COLLETTE BRIGITTE
ActiveSummary
COLLETTE BRIGITTE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €93,625 and a net result of €20,997. Equity remains stable across the filed fiscal years (±1.4% per year). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability87▲+75
Solvency90▼-10
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.84 against 53.22 in 2023; short-term debt: 34.8% and cash: 65.2% of total assets), and 34.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
38 d early
2023
34 d early
2022
on the day
2021
19 d early
2020
1 d early
2019
54 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 10 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€93,625▼ 35.7%
2023 · €145,628
Total assets
€143,570▼ 3.3%
2023 · €148,507
Net result
€20,997
2023 · -€7,992
Working capital
€91,913▼ 36.1%
2023 · €143,831
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€27,250▼ 12.7%-€3,086€6,990-€7,955€22,468
Net result€15,064▼ 26.6%-€3,411€5,423-€7,992€20,997
Equity€169,108▲ 9.8%€165,697▼ 2.0%€171,120▲ 3.3%€145,628▼ 14.9%€93,625▼ 35.7%
Total assets€196,995▲ 9.9%€184,023▼ 6.6%€175,742▼ 4.5%€148,507▼ 15.5%€143,570▼ 3.3%
Debt€27,887▲ 10.8%€18,326▼ 34.3%€4,622▼ 74.8%€2,880▼ 37.7%€49,946▲ 1,634%
Working capital€148,594▲ 22.5%€160,097▲ 7.7%€171,245▲ 7.0%€143,831▼ 16.0%€91,913▼ 36.1%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €22,468 after a loss of €7,955 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €143,570
Fixed assets
€1,712 ▼ 10.9%
Current assets
€141,859 ▼ 3.2%
Equity and liabilities €143,570
Equity
€93,625 ▼ 35.7%
Debt
€49,946 ▲ 1,634%
Debt's share of the balance-sheet total rises from 1.9% to 34.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22,678▲
2023 · -€7,781
Cash flow
€21,206▲
2023 · -€7,817
Current ratio
2.84▼
2023 · 53.22
Debt to equity
0.53▲
2023 · 0.02
ROE
22.4%▲
2023 · -5.5%
ROA
14.6%▲
2023 · -5.4%
Interest coverage
302.21▲
2023 · -6.10
Debt ≤ 1 year
€49,946▲
2023 · €2,755
Income taxes
€6,655▲
2023 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,852 | €5,600 | - | €175 | €210 | ▲ 20.0% |
| Other operating charges640/8 | - | €872 | €124 | €415 | €294 | ▼ 29.3% |
| Gross operating margin9900 | €45,203 | €3,385 | €7,114 | -€7,366 | €22,971 | ▲ 412% |
| Operating profit (loss)9901 | €27,250 | -€3,086 | €6,990 | -€7,955 | €22,468 | ▲ 382% |
| Financial income75/76B | - | €556 | €1,304 | €1,379 | €5,259 | ▲ 281% |
| Recurring financial income75 | €121 | €556 | €1,304 | €1,379 | €5,259 | ▲ 281% |
| Financial charges65/66B | - | €234 | €1,178 | €1,276 | €75 | ▼ 94.1% |
| Recurring financial charges65 | €191 | €234 | €1,178 | €1,276 | €75 | ▼ 94.1% |
| Profit (loss) for the period before taxes9903 | €27,180 | -€2,764 | €7,115 | -€7,852 | €27,652 | ▲ 452% |
| Income taxes67/77 | €12,116 | €647 | €1,693 | €140 | €6,655 | ▲ 4,659% |
| Profit (loss) for the period9904 | €15,064 | -€3,411 | €5,423 | -€7,992 | €20,997 | ▲ 363% |
| Profit (loss) for the period to be appropriated9905 | €15,064 | -€3,411 | €5,423 | -€7,992 | €20,997 | ▲ 363% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €196,995 | €184,023 | €175,742 | €148,507 | €143,570 | ▼ 3.3% |
| Fixed assets21/28 | €22,452 | €5,600 | - | €1,921 | €1,712 | ▼ 10.9% |
| Tangible fixed assets22/27 | €22,452 | €5,600 | - | €1,921 | €1,712 | ▼ 10.9% |
| Plant, machinery and equipment23 | - | - | - | €1,921 | €1,712 | ▼ 10.9% |
| Furniture and vehicles24 | - | €5,600 | - | - | - | - |
| Current assets29/58 | €174,543 | €178,422 | €175,742 | €146,586 | €141,859 | ▼ 3.2% |
| Amounts receivable after more than one year29 | - | €10,186 | €6,112 | €2,037 | - | - |
