CollectOnline
ActiveCollectOnline has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €872k and a net result of €160k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 2259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+10
Solvency88▲+11
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 0.98 in 2024), and 22.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.8%
Return on assets
14.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
118 d early
2023
85 d early
2022
105 d early
2021
72 d early
2020
120 d early
2019
120 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€872k▲ 17.6%
2024 · €741k
2018: €239k
2019: €441k
2020: €402k
2021: €423k
2022: €506k
2023: €620k
2024: €741k
2018 → 2025
Total assets
€1.12M▼ 3.3%
2024 · €1.16M
2018: €589k
2019: €783k
2020: €889k
2021: €1.09M
2022: €1.16M
2023: €1.17M
2024: €1.16M
2018 → 2025
Net result
€160k▲ 32.0%
2024 · €122k
2018: €7k
2019: €2k
2020: €-81k
2021: €13k
2022: €82k
2023: €114k
2024: €122k
2018 → 2025
Working capital
€116k
2024 · €-7k
2018: €59k
2019: €142k
2020: €80k
2021: €178k
2022: €208k
2023: €122k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€423k-€506k▲ 19.5%€620k▲ 22.5%€741k▲ 19.6%€872k▲ 17.6%
Operating result€39k-€120k▲ 211%€147k▲ 22.3%€149k▲ 1.9%€179k▲ 19.7%
Net result€13k-€82k▲ 531%€114k▲ 37.9%€122k▲ 6.9%€160k▲ 32.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 20% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€755k▼ 9.0%
Current assets
€365k▲ 10.9%
Equity and liabilities €1.12M
Equity
€872k▲ 17.6%
Debt
€249k▼ 40.5%
The debt ratio falls from 36.1% to 22.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€343k▲
2024 · €285k
Cash flow
€325k▲
2024 · €257k
Solvency
77.8%▲
2024 · 63.9%
Current ratio
1.47▲
2024 · 0.98
Quick ratio
1.47▲
2024 · 0.98
Debt / equity
0.29▼
2024 · 0.56
ROE
18.4%▲
2024 · 16.4%
ROA
14.3%▲
2024 · 10.5%
Interest coverage
25.40▲
2024 · 11.11
Debt
€249k▼
2024 · €418k
Debt ≤ 1 year
€249k▼
2024 · €336k
Debt > 1 year
€0▼
2024 · €82k
Income taxes
€5k▲
2024 · €3k
Staff costs
€376k▼
2024 · €392k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.16M€1.12M▼
Fixed assets21/28€830k€755k▼
Intangible fixed assets21€741k€674k▼
Tangible fixed assets22/27€41k€33k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€18k€15k▼
Other tangible fixed assets26€16k€12k▼
Financial fixed assets28€47k€47k=
Current assets29/58€330k€365k▲
Amounts receivable within one year40/41€287k€279k▼
Trade receivables40€285k€278k▼
Other amounts receivable41€2k€944▼
Cash at bank and in hand54/58€38k€80k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.12M▼
Equity10/15€741k€872k▲
Contributions10/11€950k€950k=
Capital10€950k€950k=
Issued capital100€950k€950k=
Reserves13€17k€17k=
Non-distributable reserves130/1€17k€17k=
Legal reserve130€17k€17k=
Profit (loss) carried forward14€-226k€-95k▲
Amounts payable17/49€418k€249k▼
Amounts payable after more than one year17€82k€0▼
Financial debts170/4€82k€0▼
Amounts payable within one year42/48€336k€249k▼
Current portion of amounts payable after more than one year42€180k€0▼
Trade debts44€101k€151k▲
Suppliers440/4€101k€151k▲
Taxes, remuneration and social security45€55k€68k▲
Taxes450/3€28k€25k▼
Remuneration and social security454/9€27k€43k▲
Other amounts payable47/48€0€30k▲
Accrued charges and deferred income492/3€0€64▲
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Remuneration, social security and pensions62€392k€376k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€135k€164k▲
Other operating charges640/8€6k€2k▼
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€685k€721k▲
Operating profit (loss)9901€149k€179k▲
Financial income75/76B€430€287▼
Recurring financial income75€430€287▼
Financial charges65/66B€26k€14k▼
Recurring financial charges65€26k€14k▼
Profit (loss) for the period before taxes9903€124k€166k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€122k€160k▲
Profit (loss) for the period to be appropriated9905€122k€160k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-226k€-65k▲
Profit (loss) brought forward from the previous period14P€-347k€-226k▲
Transfer to equity691/2€0-
To the legal reserve6920€0-
Profit to be distributed694/7-€30k
Directors or managers695-€30k
Social balance
Average headcount (FTE)90874.45.3▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
20-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director discharge5 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director discharge5 facts ▸
- General meeting, 19/02/2026
- Director resignation, Ignace De Bock (bestuurder)
- Director discharge, Ignace De Bock (bestuurder)
- Director appointment, Big Pony Ventures BV (bestuurder)
- Permanent representative, Peter Janssens
2025
31-12
Financial
Highest result since 2018net €160k ▲32%
Operating result €179k, net result €160k, both a record.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €506k ▲19.5%
2 profitable years in a row build equity to €506k.
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-81k ▼3873%
Net result drops to €-81k, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
11-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2026
Big Pony Ventures
CurrentDirector · since 19-02-2026 · Private limited company · perm. rep.: Peter Janssens
19-02-2026
Big Pony Ventures: Appointed as Director
19-02-2026
Ignace De Bock: Resigned as Director
31-05-2021
Gevaert Matthias: Resigned as Director
10-06-2020
Ignace De Bock: Resigned as Director
10-06-2020
Gevaert Matthias: Resigned as Director
10-06-2020
Thomas De Bruyn: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Potvlietlaan 5B2600 AntwerpenGround area
2,071 m²
Building footprint
472 m²
Volume, LiDAR
6,514 m³
Parcel 11302A0030/00V000, Flanders · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CollectOnline
since 20112.199.265.756
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0030/00V000 | Flanders | 2,071 m² | 1 · 472 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Ownership & control
1 partyControl over this companysits on this company's board1
1 subsidiary · 1 location
controls
CollectOnlineBE 0835.721.415
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 59,954 EUR awarded · 59,954 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,969 EUR | 4,969 EUR |
| 2024 | 1 | 19,447 EUR | 19,447 EUR |
| 2023 | 1 | 18,677 EUR | 18,677 EUR |
| 2022 | 1 | 16,861 EUR | 16,861 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
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DGENIOUS
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StadimData
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Of 16,813 companies in sector 62100 we hold annual accounts for 8,746. 4,384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-04-2011
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.