profitable years in a row build equity to €185k.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
Show earlier events
31-12
Financial
Equity above €100kEq €109k ▲12%
Equity rises from €98k to €109k.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 2006
Ground area
1,368 m²
Building footprint
225 m²
Volume, LiDAR
2,466 m³
2 parcels, Wallonia · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Collin Optique
since 20062.151.374.777
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91242A0292/00P002 | Wallonia | 1,313 m² | 1 · 102 m² | 8.9 m · 2 fl. |
| 91034E0561/00R000 | Wallonia | 55 m² | 1 · 123 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900F6P17PNZOTDL85
Similar companies · same sector, comparable size
PIEVER
BE 0839.058.908
Chièvres · Eq €200,582
TOPTIC
BE 0506.988.118
Ukkel · Eq €200,391
M.E.N. Vision
BE 0826.162.262
Zonhoven · Eq €200,355
OPTICAL SAINT-PIERRE
BE 0832.237.729
Brussel · Eq €200,327
VERDER SCIENTIFIC BENELUX
BE 0775.433.440
Aartselaar · Eq €201,114
Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 955 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
Contact
E-mail
info@collinoptique.be
Phone
082/22.51.56Dinant
Fax
082/22.51.56Dinant
Scores and ratios are computed by Checked and are not a credit decision.