| Other amounts receivable291 | - | €10,186 | €6,112 | €2,037 | - | - |
| Amounts receivable within one year40/41 | €6,221 | €24,333 | €27,089 | €30,024 | €48,271 | ▲ 60.8% |
| Trade receivables40 | - | €4,392 | €4,696 | €5,213 | €11,269 | ▲ 116% |
| Other amounts receivable41 | - | €19,941 | €22,393 | €24,811 | €37,002 | ▲ 49.1% |
| Current investments50/53 | €25,000 | €25,000 | €25,000 | €25,000 | - | - |
| Cash at bank and in hand54/58 | €139,747 | €115,233 | €117,541 | €89,524 | €93,587 | ▲ 4.5% |
| Deferred charges and accrued income490/1 | - | €3,670 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €196,995 | €184,023 | €175,742 | €148,507 | €143,570 | ▼ 3.3% |
| Equity10/15 | €169,108 | €165,697 | €171,120 | €145,628 | €93,625 | ▼ 35.7% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €156,708 | €153,297 | €158,720 | €133,228 | €81,225 | ▼ 39.0% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €151,437 | €156,860 | €133,228 | €81,225 | ▼ 39.0% |
| Amounts payable17/49 | €27,887 | €18,326 | €4,622 | €2,880 | €49,946 | ▲ 1,634% |
| Amounts payable after more than one year17 | €1,938 | - | - | - | - | - |
| Amounts payable within one year42/48 | €25,949 | €18,326 | €4,497 | €2,755 | €49,946 | ▲ 1,713% |
| Current portion of amounts payable after more than one year42 | - | €1,938 | - | - | - | - |
| Trade debts44 | €5,064 | €4,897 | €1,951 | €712 | €2,926 | ▲ 311% |
| Suppliers440/4 | - | €4,897 | €1,951 | €712 | €2,926 | ▲ 311% |
| Taxes, remuneration and social security45 | - | €11,491 | €2,546 | €2,042 | €5,520 | ▲ 170% |
| Taxes450/3 | - | €11,491 | €2,336 | €1,832 | €5,520 | ▲ 201% |
| Remuneration and social security454/9 | - | - | €210 | €210 | - | - |
| Other amounts payable47/48 | - | - | - | - | €41,500 | - |
| Accrued charges and deferred income492/3 | - | - | €125 | €125 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,064 | -€3,411 | €5,423 | -€7,992 | €20,997 | ▲ 363% |
| + Depreciation and write-downs630 | €16,852 | €5,600 | - | €175 | €210 | ▲ 20.0% |
| Operating cash flow (approximation) | €31,916 | €2,189 | €5,423 | -€7,817 | €21,206 | ▲ 371% |
| Investment in fixed assets (approximation) | - | €11,252 | - | - | €0 | - |
| Change in cash | - | -€24,514 | €2,308 | -€28,017 | €4,063 | ▲ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €20,997
Net result €20,997 after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€7,992
Net result drops to -€7,992, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €5,423
Net result €5,423 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 39.08
Current ratio from 9.74 to 39.08; short-term debt falls from €18,326 to €4,497.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 7.51
Current ratio from 3.10 to 7.51; short-term debt falls from €38,193 to €18,629.
Show earlier events
31-12
Financial
Equity above €150,000Eq €154,044 ▲15.4%
2 profitable years in a row build equity to €154,044.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 36 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2006
Ground area
1,454 m²
Building footprint
576 m²
Volume, LiDAR
3,345 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Kerkveldweg 5, 3724 Hasselt
since 20062.230.467.488
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011I2171/00A000 | Flanders | 794 m² | 1 · 447 m² | 7.7 m · 2 fl. |
| 73090D0204/00W000 | Flanders | 661 m² | 1 · 129 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded23-01-2006
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0878993907
Registered
25-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.